Centers Near You

Selected Address

NVISION Procedures

Every NVISION patient is different. We look forward to working with you to determine the best eye surgery or nonsurgical treatment for your individual needs.

  • LASIK Eye Surgery
  • Contoura® Vision LASIK
  • EVO ICL™ (Implantable Lens)
  • SMILE™ Vision Correction
  • Cataract Surgery
  • Comprehensive Ophthalmology
  • Lifestyle Lenses
  • Vivity Extended Vision IOL
  • Cross-Linking
  • INTACS® Corneal Implants
  • Oculoplastic
  • Cosmetic Treatments
  • Blepharoplasty
  • Dry Eye Treatments
  • Glaucoma Surgery
  • PDT Eye Treatment
  • Monovision LASIK
  • Refractive Lens Exchange
  • Pterygium Surgery
  • Implantable Miniature Telescope Surgery

See Your Best This Summer!

Get $1,200 off LASIK + Enjoy Easy and Fast LASIK Financing.**

Nvision conditions.

  • Astigmatism
  • Nearsightedness
  • Farsightedness
  • Keratoconus
  • Macular Degeneration
  • Coronavirus

NVISION Education

  • ‣ LASIK Candidate Quiz ‣
  • All About LASIK
  • LASIK Safety & Success Rates
  • LASIK Eye Surgery Cost
  • LASIK for Astigmatism
  • How Long Does LASIK Take?
  • Glasses After Cataract Surgery
  • Best Lens for Cataract Surgery
  • When to Get Cataract Surgery: Symptom Progression & Your Options
  • What to Expect: Anesthesia
  • Types of Cataracts
  • Types of Lenses For Cataract Surgery
  • PRK Surgery
  • Guide to Laser Eye Surgery
  • Types of Eye Surgery
  • Corneal Cross-Linking
  • Improving Eyesight
  • Intraocular Lens
  • Survey: America’s Bad Eye Care Habits
  • Diet & Vision?

NVISION Locations

Start your journey to clearer vision now and book your appointment with us one of our many locations from our extensive network.

  • Inland Empire
  • Los Angeles
  • Orange County
  • Ventura County
  • Daytona Beach
  • Fort Lauderdale
  • Port St. Lucie
  • West Palm Beach
  • Indianapolis
  • Kansas City
  • Washington DC
  • Minneapolis
  • Lincoln City
  • Philadelphia
  • Corpus Christi
  • South Texas
  • Salt Lake City
  • Virginia Beach

Find a nearby center

Last Updated Aug 20, 2023

Further Reading

  • Vision Insurance Providers in Utah
  • AIG Vision Insurance
  • Argo Vision Insurance
  • AltaMed Vision Insurance
  • Aflac Vision Insurance
  • Direct Vision Insurance
  • Mutual of Omaha Vision Insurance
  • Kaiser Vision Insurance
  • Best Vision Coverage Plans in 2021
  • Qualsight for LASIK
  • Future of Eye Care
  • Mail Handlers Benefit Plan (MHBP) Vision Insurance
  • L.A. Care Vision Insurance
  • Delta Dental Vision Insurance
  • Vision Insurance Providers in Arizona
  • Vision Insurance Providers in Nevada
  • Vision Insurance Providers in Washington
  • Vision Insurance Providers in Texas
  • Vision Insurance Providers in Oregon
  • Vision Insurance Providers in California
  • Defined Contribution Plans for Vision Care
  • CalOptima Vision Insurance
  • CareFirst Vision Insurance
  • Colonial Life Vision Insurance
  • Covered California Eye Care
  • VA Benefits
  • VSP Cover Cataract Surgery
  • Medi-Cal Vision Benefits
  • Costco Vision
  • FSA Coverage
  • Vision Insurance Companies in 2022
  • Medicaid for Vision Care Coverage
  • EyeMed Insurance Coverage
  • VSP Coverage
  • Humana Coverage
  • Cigna Coverage
  • FEP BlueVision
  • EyeMed vs. VSP
  • Medicare Coverage for Glasses
  • Options to Afford Cataract Surgery
  • Superior Vision
  • Vision + Dental Packages
  • Spectera Vision
  • Davis Vision
  • MetLife Vision
  • Blue View Vision
  • United Healthcare (UNH)

Getting an Eye Exam Without Insurance: What to Expect (Costs and More)

Home / Insurance for Laser Eye Surgery & LASIK / Eye Exams Without Insurance

If you do not have vision insurance, the cost of ophthalmologist visits without insurance may seem like an unnecessary expense. The average cost of an eye exam in the United States is around $200, which can be out of reach for many people. If you have an eye condition that requires regular checkups, you may spend more than that in a year.

Table of Contents

  • Eye Exam Cost
  • Financial Help
  • Self Diagnosis and Online Tests

Does Telehealth Services Work for Eye Exams?

Frequently asked questions about eye exam costs.

There are low-cost and free options to help you if you struggle financially since eye health is crucial to overall health. While there are online tests of your visual acuity, contrast, or color vision, ultimately self-diagnosis does not help you uncover potentially serious conditions like cataracts , macular degeneration, or glaucoma.

Eye health is very important. If you do not have appropriate glasses or contact lens prescriptions, you may suffer from eye strain, headaches, and trouble concentrating. Routine eye exams can also help you get early treatment and surgery for serious eye complications, like glaucoma or cataracts, before you suffer partial blindness.

Millions of Americans go without eye insurance, which covers the cost of annual eye exams. If you do not have vision insurance, what should you do to get an affordable cost of ophthalmologist visits without insurance?

optometrist visit without insurance

How Much Does an Eye Exam Cost in the United States?

Estimates from FAIR Health suggest that eye exams are, in fact, the cheapest part of taking care of your eye health; however, they are still not a small amount of money if vision insurance does not supply assistance. National average costs are:

  • $200 for initial patient exams.
  • $128 for established patient exams.
  • $46 for refractive vision tests.

These costs are the overall average of the most expensive cities and least expensive towns across the United States. However, they indicate what you can expect, in general, from an optometrist. If you have an underlying vision issue or the risk of developing a more serious vision disease, you may need to go to more frequent visits, which can become expensive without insurance.

However, FAIR Health also found that 80 percent of the nation’s eye exams were at or below these costs:

  • $250 for initial patient exams
  • $155 for established patient exams
  • $60 for refractive vision tests

Eye exam frequency can impact your overall costs too. For the most part, frequency is based on age:

  • Birth to 24 months (2 years): every 6 months or as recommended
  • 2 to 5 years old: at 3 years old on average
  • 5 to 19 years old: once per year
  • 19 to 60 years old: every one to two years or as recommended, depending on eye health and refractive error
  • 61 and older: annually, or as recommended by optometrist

When you need new glasses and a year’s supply of contact lenses, however, the costs begin to rapidly increase into the thousands of dollars. Getting help covering the costs of the exam and finding glasses or contact lenses for free or cheap can help people who are struggling financially and do not have vision insurance.

Financial Help to Get Regular Eye Exams and Corrective Wear

Insurance word written on wood block

After the passage of the Affordable Care Act (ACA) , vision insurance was slowly phased in as one of the health care marketplace’s options. However, oral and vision care are not considered essential health benefits for adults that standard health insurance must cover. Instead, the marketplace offers these types of insurance separately , with a tax credit as applicable based on income. For children, pediatric health insurance covers vision and dental care, as required by the ACA.

If you still cannot get vision insurance or missed the ACA application window, there are other options to get lower cost eye exams, financial aid for eye exams, and even free exams.

  • Costco: Whether you have a membership to Costco or not, many of the stores have in-house optometrists who can conduct basic eye exams and give you prescriptions for glasses or contact lenses. To take advantage of their low-cost corrective eyewear, however, you must be a member. Without insurance, an eye exam at Costco will usually cost about $75 to $80.
  • Walmart: Some Walmart stores have Walmart Vision Centers within them, where you can get an eye exam for $75 to $85 without insurance.
  • Target: You can get a comprehensive eye exam at Target Optical Exact prices vary according to location, but an eye exam will cost between $60 and $100 without insurance.
  • Groupon or other online coupons: Companies like Groupon and LivingSocial specialize in offering discounted products and services, including medical services. While many health services are cosmetic, you may be able to find a deal on eye exams, glasses, and/or contact lenses in your area.

If inexpensive or low-cost eye exams are out of reach, the National Eye Institute maintains a list of organizations that provide free eye exams and, often, free glasses.

  • Optometry Cares: The AOA Foundation keeps a list of state-specific resources.
  • EyeCare America has provided free eye exams to 1.8 million people since 1987.
  • Lion’s Club International offers a vision screening program.
  • Older adults may qualify for Medicare’s vision screenings to prevent diabetes-related eye conditions, macular degeneration, and glaucoma.

Self-Diagnosis and Online Tests Are Appealing but Ineffective

woman texting on phone

For those who know they have a refractive error — nearsightedness, farsightedness, or astigmatism — you can likely tell when you need new glasses or contact lenses because your existing vision problem will slowly progress until you need an updated prescription. This is a form of self-diagnosis that is useful if you do not otherwise need regular eye exams, so you can instead maintain your eye health with exams every other year. It is not recommended for adults to go more than two years without an eye exam.

If you do not know if you have some types of eye conditions and suspect that you may have an eye problem, you may search online for eye exams. There are several free online tests available to examine your visual acuity.

For example, one is in three parts and determines your visual acuity, your contrast vision, and your color vision, which can indicate not just refractive errors, but also help you understand if you have a more serious condition, like macular degeneration. Online astigmatism tests can help you learn more about specific refractive errors.

Some online companies even claim that they can renew your glasses or contact lens prescription online if you take their test, and you do not have to pay an exorbitant amount of money or keep an appointment with a doctor. This may seem like a great option for convenience and financial reasons, but it does not ultimately take care of your eyes’ overall health. Conditions like cataracts or glaucoma can be detected by routine, in-person tests and exams, which cannot be conducted online.

For the same reasons that online eye exams aren’t a good choice, telehealth services don’t work for eye exams.

If you have early stages of several serious vision conditions, you may still be able to see well enough, or you may treat the condition like a refractive error, believing you simply need stronger glasses. While you may qualify for an updated prescription, a telehealth eye exam doesn’t give the doctor the opportunity to fully examine your eyes and potentially detect concerning eye conditions or diseases.

Ultimately, self-diagnosis and telemedicine do not work as well for vision exams as they might for other conditions. So many eye conditions can be caught early and treated with routine exams.

Saving up and going in person to see an optometrist makes a huge difference. With the ACA’s introduction of vision insurance to the health insurance marketplace, affordable insurance coverage can help reduce your costs for eye exams, new glasses, and more.

How much is the cost of ophthalmologist visits without insurance?

Exact prices vary according to location and retailer, but an average eye exam will cost $75 to $200 without insurance. While some doctors may charge up to $300 for an eye exam, retailers like Costco and Target offer relatively inexpensive eye exams.

How much does an eye exam cost with insurance?

Vision insurance plans usually cover the cost of an annual eye exam.

What is included in the cost of an eye exam?

In a comprehensive eye exam, the doctor will test your visual acuity , refraction, keratometry and topography, and the ability of your eyes to focus, team, and move. They will also take a patient history and assess your overall eye health. In some instances, supplemental testing may be recommended.

How can I pay less for an eye exam?

If you have vision insurance, it’s likely that the cost of your annual eye exam is fully covered. Consult your plan for specifics on your coverage. If you don’t have insurance, consider big-box retailers that offer discounted eye exams , such as Walmart, Target, or Costco.

  • How Much Does an Eye Exam Cost? (September 9, 2016). Nerd Wallet.
  • What Marketplace Health Insurance Plans Cover . Healthcare.gov.
  • Vision Coverage . Healthcare.gov.
  • I’ve Been a Costco Member for Eight Years, and One Little-Known Perk Makes It More Than Worth It . (April 11, 2018). Business Insider .
  • Eye Exam in Seattle, WA . Groupon.
  • Financial Aid for Eye Care . (June 2016). National Eye Institute (NEI), National Institutes of Health (NIH).
  • State Specific Resources . Optometry Cares: The AOA Foundation.
  • EyeCare America . American Academy of Ophthalmology (AAO) .
  • Vision Screening . Lion’s Club International.
  • Your Medicare Coverage: Eye Exams . Medicare.gov.
  • ZEISS Online Vision Screening . Zeiss.com.
  • Astigmatism Test . OptoPLUS Eyecare Clinic.
  • Online Vision Tests: Time Saver or Risk Maker? (August 7, 2018). Review of Ophthalmology .

The information provided on this page should not be used in place of information provided by a doctor or specialist. To learn more, read our Privacy Policy and Editorial Policy pages.

Eye Exam Costs and What Affects it

melody huang medical reviewer

In this article

How Much Does an Eye Exam Cost?

Eye exams vary in cost depending on where you get yours done. Large retail vision providers often charge $100 or less.

unseen optometrist checking a man s vision through test lenses

Getting an eye exam from an independent eye doctor may cause more. A vision care plan from your vision insurance may also cover some or all eye exam costs.

LensCrafters Eye Exam Price

LensCrafters provide eyeglasses as well as eye exams. The costs can go as high as $79.95, but the price could be lower with frequent discounts.

They also accept most major insurance providers, allowing you to use your insurance to pay for exams. However, they’ll need to verify your eye and vision insurance eligibility beforehand.

Visionworks Eye Exam Price

The cost of an eye exam without insurance at Visionworks starts at $75. However, this may vary based on the location you choose.

Contact the local Visionworks store to find out their scheduling and pricing. They also accept most major insurance providers that can also help lower the fee.

Costco Eye Exam Price

An eye exam without insurance at Costo may vary depending on the location. No matter what, it is considered low-cost compared to private eye doctors. You can usually get an eye exam for around $70.

Costco also accepts most vision insurance coverage plans, which can help cut costs even further. However, this can vary because Costco optometry offices are all independent. Some Costco offices don’t take insurance at all.

Target Optical Eye Exam Price

The cost of an eye exam without insurance at Target starts at around $70. Target accepts many vision insurance plans that would make the price even cheaper. You can also use discount plans to reduce the price.

Most eye exams in Target Optical are conducted by self-employed doctors who lease space in the store. You can book an exam online by entering your ZIP code.

Walmart Eye Exam Price

The cost of an eye exam without insurance at Walmart starts at $75. Walmart accepts most major insurance providers for eye exams and in-store purchases. Vision insurance can bring down the cost of your eye exam.

America’s Best Eye Exam Price

At America’s Best, eye exams are free when you buy two pairs of glasses. If you don’t buy two pairs of glasses, the eye exam is only $50. America’s Best also accepts most major insurance providers.

Does Insurance Cover Eye Exams?

Traditional health insurance usually does not cover eye exams unless considered “medical” exams. Your health insurance might cover you if you have a medical eye problem.

For example, a routine vision exam may diagnose you with “nearsightedness.” A medical eye exam could give you a diagnosis like “conjunctivitis.”

You can purchase additional vision insurance if your health insurance does not cover regular eye exams. Depending on the company and plan, your vision insurance may cover some or all of your eye exam costs. The cost of your co-pay will also vary.

Can You Get an Eye Exam Without Insurance?

Yes, you can get a vision test without insurance. Eye exam prices will vary, and you will have to pay out of pocket for it. You’ll also have to pay for any glasses or contacts.

If you do not have vision insurance, you may visit a larger retailer like Costco or Walmart. They run optometric clinics with qualified eye doctors at lower costs. These retailers exist all across the United States.

Likewise, the National Eye Institute lists organizations providing free eye exams, vision screenings, and glasses. Optometry Cares: The AOA Foundation also maintains a list of state-specific resources .

Factors That Affect Eye Exam Costs

Like other medical services, eye care will vary depending on different factors. These factors include:

Where you live affects how much you pay for an eye exam. Prices will be higher in urban areas than in rural ones. Living in urban areas is more expensive, affecting eye exam prices. 

Insurance Coverage

Your health insurance coverage determines whether you receive reimbursement for your eye exam. Some companies offer discounts for patients who have their own vision insurance.

Patient Status

Whether you’re a new or old patient can also influence the price of your eye examination. New patients typically pay more than those who have seen the doctor before. Your doctor may need to conduct additional tests to determine your health.

Type of Eye Care Provider

Eye exams at independent eye doctors are usually more expensive than at retail stores or optical chains. You’re usually paying more for the doctor’s expertise and tools. Retail stores and optical chains usually only offer basic eye tests.

Specialized Care

Sometimes, your eye doctor may need to perform additional procedures or tests. This type of specialized care adds to the overall cost of your eye exam. They may also refer you to a specialist, increasing the cost.

What Do Comprehensive Eye Exams Check?

An eye exam evaluates your vision and checks your eyes for different diseases. Even with good vision, eye exams are important because they help detect health problems.

This includes:

  • High blood pressure
  • High cholesterol
  • Macular degeneration

Checking your eyes for diseases early makes comprehensive eye exams a cost-effective method of maintaining eye health. They allow you to manage potential issues and reduce the need for more expensive treatments in the future.

eye glass prescription

How Long Do Eye Exams Take?

A comprehensive eye exam can take anywhere between 30 minutes and an hour. It involves a series of tests that each examine different aspects of your vision and eye health:

  • Visual acuity : Measures your vision’s sharpness
  • Visual field : Checks for blind spots in your peripheral vision
  • Pupillary reactions : Observes your pupils to see how they react to light and close objects
  • Cover test : Checks how your eyes work together
  • Extraocular muscle function : Checks if you have normal eye movements
  • Retinoscopy : Checks which lenses are appropriate if you need eyeglasses or contact lenses

Eye doctors recommend you get a complete eye exam every year or two. You may visit the eye doctor more often if you have poor vision or an eye disease.

Eye Meridian

Eye exams are important because they can detect problems early. Different places offer eye exams at various prices, depending on various factors. Carefully assessing your options can save you money while getting the best care possible.

Traditional health insurance doesn’t cover eye exams. However, if the exam is deemed medically necessary, your insurance can cover it.

Related Articles

What You Need to Know: Eye Exam Costs and Financing Options

What You Need to Know: Eye Exam Costs and Financing Options

Medically Reviewed by Dr. Melody Huang, O.D.

How Often Should You Get Your Eyes Checked?

How Often Should You Get Your Eyes Checked?

by Vince Ayaga

Where to Find Cheap Eye Exams

Where to Find Cheap Eye Exams

What to Expect During the PERRLA Eye Exam

What to Expect During the PERRLA Eye Exam

VSP Vision Insurance Coverage

VSP Vision Insurance Coverage

PRK Surgery Cost

PRK Surgery Cost

  • “Costco Eye Exam Cost? (Updated for 2020).” Health Med Cost, 2020.
  • “Eye Care When You Have No Insurance.” Opticare Vision Center.
  • “Eye Exam and Vision Testing Basics.” American Academy of Ophthalmology, 2020.
  • “Frequently Asked Questions: America’s Best Contacts & Eyeglasses.” America’s Best.
  • “Get Help Paying For Eye Care.” National Eye Institute, U.S. Department of Health and Human Services.
  • “How Often Should You Get an Eye Exam?” Atlantic Eye Institute, 2020.
  • “LensCrafters Eye Exam Cost? (Updated for 2020).” Health Med Cost, 2020.
  • “Routine vs. Medical Eye Exams.” Rochester Eye Associates Articles.
  • “State Specific Resources.” Optometry Cares – The AOA Foundation.
  • “Target Eye Exam Cost? (Updated for 2020).” Health Med Cost, 2020.
  • “Visionworks Eye Exam Cost.” Health Med Cost, 2017.
  • “Walmart Eye Exam Cost? Walmart Eye Care? (Updated for 2020).” Health Med Cost, 2020.
  • “What Happens During an Eye Exam?” Cigna.com
  • “What to Expect During an Eye Exam.” University of Utah Health.
  • Winfield, D. “What Your Eye Doctor Knows about Your Health.” Aetna Inc.

optometrist visit without insurance

  • Find a Lasik Surgeon Near You
  • Find Optometrist Near You
  • Contact Lenses

Other Links

  • Advertise With Us
  • Privacy Policy
  • Listen to the Podcast

Social Links

Get Free or Low-Cost Eye Care

Eye care can be expensive. The good news is that there are programs that offer free or low-cost eye exams and eyeglasses. Some health insurance plans also provide free vision screenings and help to cover the cost of other eye care services, too.  

Programs that offer free or low-cost eye care

These programs offer free or low-cost eye care. Keep in mind that you’ll need to apply to get help from these programs — and many programs have specific requirements, like having a low income or a higher risk of certain eye diseases.

Most of these programs provide services across the United States, but your area may have local organizations and services that can help, too.

For all ages

Photo of a young doctor using a digital tablet during a consultation with a senior woman.

These people and organizations may be able to connect you to low-cost eye care: 

  • Your regular doctor. Your doctor may be able to refer you to low-cost eye care.
  • Your eye doctor. If you already have an eye doctor and you need help paying for your care or treatment, ask them if there are programs you may qualify for that can help.
  • Community health centers. Some community health centers have an eye clinic and offer free or low-cost care. Use this tool to find a community health center near you.
  • Local colleges or universities. If there is a college or university near you that has an optometry or ophthalmology program, ask if they offer low-cost eye care.
  • Your local pharmacy. Ask your pharmacist if they offer discounts on medicines or medicine delivery.

VSP Eyes of Hope  provides children and adults with no-cost eye care and eyeglasses. This program is for people with limited income who don’t have health insurance. To apply for Eyes of Hope, you’ll need help from a school nurse or a community partner organization.

Lions Clubs International  offers help paying for eye care through its local clubs. Some clubs may also provide eyeglasses.

New Eyes  provides prescription eyeglasses to children and adults who can’t afford them. A social worker or someone at a community health center may be able help you apply.

Mission Cataract USA  offers free cataract surgery to people of all ages who can’t afford it.

Operation Sight  helps people with low incomes get cataract surgery.

The American Glaucoma Society helps people with low incomes or no insurance get glaucoma surgery through its AGS Cares program.

The National Federation of the Blind provides free white canes for personal use.

Prevent Blindness has a full list of organizations and services that provide financial help for vision care.

For older adults

EyeCare America  offers free comprehensive eye exams — and up to 1 year of care — to people age 65 and older and to people at higher risk of glaucoma.

For children

All Children See connects you with eye doctors that can provide a comprehensive eye exam. Children qualify for the program if they had a vision screening that caught an eye problem — or if they show vision problems. Note this program is only available in some states.

InfantSEE   offers free eye assessments for babies ages 6 to 12 months. These assessments are done by an eye doctor and may catch problems that a regular vision check won’t.

Health insurance and eye care

Young female patient speaking with doctor, grateful for professional advice.

Ask questions

To learn what eye care services your health insurance plan covers:

  • Call the number on the back of your insurance card and ask about eye care coverage
  • Before your appointment, ask your eye doctor’s office how much your visit may cost and what you’ll have to pay

Under a law called the Affordable Care Act, many health insurance plans are required to cover the full cost of vision screenings for children and teens (up to age 19). Health insurance plans may also help cover the cost of eye care for eye diseases like cataracts, diabetic eye disease, and glaucoma.

Medicaid, CHIP, and Medicare

Medicaid and CHIP (Children's Health Insurance Program)  are government programs that offer free or low-cost health insurance for children in families with low incomes. Medicaid and CHIP cover the cost of vision care for children. Keep in mind that each state has different rules to qualify for these programs.

Medicare  is a government health insurance program for people age 65 and older and some people younger than age 65 with disabilities. It doesn’t cover routine eye exams or eyeglasses for most people, but it will help cover some eye care if you have:

  • Age-related macular degeneration
  • A high risk of glaucoma

Some Medicare Advantage plans may also offer vision coverage, so check out your plan for more details.

If you need help understanding your Medicare benefits or coverage, contact your State Health Insurance Assistance Program (SHIP) .

VA health care

If you’re a Veteran or service member and qualify for health benefits through the U.S. Department of Veterans Affairs (VA), the VA will cover routine eye exams and preventive vision testing (like testing for glaucoma). You may also be able to get eyeglasses and other vision care you need covered through the VA.

Other health insurance plans

If you enrolled in a health insurance plan through the national Health Insurance Marketplace or a state Marketplace or Exchange, your plan covers free vision screenings for children and teens. Many private health insurance plans — like plans offered by your employer — offer free vision screenings for kids, too.

Before you go to the eye doctor, it’s a good idea to find out if a comprehensive eye exam is covered under your health insurance plan.

If you don’t have health insurance , you may be able to find an affordable plan through the national Health Insurance Marketplace or your state’s marketplace or exchange.

Last updated: April 25, 2022

CNET logo

Our wellness advice is expert-vetted . Our top picks are based on our editors’ independent research, analysis, and hands-on testing. If you buy through our links, we may get a commission. Reviews ethics statement

  • Personal Care

How to Get Affordable Eye Exams, Glasses and Contacts Without Insurance

From discounted health programs to affordable retailer clinics to online contact lens shops, there are options available to keep vision care affordable.

optometrist visit without insurance

  • Added coconut oil to cheap coffee before keto made it cool.

Studio shot of flying black glasses high-res stock photo

Staying on top of vision changes and health is vital to well-being, but not everyone is getting the care they need. According to data from the US Centers for Disease Control and Prevention, 93 million adults in the US are at a high risk of developing serious vision loss, but only half of them have visited an eye doctor in the last year.

In many cases, that's because vision care is too expensive. Roughly half of adults in the US go without vision insurance, which isn't included in standard health plans. And without insurance, a typical eye exam  often costs more than $100 . Add in the cost of glasses or contacts, and it's no surprise that many Americans avoid going to the eye doctor or keeping their prescription up to date.

Getting an eye exam without insurance doesn't have to be overly costly, though. There are several ways to find cheap eye exams or low-cost eye care, and we'll explore them here.

Read more: Best Places to Buy Glasses Online

Where is the most affordable place to get an eye exam?

Some of the best places to look for eye exams or glasses without insurance are discount eye exam centers or online glasses retailers . There are quite a few options, but our favorites are:

  • America's Best : This popular chain offers eye exams for $69, or you can buy two pairs of glasses for $80 and get the eye exam for free.
  • Costco : Not all Costco locations have a Costco Optical, but this can be a good option if your nearest Costco offers it. Exams range between $50 and $100 , but you'll need a Costco membership first.

CNET Health Tips logo

  • EyeBuyDirect : Online glasses retailers have exploded over the past decade, and EyeBuyDirect offers some of the best deals for glasses without insurance. Frames start as low as $6 , and basic prescription lenses are very affordable. 
  • Eyeglass World : Another online retailer, Eyeglass World, offers deals on glasses as low as two pairs for $89 . The company also offers eye exams at more than 100 locations around the US.
  • GlassesUSA : This online retailer offers similar deals to those you'll find at Eyeglass World, with a variety of discounts and sales to make glasses without insurance even more affordable.
  • Jonas Paul : The costs of eye care can add up quickly for families, but Jonas Paul aims to change that. Based on Warby Parker's model of home try-on kits and donating a pair of glasses for every pair you buy, Jonas Paul offers affordable, stylish glasses for children and teenagers, starting at $59.
  • Sam's Club : As with Costco, you'll need a Sam's Club membership to access this benefit. Eye exams range between $50 and $100 , on average.
  • Target and Walmart : If you'd rather not get a membership to Costco or Sam's Club, you can still get cheap eye exams while you shop at Target or Walmart. Eye exams at these major retailers also fall in the $50 to $100 range.

Read more: Give Yourself an Eye Exam Right From Your Smartphone

If you just need new lenses for an existing frame, you can save money by checking out online options for replacement lenses . For contact lens-wearers, learn how to extend the life of your contacts to save money in the long run. 

Read more: Best Places to Buy Contact Lenses Online

Programs that offer free or discounted eye exams 

Aged woman getting an eye exam.

The above retailers may still be too costly for some folks, but they aren't the only options for eye exams without insurance. Many programs offer free eye care or low-cost options for those who qualify, including: 

  • EyeCare America : This program, run by the American Academy of Ophthalmology, offers free or discounted eye exams to people over age 65 and to those with a higher risk of developing glaucoma.
  • InfantSEE : The American Optometric Association provides free eye exams for any children between six and 12 months old, regardless of income level. 
  • Lions Club International : Lions Club offers free or discounted eye care, and many of its locations provide glasses.
  • New Eyes : Although this program doesn't offer free eye exams, New Eyes provides a free pair of glasses to qualifying low-income applicants. It's best to have your eye doctor or a social worker apply on your behalf.
  • OneSight OnSite Voucher Program : OneSight is a foundation launched by EssilorLuxottica, which also owns brands such as Lens Crafters and Target Optical . To take advantage of its free eyeglasses, you'll need to have your eyes checked through a local nonprofit such as a church, school or Red Cross. Once they verify your need for financial assistance , they can connect you with OneSight.
  • Vision USA : Another service from the American Optometric Association that provides free eye exams -- and glasses in some states -- to uninsured, low-income families through various partners.
  • VSP Eyes of Hope : Similar to Vision USA, this program provides no-cost eye care to uninsured families below certain income levels. 

See a student eye doctor 

If you're willing to receive care from students studying optometry or ophthalmology, many schools offer cheap eye care and free eye exams for patients. Students conducting the exam are supervised, so you can still be confident you're getting quality care. You may also find opportunities to participate (for free) in college research studies. 

Look for participating schools here , and call any schools in your area to inquire about student exam programs and costs.

Medicare or Medicaid may help cover costs

Little girl getting her eyes testes

Participants in Medicare or Medicaid may have plan-specific options when it comes to finding low-cost eye care. 

Medicaid, which provides free health care for low-income children and some low-income adults, generally offers some level of vision care. All Medicaid plans include eye exams and glasses for children under age 21, but coverage for adults varies by state. You may be able to get free eye exams, glasses or both. To find out what Medicaid covers in your state, contact your state Medicaid agency . Children who are ineligible for Medicaid may be able to get vision coverage through their state's Children's Health Insurance Program.

Medicare is a program for adults over 65 and some people with disabilities. It generally doesn't offer vision coverage, but it does help with certain eye conditions , including cataracts, dry eye, macular degeneration and glaucoma. 

You may be able to get more extensive vision coverage through a Medicare Advantage program. This Medicare-approved coverage is offered through private insurers and often includes vision coverage for eye exams, glasses and contacts . 

Where to buy affordable contacts and glasses without vision insurance 

Once you have a prescription for your glasses or contacts, getting discounted prices online is fortunately easier than ever, thanks to the plethora of online companies that frequently run sales and take some of the legwork out of vision correction. Most will give you straightforward options for uploading or entering your prescription, and then the company does the rest.

A few of our favorites include: 

  • Zenni was voted the best budget option on CNET's list of prescription glasses . You can get a pair of prescription glasses at a very marked-down price through a very straightforward ordering process, so long as you have your prescription and know your pupillary distance.
  • Warby Parker glasses start at $95 for prescription lenses and frames . This company was voted best shopping experience by CNET, thanks to its "try it at home model" that lets you test multiple frames, plus the fact that Warby Parker has many in-store locations for people who'd rather talk to an associate while finding their glasses. Warby Parker also sells contacts , and you get 20% off your first order. 
  • 1-800 Contacts makes the process of ordering contact lenses seamless, which is why (like Warby Parker) it landed on our list of best places to order contacts online. 
  • Retailer Target Optical , in addition to being a good place to get an affordable eye exam, offers good discounts on a variety of popular contact brands. 
  • GlassesUSA is a great place to shop if you don't have vision insurance, because of all the sales the company runs. (For example, right now it's running a "buy one, get one" sale on glasses and a 50% off coupon for your first set of frames. GlassesUSA.com also sells contacts at discounted prices. 

The best way to ensure you're getting the best deal on glasses and contacts if you don't have insurance is to shop around and look for deals. For more options, check out or list of the  best places to buy contacts online and the  best places to buy prescription glasses .

Personal Care Guides

  • Best Places to Buy Glasses Online
  • Best Places to Buy Replacement Prescription Lenses
  • Best Eye Drops
  • Best Places to Buy Contacts Online
  • Best Prescription Sunglasses
  • Best Blue Light Blocking Glasses
  • Best Electric Toothbrush
  • Quip Toothbrush Review
  • Best Invisible Braces
  • Best Teeth Whitening Strips and Toothpaste
  • Best Teeth Whitening Kits
  • Best Mental Health Apps
  • Best Teas for Stress and Anxiety
  • Best Fidget Toys for Anxiety
  • Best Online Therapy
  • Best Online Couples Therapy
  • Best Online Psychiatric Services
  • Betterhelp Online Therapy Review
  • Cerebral Review
  • Talkspace Online Therapy Review
  • Talkspace vs. Betterhelp
  • Best Sunscreen
  • Best Shower Filter
  • Best Hand Soap
  • Best Period Underwear

Special Offers: Cover the Cost of Exam

Special offers

offer: Cover Exam

Cover the Cost of Exam

FINANCING OPTIONS

  • Franchising Opportunities

Choose language

To log in, enter your email and password below.Don't have an account?

Reset your Password

Enter your email below and we will send you a temporary password.

We have sent a temporary password to your email. Retrieve it now to sign in & set a new password.

Change password

Register today.

Manage your preferred Pearle Vision location, review your eye exam history and see when you're due for an annual exam. Already have an account?

Pearle Vision eye care specialists

  • What To Expect
  • Eye Exam Cost
  • Your Annual Exam Exam
  • 5 Reasons Eye Exams are Vital
  • EyeMed Vision
  • UnitedHealthcare Vision
  • Tricare Eye Insurance
  • HSA & FSA Benefits
  • PearleViews Information
  • Don't Lose Your Benefits
  • Common Eye Conditions
  • What is Digital Eye Strain
  • Eye Allergies
  • Astigmatism
  • Blurry Vision
  • Color Blind
  • Diabetic Eye Care
  • Diabetic Retinopathy
  • How can Corona Virus Affect Eyes
  • Twitching Eyes
  • Puffy Swollen Eyes
  • Red Itchy Eyes
  • Nearsighted vs Farsighted
  • Aging Eyes Senior Eye Care
  • Common Signs Your Vision Is Changing
  • Eye Care for Children
  • Why Kids Need Eye Care
  • Signs Your Kids Might Have Poor Vision
  • Eye Safety Kids Sun
  • 5 Seasonal Eye Care Tips
  • Eye Care Tips
  • Protect Eyes During Screen Time
  • Look Out For UV Radiation
  • Help Keep Your Eyes Safe
  • Eat Your Way To Eye Health
  • Prescription Eyeglasses Lenses
  • Transitions Lenses
  • 5 Must Have Spring Sunglasses
  • You Need RX Sunglasses
  • Blue Light Glasses
  • Computer Glasses
  • Compare Eyeglasses Lenses
  • Night Driving Glasses
  • Prevent Foggy Glasses
  • Designer Eyeglasses Brands
  • Armani Exchange Glasses
  • Burberry Glasses
  • Coach Glasses
  • Michael Kors Glasses
  • Oakley Glasses
  • Polo Glasses
  • Prada Glasses
  • Ralph Lauren Glasses
  • Ray-Ban Glasses
  • Ray-Ban Meta
  • Tory Burch Glasses
  • Versace Glasses
  • Vogue Glasses
  • Contact Lenses
  • Contact Lens 101
  • 5 Must Know Contact Tips
  • Reading Glasses & Contacts
  • Contacts vs glasses
  • How To Put In & Take Out Contacts
  • Our Promise
  • Our History
  • Join Our Team
  • Current Eyewear Promotions
  • Find your eyecare center
  • Schedule eye exam*

Eye Exam Costs

Close

Eye exam costs will vary depending on your eye insurance plan , your location and the services you receive.

At Pearle Vision, we want everyone to get the eye care they deserve, which is why we accept patients with or without vision insurance. Learn about our different eye exam costs below.

How Much Does an Eye Exam Cost Without Insurance?

How much does an eye exam cost out of pocket? That depends on your location and the services you need.

On average, you can expect to pay $50 to $200 for an eye exam without insurance.

You can call ahead for a rough estimate to help you budget accordingly. If you’re worried about the eye exam price, contact your local EyeCare Center and a specialist will be able to provide you with more information on discounts and any special offers we may have.

How Much Does an Eye Exam Cost with Insurance?

If you're covered by vision insurance , your eye exam could cost considerably less. Average co-pays range from $10 to $40 but some insurance plans may even cover the entire cost of a comprehensive eye exam.

For those under 19, the Affordable Care Act stipulates pediatric vision coverage as a requirement in all federally approved health insurance plans. As a result, your routine eye exams may be covered if you fall within this age range.

Pearle Vision works with all major vision insurance plans to help our patients receive affordable eye care.

In terms of exact cost, how much you pay for an eye exam will depend on your specific vision plan and your co-pay. All of our eye exams are provided by Independent Doctors of Optometry, which means not all insurance plans are accepted at all of our locations. To find out if an eye doctor is in your network, contact your neighborhood Pearle Vision EyeCare Center .

Factors that Affect the Cost of an Eye Exam

Eye exams aren’t one-size-fits-all. Several factors come into play that can influence the final price, including where you have the exam, the types of tests performed during the exam, the specifics of your insurance coverage, and any customizations or extra services you opt for.

Where You Get the Exam

Eye exam costs can vary depending on the type of provider. In general, retail providers like Pearle Vision tend to offer competitive prices and package deals, while independent optometrists or ophthalmologists may charge higher prices.

A common misconception is that retail providers employ eye doctors who are less qualified than those who operate independently. This is simply not true. All optometrists, regardless of where they practice, must undergo proper medical training and hold the credentials necessary to perform eye exams.

What Tests Are Performed

The range of tests performed during your eye exam will also impact the cost. A basic or routine eye exam typically costs less than a comprehensive exam that includes more specialized tests, such as a retinal examination or glaucoma screening. It may also cost more if the optometrist uses an Optomap to examine your eyes as opposed to dilating them.

If you require contact lens fitting , this typically incurs an additional cost since it involves further testing and evaluation.

What Your Insurance Covers

The specifics of your insurance plan play a significant role in the cost of your eye exam. While many insurance plans cover a portion of the exam cost, they often require a copay, which is an out-of-pocket expense for you.

Additional costs not covered by your insurance, such as certain tests or procedures, will also incur out-of-pocket costs.

Customizations

Optical customizations can also add to the cost of your eye care. Progressive lenses will typically cost more than single vision lenses. And add-ons such as anti-reflective coating , tinting, and  blue light protection  may cost extra.

The cost of eyeglass frames will vary based on materials and features. However, you can use benefits from your vision insurance or Flexible Spending Account (FSA) to offset these costs.

What’s Typically Included in an Eye Exam?

When you schedule an eye exam at your local Pearle Vision EyeCare Center, you can expect a thorough evaluation of your vision and eye health. Our eye doctors don’t just update your prescription, they are here to help check for signs or treat any  eye conditions  you may have. Our comprehensive eye exams last about 20-30 minutes and include:

  • Review of your patient history : During your eye exam, your optometrist will discuss your patient history to learn more about the health of your eyes. During this time, you may be asked if you’re experiencing any symptoms, such as blurriness, pain, or eye strain. It’s also important to mention any medications you’re currently taking during your exam.
  • Eye testing : Our comprehensive eye exams usually include several tests. In general, an eye care specialist will check your visual acuity, track your eye movement, and evaluate the overall health of your eyes. Further testing may be recommended depending on your age and symptoms.
  • Contact lens testing (optional) : Patients interested in using contact lenses will need to take a few additional tests to ensure contact lenses fit properly.

Schedule Your Eye Exam

Regular eye exams are instrumental in maintaining your overall eye health. Beyond updating your prescription for glasses or contacts, annual eye exams are crucial for the early detection of potential health problems, such as cataracts and glaucoma.

Schedule an appointment  at your neighborhood Pearle Vision EyeCare Center today and get the care you and your eyes deserve.

Eye Exam Cost FAQs

How much do eye exams usually cost?

The cost of an eye exam can vary widely depending on factors such as location, the types of tests that are performed, and whether you have vision insurance. Without insurance, you can expect to pay between $50 and $200 for a standard eye exam. With insurance, your copay for an eye exam will typically range from $10 to $40.

How much does an eye exam cost with insurance?

With vision insurance, your out-of-pocket cost for an eye exam can be significantly reduced. Most insurance plans require a copay for each visit, typically ranging from $10 to $40. The exact cost will depend on the specific terms of your insurance plan.

How much does an eye exam cost without insurance?

Without insurance, the cost of an eye exam can vary based on where you live and which provider you choose. On average, expect to pay between $50 and $200, or possibly more if specialized tests are needed.

——Stanley Pearle, O.D, Founder

Genuine Eye Care

  • Privacy & Security
  • Terms & Conditions
  • Notice Of Privacy Practices
  • California Collection Notice
  • Notice of Financial Incentive

privacyChoices

  • Cookie Policy
  • Consumer Health Data Privacy Policy
  • Accessibility

*Eye exams available by Independent Doctors of Optometry at or next to Pearle Vision. Doctors in some states are employed by Pearle Vision.

*Exámenes oculares los realizan Doctores en Optometria.

© 2024 Pearle Vision. All rights reserved

Session Timed Out

You are being logged out for security reasons.

Getting an Eye Exam Without Insurance

Even if you don't have vision insurance, you should make sure to get your yearly eye exam. There are many affordable vision centers in the United States, some even offering free eye exams and eyeglasses.

Learn more by reading The EyeDoctors Optometrists quick guide to getting an eye exam without insurance.

Why Eye Exams Are Important

When performing a routine eye exam, an optometrist evaluates the eye’s overall health and discusses any vision problems you may be having. After examination, the optometrist will then work to diagnose, treat, and manage your condition.

Comprehensive eye exams evaluate potential changes in your vision and your ocular health. Optometrists can detect more than 270 systemic diseases¹, such as diabetes and high blood pressure, during a routine eye exam. In fact, the earliest signs of these diseases are in the eyes.

Invest in a Vision Insurance Plan

Health insurance typically does not cover any of the costs for eye exams and glasses. Investing in a vision insurance plan allows you to receive affordable eye care. This is especially true if you struggle with vision problems, such as vision loss or glaucoma. Each plan has different benefits, but all provide valuable assistance with the cost of eye care.

Vision insurance plans can offer coverage for:

Annual comprehensive eye exams

Prescription eyeglasses

Contact lenses

Contact lens fittings

Prescription sunglasses

Vision surgery

Comprehensive Eye Exam

Treatable Conditions That Cause Vision Loss

Cost-effective optometry care, your local the eyedoctors optometrists.

If you are looking to get an eye exam without insurance, you have plenty of options. Don't let a lack of insurance deter you from seeing an eye doctor who can help monitor your eye health and overall wellness.

The EyeDoctors Optometrists offers affordable comprehensive eye exams, eyeglasses, and contact lenses.

Elderly Eye Care with EyeCare America

EyeCare America⁶ is a non-profit program that offers free and low-cost eye care for those over the age of 65. In addition to receiving affordable care, EyeCare America includes the care for any diagnosed conditions for up to a year.

EyeCare America offers glaucoma evaluations to patients who meet their qualifications⁷ but do not have insurance.

Infant Vision Care with InfantSEE

Offered by the American Optometric Association, InfantSEE⁸ offers free eye exams and vision assessments for infants ranging from 6 to 12 months old.

Sight for Students

Over 860,000 children have received aid from the VSP Sight for Students gift certificates since the program’s founding in 1997. These are distributed through VSP Eyes of Hope community partners, which allow qualifying children to receive a free eye exam and free eyeglasses.

Optometry Colleges and Universities

If you have a college of optometry in your area, ask if they offer low-cost eye exams. You’ll find that the student eye doctors are very skilled and are usually supervised by a licensed optometrist.

Eye Care for All Ages with Lions Club International

Lions Club International has members around the world who are focused on helping others including helping to cover the cost of eye exams, donate free eyeglasses to those who can't afford them, and host vision screening events.

You can search online for a Lions Club near you⁹ and ask about its local offerings.

Comprehensive Eye Exams near me

Schedule a Comprehensive Eye Exam

Start taking control of your eye health – schedule a comprehensive eye exam today!

The EyeDoctors Optometrists has many experienced eye doctors that can identify potentially harmful vision problems and conditions, allowing you to reduce the risk of vision loss.

Getting an Eye Exam Without Insurance

If you don't have vision insurance, you may wonder if you can still get an eye exam. You might have health insurance for when you're sick or injured, but this type of insurance does not typically cover routine eye care.

An average eye exam is often expensive and this typically doesn’t include the cost of glasses or contact lenses. However, it’s still important to get eye exams even if you don’t have insurance.

Learn more by reading Nationwide Vision’s guide to getting an eye exam without insurance.

Why Eye Exams Are Important

An optometrist routinely performs eye exams to evaluate your overall eye health and manage harmful eye diseases. Routine eye exams are especially important for those needing glasses or contacts, as your prescription may need to be changed as you age.

Eye exams evaluate potential changes in vision, making sure you can see your best, as well as evaluating your ocular health. A comprehensive eye exam can detect more than 270 systemic diseases¹, such as diabetes and high blood pressure. It’s often found that the earliest signs of these diseases are in the eyes.

Invest in a Vision Insurance Plan

Health insurance typically does not cover any of the costs for eye exams and glasses. Investing in a vision insurance plan allows you to receive affordable eye care. This is especially true if you struggle with vision problems, such as vision loss or glaucoma. Each plan has different benefits, but all provide valuable assistance with the cost of eye care.

Vision insurance plans can offer coverage for:

Annual comprehensive eye exams

Prescription eyeglasses

Contact lenses

Contact lens fittings

Prescription sunglasses

Vision surgery

Comprehensive Eye Exam

Treatable Conditions That Cause Vision Loss

Cost-effective optometry care, your local nationwide vision.

If you are looking to get an eye exam without insurance, you have plenty of options. Don't let a lack of insurance deter you from seeing an eye doctor who can help monitor your eye health and overall wellness.

Nationwide Vision offers affordable comprehensive eye exams, eyeglasses, and contact lenses.

Elderly Eye Care with EyeCare America

EyeCare America⁶ is a non-profit program that offers free and low-cost eye care for those over the age of 65. In addition to receiving affordable care, EyeCare America includes the care for any diagnosed conditions for up to a year.

EyeCare America offers glaucoma evaluations to patients who meet their qualifications⁷ but do not have insurance.

Infant Vision Care with InfantSEE

Offered by the American Optometric Association, InfantSEE⁸ offers free eye exams and vision assessments for infants ranging from 6 to 12 months old.

Sight for Students

Over 860,000 children have received aid from the VSP Sight for Students gift certificates since the program’s founding in 1997. These are distributed through VSP Eyes of Hope community partners, which allow qualifying children to receive a free eye exam and free eyeglasses.

Optometry Colleges and Universities

If you have a college of optometry in your area, ask if they offer low-cost eye exams. You’ll find that the student eye doctors are very skilled and are usually supervised by a licensed optometrist.

Eye Care for All Ages with Lions Club International

Lions Club International has members around the world who are focused on helping others including helping to cover the cost of eye exams, donate free eyeglasses to those who can't afford them, and host vision screening events.

You can search online for a Lions Club near you⁹ and ask about its local offerings.

Comprehensive Eye Exams near me

Schedule a Comprehensive Eye Exam

Start taking control of your eye health – schedule a comprehensive eye exam today!

Nationwide Vision has many experienced eye doctors that can identify potentially harmful vision problems and conditions, allowing you to reduce the risk of vision loss.

Opticare Logo BW

Affordable Eye Care: No Insurance Required

Navigating eye care without insurance shouldn’t be a daunting task. At Opticare Vision Center, we understand the importance of clear vision, regardless of your insurance coverage. Discover how our expert team provides accessible and low-cost eye care solutions for everyone in Ohio and Kentucky.

Opticare’s Commitment to Inclusive Eye Care

Opticare Vision Center is more than an eye care facility; it’s a beacon of affordable vision solutions. We believe everyone deserves quality eye care, regardless of insurance status. Our commitment to inclusivity ensures that individuals without insurance can access comprehensive eye care without breaking the bank.

Exploring Low-Cost Eye Exam Options: What to Expect

Curious about the cost of an eye exam without insurance coverage? Opticare Vision Center provides transparent and competitive pricing to ease your concerns. Discover the details of our budget-friendly options, ensuring your vision remains crystal clear without financial strain.

Budget-Friendly Eye Exam Solutions

Opticare Vision Center takes pride in offering no-insurance eye exams that cater to your needs. Our experienced and compassionate optometrists ensure you receive top-tier care without compromising quality. Explore affordable alternatives to traditional eye care expenses.

How Much Does an Eye Exam Cost Without Insurance?

The cost of an eye exam without insurance at Opticare Vision Center is transparent, affordable, and accessible. We understand that financial concerns should not stand in the way of maintaining optimal eye health. Our commitment to providing comprehensive eye care to everyone, regardless of insurance coverage, is reflected in our budget-friendly pricing.

Schedule Your Affordable Eye Exam at Opticare Vision Center

Ready to prioritize your eye health without breaking the bank? Schedule your affordable eye exam at Opticare Vision Center today and take the first step toward clear, confident vision.

Opticare Logo BW copy

Connect with a licensed insurance agent at (888) 855-6837

placeholder

How Much Is An Eye Exam Without Insurance?

Quick links, how often do you need an eye exam, what does an eye exam cost without insurance, where can you get an eye exam, what is included in an eye exam, summary + next steps.

Even if you have perfect vision and don’t need glasses or contacts, getting regular eye exams may help you maintain good eye health. How?

According to 2015 data (the most recent available), almost 4% of the U.S. population had some form of vision loss or impairment (near or far-sightedness or blindness). And the chances of needing vision care increases as you age. [0]

Early detection and intervention, such as corrective lenses, can help prevent avoidable vision loss, according to the National Eye Institute. [1]

In the remainder of this blog post we’ll discuss:

  • How often to get your eyes examined
  • How much an eye exam costs without insurance
  • What is typically included in an eye exam
  • Where to get an eye exam

Regular eye exams can help detect eye problems early and allow your eye care provider to help you address any vision changes. [2]

The Mayo Clinic recommends the following frequency for adult eye exams:

  • Adults ages 20-39 every 5-10 years
  • Adults ages 40-54 every 2-4 years
  • Adults ages 55-64 every 1-3 years
  • Adults 65+ every 1-2 years [3]

For children , a comprehensive eye exam is recommended at about 6 months. After that, exams at age 3 and just before they start school are a good idea. School age children should get eye exams every two years, unless they need corrective lenses – then annual exams are suggested. [4]

People with poor vision, a family history of eye disease or a condition that increases their risk of eye disease, such as diabetes, should have more frequent exams. [5]

When deciding whether or not you need vision insurance, a logical place to start is by comparing the cost of premiums to the cost of eye exams.

A routine eye exam costs about $155. If it’s a new-patient eye exam, it could cost $250. A refractive vision test (to see if you need glasses or contacts) is usually $60. [6]

These are averages, so you’ll want to call around to local providers to get specific pricing in your area.

Do you need vision coverage? If you have medical benefits through your employer , validate whether or not you also have vision coverage before enrolling in an individual policy.

ACA Plans: some ACA major medical plans include vision coverage for adults , but stand-alone vision insurance plans are not available directly from the federal or state marketplaces. All ACA major medical plans include vision coverage for children. [7]

Remember, traditional Medicare does not cover routine eye exams, glasses or contacts. Medicare Part B does cover glaucoma tests, macular degeneration tests and treatment and eye exams if you have diabetes. [8]

If you need vision insurance you can get your own individual policy for about $10 to $25 per month. [9] Learn how to get the best vision insurance for you.

You can get a routine eye exam in a number of places, and where you go may impact how much you pay.

You can get an eye exam at: [10]

  • An eye doctor’s office (optometrist, ophthalmologist)
  • The eye department of a medical clinic
  • An optical retailer that also offers eye exams by an optometrist (e.g., LensCrafters, Costco)

An eye doctor’s services in an office will often cost more than the exam you’d get at a discount retail provider. An eye exam conducted by a private optometrist cost an average of $192 in 2018. [11]

By comparison, eye exam costs start at $75 at Walmart, $70 at Costco or $73 at LensCrafters. If you have a history of vision issues, it may be a good idea to have your eye exam performed by an optometrist or ophthalmologist, even if it costs a bit more. [12]

When checking the cost of the exam, be sure to find out what’s included. A low-cost eye exam may indicate a more basic exam – with the “extras” coming with additional fees. [13]

A comprehensive eye exam should include:

  • A review of your personal and family health history
  • A review of any history of eye problems
  • Checking your vision with an eye chart
  • Checking for nearsightedness, farsightedness, astigmatism
  • Near vision testing to determine if you need progressive lenses
  • Checking your eyes’ ability to work together
  • An eye pressure test and examination of the optic nerve to rule out glaucoma
  • Examination of the interior of your eyes to rule out issues such as cataracts and macular degeneration [14]

Contact lens exams typically include additional tests and procedures.

Vision Discount Programs A vision discount plan may be an alternative to vision insurance or having to pay for an eye exam on your own.

With a vision discount plan you pay a monthly or yearly fee to gain access to discounted services, like eye exams, that are offered by participating providers.

There are no deductibles, copays or coinsurance. In fact, you pay your service provider directly after they charge you a discounted rate.

Paying for an eye exam without insurance may be affordable for many, especially since eye exams generally don’t need to be performed as routinely as other preventive healthcare.

A routine eye exam costs, on average, around $155. [15] However, you should call around to providers near you to get more accurate pricing for your area.

If you need more vision care, are experiencing age-related vision changes, or have a history of eye disease in your family, you may want to obtain vision insurance rather than pay for your vision care out of pocket.

Have questions? Call (888) 855-6837 to speak with an agent to discuss your options for supplemental insurance .

Speak With Agent

Have Questions? Speak to an Agent

Speak to a licensed health insurance agent during business hours for help understanding your options and enrolling in coverage.

It's easy to use your vision benefits on Glasses.com. We accept most in and out-of-network plans, including EyeMed, Davis Vision, Superior Vision, and more. Search for your carrier below or click here for more info.

Step 1/2 | Select your carrier

Step 2/2 | Apply your benefits

You can only use safety insurance benefits for safety eyewear.

The insurance carrier you selected is applicable to safety products only.

The insurance carrier you selected is not applicable to safety products. Please select EyeMed Safety or SightProtect by Essilor and enter the required information.

To buy safety products, you need to have a specific insurance carrier. Please select EyeMed Safety or SightProtect by Essilor and enter the required information to determine if you are enrolled in one of these safety plans.

I certify that my use of this service abides by the Luxottica Retail HIPAA & Privacy Policies

Oops! Looks like we're having trouble finding you.

Make sure the information you entered matches your insurance plan, or add a few more details to help us find you. After 5 wrong attempts we block your look-up for 5 minutes, you have attempts remaining .

Your insurance is out-of-network

This carrier is not currently accepted in-network online. Please refer to the information below on how to use your insurance benefits.

This carrier is not currently accepted in-network online. Please refer to the information below on how to submit an out-of-network claim for reimbursement.

See below for your available benefits.

It looks like your vision benefits have expired.

Don't worry, you can still enjoy two exclusive savings with the following promo codes:

40% off a complete pair

Your code: GL40POFFCP

20% off frames

Your code: GL20POFF

Frame + Lenses

We are unable to process your request. Please try again later or contact customer service if this problem continues to occur.

For your security, we've temporarily blocked your insurance look-up function.

Timeout time is over, you can try again

Discover all our accepted vision plans online and in store. Discover more

  • Eyeglasses  >
  • Sunglasses  >
  • Brands  >
  • Services  >
  • Lenses  >
  • Sync Insurance  >
  • Insurance  >
  • My Settings
  • My Addresses
  • My Prescriptions
  • My Favorites
  • Go to My Account
  • All eyeglasses

Up to 50% off

  • Safety Glasses
  • All sunglasses
  • Virtual Mirror
  • Payments methods
  • Premium services
  • Book an eye exam
  • Help center
  • Innovative Materials
  • Minimal Cut-outs
  • Future Classics

Did you mean:

Clearance

Clearance! Great prices on selected styles

Buy now, pay later

Buy now, pay later

Glasses.com collection

  • The Glasses.com Collection

The cost of eye exams

Eye wellness.

The cost of eye exams

How much is the cost of an eye exam ? It depends on where you live, whether you visit a retail vision provider or a local private optometrist, and whether or not you are a new or recurring patient.

An eye checkup fee can range from $50 to $250, with a typical eye doctor visit costing around $95.

What is included in the cost of the eye test

An eye examination could take up to an hour. The purpose of the eye tests is to allow your ophthalmologist to measure visual acuity and identify if you require vision correction , including whether or not you need a prescription for glasses, contacts, or maybe surgery like LASIK.

  • the clarity of your vision
  • the degree of refractive error in your vision and the prescription required to correct it
  • pupillary response to light and close objects, which can be indicators of other health issues
  • eye muscle function
  • general ocular health

What about the average cost of an eye exam and glasses? Fittings for glasses and contact lenses generally need separate appointments.

How much do prescription glasses cost ? The price depends on several factors and can range from $100 and up.

Eye Doctors: average costs

Depending on if you have benefits or are paying out-of-pocket, an eye checkup typically costs around $95. An average eye exam is the lowest (often about $50) when you have it performed by an optometrist at a retail store or an optical chain. The price goes higher when performed by an ophthalmologist in a clinic or an office. The standard exam cost for each type of provider was:

  • Individual practice: $140
  • Vision center: $85
  • Vision retailers: $90

Vision centers and vision retailers are usually very similar in price. Private practices charge more on average for an eye checkup to cover overhead costs.

What is the cost of an eye exam without insurance?

What is the cost of an eye exam without insurance ? Paying for an eye exam and glasses out-of-pocket without insurance can be expensive, especially if you also need to pay for other preventative care. An eye test cost typically ranges around $200 in the US , which is out of reach for many individuals. But there are many ways to save on eye exams, especially for children of low-income families and seniors. The cost of eye dilation and other optical exam costs depends on the exam required. You might spend more than that in a year if you need frequent eye exams for an eye issue.

What is the cheapest place to get an eye checked?

You cannot overstate enough the importance of vision health. Millions of people forgo getting their vision checked due to costs associated with eye health. When paying out of pocket, eye tests at larger eye care providers are frequently less expensive than those at neighborhood. Providers like Costco, Walmart, and Target often have optometrists who provide eye exams at more affordable prices, ranging from $45 to $80.

How often should you get an eye exam ? Make sure to schedule a vision appointment regularly to keep your eyes healthy.

Insurance coverage and eye tests

The coverage you receive from your insurance provider for preventative eye exams will vary depending on the provider and insurance plan. Most routine eye exams are not fully covered by plans, although many insurance companies provide separate vision coverage and may pay for at least some of your eye exam expenses. The typical co-pay for an eye checkup if you have vision insurance is from $10 to $40 .

  • Prescription Eyewear
  • Prescription Eyeglasses
  • Prescription Sunglasses
  • View all offers
  • Measure pupillary distance
  • Store Locator
  • Eyewear Glossary
  • Glasses Protection Plan
  • View all brands
  • Track my order
  • Privacy & Security
  • Terms & Conditions
  • Do Not Sell My Personal Information
  • Cookie Policy
  • California Collection Notice
  • Notice of Financial Incentive
  • Consumer Health Data Privacy Policy

Sign up to receive news and exclusive offers from Glasses.com. You can withdraw consent at any time. For more details see our Privacy Policy . I certify that I am 13 years or older.

Ray-Ban Certified Store

  • Oliver Peoples
  • Vogue Eyewear
  • Sunglass Hut
  • LensCrafters
  • Target Optical
  • ContactsDirect
  • Pearle Vision

Chat with us

Tell us a little about you and we'll connect you to a member of our customer service team.

Please note: None of your information will be sold or shared.

Forgot your password?

Enter your e-mail below and we'll send you a temporary password along with instructions.

optometrist visit without insurance

A temporary password has been sent to:

Once you have it, click the reset button below or use the link in the e-mail. If you don't receive an e-mail, check your spam folder or contact us for help.

Resend e-mail

Reset your password

Please enter the temporary password we sent you and create a new one below.

Your password must include at least:

optometrist visit without insurance

Sign in to your account

Your e-mail and/or password is incorrect. If you feel that this is an error, please contact customer service.

Create an account

Sign up here to manage all your vision care needs.

Sign up to receive news and exclusive offers from Glasses.com. You can withdraw consent at any time. For more details see our Privacy Policy . I certify that I am 16 years or older.

Find Eye Doctor

  • Blurry Vision
  • Conjunctivitis - Pink Eye
  • Corneal Abrasions
  • Eye Discharge
  • Dilated Pupils
  • Eye Infections
  • Eye Twitching
  • Ocular Migraines
  • Swollen Eyelids
  • How to Get Rid of a Stye
  • Blepharitis
  • Eye Floaters
  • Myopia in Children
  • Myopia (nearsightedness)
  • Astigmatism
  • Contrast sensitivity testing
  • Refractive errors and refraction
  • Visual Acuity: 20/20 Vision
  • Hyperopia (farsightedness)
  • Digital Eye Strain
  • Computer Glasses
  • Kids & Screen Time
  • Blue Light and Vision
  • Blue Light Glasses
  • How to Choose Eyeglass Lenses
  • Anti-reflective Lenses
  • Progressive Lenses
  • Eyeglass Lens Coatings
  • Photochromic Lenses
  • Multi-focal Lenses
  • Eyeglass Frame Materials
  • How to Clean Your Glasses
  • What do the numbers on your eyeglass frames mean?
  • Eyeglass temples: How do you know if they're the right length?
  • Can you be allergic to eyeglasses?
  • The Best Glasses for Your Face Shape
  • Pupillary Distance
  • Glasses for Round Faces
  • Glasses for Small Faces
  • Glasses for Long Faces
  • Sunglasses for Oval Faces
  • How Much Do Glasses Cost?
  • Cheap Glasses
  • Choosing Eyeglasses
  • Best Places to Buy Glasses
  • How to Solve Problems with New Glasses
  • Styles: Trends in Men's Glasses
  • Polarized Lenses
  • Prescription Sunglasses Guide
  • Ray-Ban Wayfarer Guide
  • Performance Sunglasses
  • Are Designer Shades Worth It?
  • How to Spot Fake Wayfarer Sunglasses
  • Guide to High-Quality Sunglasses
  • Tint Guide for Sports Sunglasses
  • UV Radiation and Your Eyes
  • Contact Lens Basics
  • Reading a Contact Lens Prescription
  • Soft Contact Lens Care
  • Daily Disposable Contacts
  • Buying Contacts Without a Prescription?
  • Bifocal Contacts
  • Toric Contact Lenses
  • Colored Contacts
  • Multifocal Contacts
  • Gas Permeable Contact Lenses
  • Scleral GP Contact Lenses
  • What is vision insurance?
  • How to Use Vision Insurance Benefits
  • Check Your Vision Insurance Benefits
  • EyeMed Vision Insurance
  • VSP Vision Insurance
  • Vision Insurance or Vision Benefits Plan
  • Vision Insurance Provider List
  • Provider Networks and Vision Insurance
  • What is Covered by Vision Insurance?
  • Medicare & Medicaid Vision Benefits
  • Medicare Advantage Plans (Part C Plans)
  • Medicaid: Eligibility and Vision Benefits
  • How to Get Free Eye Exams and Glasses
  • LASIK Eye Surgery Guide
  • Cost of LASIK
  • LASIK Risks
  • How Long Does LASIK Last?
  • Does LASIK Hurt?
  • Do I Have To Be Awake During LASIK?
  • PRK Surgery
  • SMILE Laser Surgery
  • Epi-LASIK Surgery
  • Lens Replacement Surgery
  • LASEK Eye Surgery
  • PresbyLASIK
  • Cataract Surgery
  • Laser Cataract Surgery
  • Cataract Surgery Video
  • Cataract Surgery Recovery
  • Cataract Surgery Complications
  • Cataract Surgery Cost
  • What to Expect During Eye Exams
  • Free Eye Exams
  • What is an Eye Test?
  • How to Read Your Eyeglass Prescription
  • How to Choose an Eye Doctor
  • Infant vision development
  • Are contact lenses a good choice for kids?
  • Reading glasses: Tips before you buy
  • How older drivers can improve their driving at night
  • Lutein & Zeaxanthin
  • Eye Vitamins and Supplements
  • Omega-3 Fatty Acids
  • Safety Glasses
  • Sports Glasses & Goggles
  • Eye Safety Basics
  • Contact Lenses for Sports
  • Shooting Glasses and Hunting Eyewear
  • Ski Goggles
  • Eye Diagram
  • Baby's Eye Colors
  • Dominant Eye Test
  • Color Blindness
  • Color Blind Tests

Eye exam costs in 2024: Just as expensive as everything else?

By Adam Debrowski and Meredith Marmurek

How much does an eye exam cost in 2024?

The factors that influence exam prices, what were the lowest and highest priced exams, there were a few surprises, can anything else affect the cost of an eye exam, how to lower the cost of your next eye exam, what to know before you go.

If you closed your eyes and pointed to a random spot in the United States, you could expect an eye exam to cost, on average, about $110 in 2023, according to our survey of 100 U.S. eye doctors.

That’s only $4 more than the national average in January 2022, when we talked to the same eye care practices.

That $4 jump is impressive, considering inflation. But, as one eye care employee on the West Coast explained, “It’s the going rate for the area now.”

According to the Consumer Price Index (CPI), $95 in January 2020 is worth $110.79 in February 2023. As sad as that may be, that tracks with our $110 eye exam price.

But the U.S. is an enormous country, filled with one-street towns, mega metropolises and everything in between. In these cities, you could have as many as hundreds of different options for your next eye exam.

How does it all factor in?

You’re overdue for an annual eye exam — where do you go?

Do you drive to a wholesale club optical center or call the eye doctor who’s had a private practice for decades? Maybe you’ll stop by that chain eyeglass shop instead, next time you’re at the mall.

The location of your eye exam, along with a few other factors, could have a major impact on your post-visit receipt.

Here’s what you can expect, based on:

Geographic location

Where you live in the United States still plays a big part in the price of your check-up.

In 2023, the average eye exam cost by region is:

Midwest – $87

Northeast – $107

Southeast – $103

Southwest – $103

West – $125

Northwest – $131

Three years ago, eye exams in the Northwest, the most expensive region, were 44% more expensive than they were in the Midwest, the least expensive region.

In 2023, an eye exam in the Northwest now costs about 50% more than in the Midwest. The good news is, the gap in prices has narrowed a bit. In 2022, an eye exam in the Northwest cost 58% more than in the Midwest.

In 2022, big cities had the edge on small cities’ slightly pricier exams. In 2023, eye exams in big and small cities cost about the same:

Big cities – $108

Smaller cities – $112

Cost of living is generally higher in big cities, but that still doesn’t apply to eye exams. Instead, big-city expenses will sneak up on you with things like housing and transportation.

Type of practice

Optometrists offer eye exams in all kinds of settings. We separated these into three categories: Vision centers (attached to a store like Target or Costco ), optical retailers (like LensCrafters or Pearle Vision ) and standalone private practices that aren’t affiliated with another company.

Their average exam prices were:

Retail chain – $93

Vision center – $89

Standalone practice – $144

Vision centers and optical retailers are within a few dollars of each other, but there’s a big jump up to private practices. At $51 more for the average eye exam, private practices are 60% more expensive than retail locations.

Three eye exams at the average vision center or optical retailer still cost less than two exams at a standalone practice. Why?

Operating costs likely play the biggest part. When a doctor or group of doctors runs a standalone practice, things like rent for a bigger facility, total cost for more (or newer) equipment and eyewear inventory can add up in a hurry.

A private practice in the Southeast charged $94 for an eye exam in 2020 and 2022, and this year the cost is $115. “We have not increased the prices for our services in several years,” the eye doctor says. “The combination of increased expenses, lower reimbursements from insurance, and the fact that we are charging much less than other doctors in our area led to this decision.”

If someone has vision insurance with a set copay for eye exams, the price might not matter much anyway.

How much are eye exams in your area? Ask an eye doctor near you .

If you had to guess the amount of money that separated the lowest and highest priced eye exams, what would you say — $50? $75? Maybe even $100?

How about $244 ?

That’s not a typo — an entire $244 separated the two extremes!

A $49 eye exam at a retail chain in Nebraska

A $293 eye exam at a private practice in Washington

If you live on the West Coast, this might not come as any shock. But it may be a little hard to swallow if you live in one of the more moderately priced regions.

The five highest priced exams were in California, Alaska, Wyoming and Oregon, all of which are in the West and Northwest regions.

The five lowest priced exams were in the Midwest or Northeast — with one straggler, a vision center in California. 

A retail practice in New Jersey charged $19 less for an eye exam in 2023 than they did in 2022. That seemed a little unusual since inflation is still high.

Independent optometrists usually have most (or all) of the say when it comes to setting their exam prices, even when they practice inside or directly next to a chain store. In this case, the old optometrist probably moved out, and a new, cheaper optometrist moved in.

But not all practices made it through the pandemic.

Of the 100 locations surveyed pre-COVID, eight were no longer in business in 2023:

Two retail locations and one vision center had permanently closed, closing the affiliated optical practices with them.

Three eye care locations (all vision centers) were still open, but didn’t have an optometrist at the time. No optometrist — no eye exams.

It’s hard to say whether the three “missing” optometrists are part of a bigger trend or not. The “shortage-mania” of recent years might apply to ophthalmologists (medical eye doctors), but probably not optometrists .

Is this a sign of more eye doctors either starting their own practices or moving in with existing group practices? Or are more small-town eye doctors moving to bigger cities (or vice versa)? We don’t have that data yet, but time will tell.

An eye exam might seem like a simple checkbox on the to-do list, but it isn’t always billed as a single procedure.

Tests like refraction, dilation and retinal imaging are either lumped into the exam cost or billed separately. Make sure to ask about this beforehand, especially if certain tests aren’t covered by your vision insurance.

Dilation and retinal imaging

Both of these in-office tests let the optometrist see more of your retina, the thin layer of cells that lines the back of each eye. Retinal problems can cause irreversible vision loss, so the sooner any problems are diagnosed, the better.

Dilation uses special eye drops to temporarily widen your pupils, while retinal imaging takes a wide-angle photo of the retina without dilating your eyes. An eye doctor may recommend one test or the other, but not both.

Most surveyed practices included dilation in their eye exam fees, but some billed separately. When billed separately, expect to pay around $20 or $25.

If retinal imaging isn’t bundled into the exam, it might cost a little more — likely between $25 and $50.

Self-pay, new patients and return patients

Some of the staff members we spoke with told us about discounts for new patients or “cash” customers without vision insurance (self-pay). We included these discounts in the total cost when they were available.

Pricing was the most straightforward at vision centers like Target Optical or Walmart Vision Center . None of these locations mentioned discounts, but most did offer the lowest prices.

Like medical doctors, some private optometrists charge less for returning patients. Vision centers and retail locations tend to stick to the same fee, whether you’re a new patient or not.

If you’re considering a private practice you might use again in the future, ask if returning patients pay less for eye exams. It could help you decide where you schedule your appointment. For example:

At a private practice in the Southeast, a new patient exam is $125, but the cost for existing patients is only $115.

At a private practice in the Northeast, existing patients get $30 off the $125 new patient exam price.

If you have vision insurance , your total cost will probably be less than what you see here.

Vision insurance can be a great way to reduce your expenses, but you’ll need to pay a monthly premium to enroll. The amount will vary depending on your plan, insurance provider and employer, if you’re enrolling through your job.

Without insurance, there are still plenty of ways to save money:

Call around – If cost is your number-one concern, calling around is the best way to get an eye exam at the lowest possible price. Find the eye doctors in your area and ask them how much they charge for an eye exam without insurance.

Avoid any surprises – Before you book your exam, ask which tests are included and which are billed separately. Two locations might charge the same exam fee, but one includes dilation while the other charges $20.

Use HSA or FSA funds – These health-related accounts won’t make your exam cheaper on the surface, but they will save you money behind the scenes. All of your account contributions are tax-free, which slashes a nice percentage off any eligible expenses (like eye exams).

If you need new glasses, look for bundle deals – Some retail chains offer package deals that include an eye exam and prescription glasses. These deals might restrict you to limited frame options, but they may still be worth considering.

Ask about new-patient or return-patient discounts – They may reduce the price of first or future exams at a private practice.

SEE RELATED: What can I spend my HSA on?

These survey results should give you a head start, but there’s only one way to find out how much a specific eye care provider charges for an eye exam: Give them a call.

Some locations list their prices online, but it isn’t very common. If a fee is listed, it may not factor into the cost of additional tests.

Fortunately, most eye care practices are very open about how much they charge for an eye exam. Arm yourself with the right questions, and they’ll be happy to answer.

How much will your eye exam cost? Ask an eye doctor near you .

Methodology

100 optical practices were chosen randomly, but evenly, across three main categories:

1. Geographic region. Six different U.S. regions were surveyed equally: Northwest, West, Southwest, Midwest, Northeast, and Southeast.

2. City size. Cities were classified as one of two sizes: big and small. A “big” city was determined as any major U.S. city, major city suburb or other city with a population over 250,000. A “small” city was determined as any city with less than 250,000 residents, with most populations between 1,000 and 50,000.

3. Business type. Businesses were classified as one of three types. 1. Private office: A locally owned practice not affiliated with secondary stores or brands. Practices were split evenly between single-doctor offices and group practices with two or more doctors. 2. Vision centers: Independent doctors who practice inside or next to a retail store. 3. Retail centers: National or regional chains that specialize in eye exams and eyeglass sales.

Page published on Tuesday, August 4, 2020

Page updated on Tuesday, April 26, 2022

Find Eye Doctor

Schedule an exam

Women’s vision: Understanding risks and ways to protect it

Alice in Wonderland syndrome depiction of a large fish in a small bowl, and a small fish in a large bowl, which is how a person with Alice in Wonderland syndrome might perceive themselves in their surroundings

Alice in Wonderland syndrome (AIWS)

Police officer conducting a field sobriety test

Horizontal gaze nystagmus (HGN)

How to limit your child’s screen time with digital apps, ray-ban stories: features, pros and cons, how dirty are your facial tools.

logo

  • Regency Park: 904-721-7700
  • Mandarin/San Jose: 904-730-2299
  • Emergency Eye Care
  • Mandarin/San Jose

How Much Is An Eye Exam Without Insurance?

  • MARCH 6, 2024

What Is The Cost Of An Eye Exam Without Insurance in 2024?

Last Updated: March 5, 2024

When you do not have vision insurance, you may have some concerns about getting an eye exam, specifically the price.

While you do not want to ignore the health of your eyes, you also want to stay within your budget when seeking an exam from an eye doctor. Our eye doctors have the latest on what to expect in fees and rates in 2024.

jacksonville eye exam without insurance cost

National Costs Stats: How Much Is An Eye Exam Without Insurance?

The national average in 2024 for an eye exam with and without insurance differ significantly.

For individuals without insurance, the average cost of an eye exam depends on the eye test, location and the type of eye doctor you choose to visit in your local area.

optometrist visit without insurance

  • $171-$200 is the average cost of an eye exam without insurance (first visit)
  • $128 for recurring patient visits
  • $46 for refractive vision tests

With that said, keep in mind these are averages .

Eye exams fees without insurance can start as low as $50.

You’ll find big brand names like Walmart and America’s Best will offer the cheapest options. We suggest calling several optical/optometry offices near you to find the best eye exam rates for your needs.

Other important facts to remember:

  • You can expect to pay slightly more on your 1st visit compared to future visits.
  • People in large metropolitan areas (especially those who live by the coast) can expect to pay more for eye care services than those inland.

According to VSP, 80% of initial eye exams are priced at or below $200 . But keep in mind the cost of a contact lens exam will be more .

Of course, the average cost of an eye exam may be slightly lower and or higher per individual depending on the factors mentioned above.

To check the cost of an eye exam without insurance near you, check out FairHealth .

Why Is The Cost Of A Contact Lens Exam More?

Simply put — because a contact lens exam involves additional testing.

A typical contact lens exam will include:

  • Several tests to determine what size and type of contacts are best for you
  • Verify that the contact lenses fit correctly
  • A contact lens prescription
  • A follow up visit after your appointment to make sure the lenses are fitting properly

VAL-Uvision Offers Affordable Eye Exams Without Insurance In Jacksonville, FL!

While the national average gives you an idea of fair pricing for an eye exam, we offer eye exam specials and low-cost rates that make your exam affordable for the entire family. We recognize that you may not have a budget that allows you to obtain an expensive exam for your eyes. That is why we offer affordable solutions to help with your goals.

Since we offer low-cost options and special rates, you can find affordable solutions for the entire family when you do not have insurance or are unsure about the coverage available from your insurance provider.

When you have insurance, a portion of the costs are covered by your policy and you only pay a stated co-pay rate. When you do not have insurance, you pay the full cost of the exam. Individuals with an insurance policy have different costs based on their coverage. The national average is usually less costly because you only pay the stated co-pay in your policy, which may vary between insurance providers.

Why Visit Our Optometry Offices in Jacksonville?

An optometrist at VAL-Uvision provides the services you expect from the caring professionals you and your family deserve.

  • Since we have more than 46 years of optometry experience serving Jacksonville’s community , we have the skills and tools to ensure that your exam meets your needs.
  • We are also locally-owned and operated, which gives our optometrists the freedom to focus on your specific needs when you seek treatment. We do not answer to any corporations or big businesses.
  • We focus on creating a respectful and quality atmosphere that recognizes each patient as an individual. By taking a respectful approach, we ensure that you have the quality of care you expect when seeking treatment for your eyes or obtaining an exam to check on your vision.
  • Our team has the skills to work with all age groups. We recognize that children and adults have different visual needs and we strive to provide the level of service your family needs to maintain their vision and the health of their eyes.
  • We offer flexible payment options and have a wide variety of different brands and frames. We also offer contact lenses, including specialty lenses, that make it easy to find the right corrective options for your eyes.

Book an Appointment with Our Jax Eye Doctors Today!

When you want to get an affordable eye exam, you need an appointment with an experienced eye doctor. At VAL-Uvision, we allow you to book an appointment online through our website or over the phone for your convenience.Keeping up with your visual health starts with regular exams and check-ups. At our clinics, we provide the services you need at affordable rates.

For more details about our special pricing options for an eye exam or to set up an appointment with an optometrist in Jacksonville , call us today.

How To Get Cheap Eye Exams and Glasses Without Insurance

  • November 1, 2023

Looking for affordable eye exams and glasses without insurance? No worries, there are plenty of options for you. In this article, we’ll guide you on how to get cheap eye exams and glasses without insurance. Discover affordable options at popular retailers like Americas Best and Costco, or online retailers like EyeBuyDirect and GlassesUSA. We’ll also explore national programs, optometrist student clinics, and coverage options provided by Medicare and Medicaid. Don’t let cost hold you back from taking care of your eyes.

Affordable Eye Exam Options

  • Find affordable eye exams through various options available to you. If you’re looking for a cheap eye exam without insurance, there are several options to consider. One of the cheapest places to get an eye exam and glasses without insurance is America’s Best. They offer eye exams for just $59 or two pairs of glasses for $80 with a free eye exam. Another option is Costco, where eye exams range from $50 to $100, but keep in mind that a Costco membership is required. If you prefer online retailers, EyeBuyDirect offers frames starting at $6 and affordable prescription lenses. Additionally, Eyeglass World provides eye exams at over 100 locations and offers glasses as low as two pairs for $89. Lastly, GlassesUSA also offers affordable glasses with various discounts and sales. Remember to compare prices and services to find the most affordable optometrist for your needs.

National Programs for Eye Care

You can take advantage of national programs for eye care to access free or discounted eye exams and glasses without insurance. These programs are designed to help individuals who cannot afford the high costs of eye exams and glasses. Some of the national programs available include EyeCare America, InfantSEE, Lions Club International, New Eyes, and OneSight OnSite Voucher Program.

EyeCare America provides free or discounted eye exams to people over the age of 65 and those at risk of glaucoma. InfantSEE offers free eye exams for children aged six to 12 months, regardless of income. Lions Club International provides free or discounted eye care and glasses at many locations. New Eyes offers free glasses to qualifying low-income applicants, with applications made by eye doctors or social workers. The OneSight OnSite Voucher Program provides free eyeglasses through local nonprofits after verifying financial need.

These national programs are a great resource for individuals who are in need of affordable eye exams and glasses. By taking advantage of these programs, you can ensure that your eye health is taken care of without breaking the bank.

Optometrist Student Clinics

Take advantage of affordable eye exams and free or low-cost eyeglasses by visiting optometrist student clinics. Optometry schools often offer cheap eye care and free eye exams supervised by students studying optometry or ophthalmology. By going to these clinics, you can receive quality care while supporting student learning. Additionally, some clinics may offer opportunities to participate in college research studies. To find out about student exam programs and costs, contact local schools in your area.

Optometrist student clinics are a great option for getting a low-cost eye exam without insurance. These clinics provide an opportunity for students to practice their skills under the supervision of experienced professionals. As a result, you can receive a thorough and comprehensive eye exam at a fraction of the cost of a regular optometrist visit.

When looking for the best place to get an eye exam without insurance, optometrist student clinics should be on your list. Not only will you save money, but you will also be supporting the education and training of future eye care professionals. So, consider visiting an optometrist student clinic for a low-cost eye exam and affordable glasses, even if you don’t have insurance.

Medicare and Medicaid Coverage

Considering Medicare and Medicaid coverage for eye exams and glasses can provide affordable options for those without insurance. If you are in need of eye care but do not have insurance, it is worth exploring these government programs to see if you qualify for assistance. Here are some key points to know about Medicare and Medicaid coverage:

  • Medicaid: This program offers coverage for eye exams and glasses for children under 21. However, coverage for adults varies by state, so it’s important to check with your state’s Medicaid agency to understand the specific benefits available to you.
  • Children’s Health Insurance Program (CHIP): If your child is ineligible for Medicaid, CHIP provides vision coverage for children, ensuring they have access to necessary eye care services.
  • Medicare: Generally, Medicare does not offer vision coverage for routine eye exams and glasses. However, it can help with certain eye conditions such as cataracts or glaucoma.
  • Medicare Advantage: If you have Medicare, you may consider enrolling in a Medicare Advantage plan offered by private insurers. These plans may include vision coverage, providing additional benefits for eye exams and glasses.

To get more information about coverage options and eligibility requirements, reach out to your state’s Medicaid agency or contact Medicare directly. Understanding these programs can help you navigate the process of getting affordable eye exams and glasses without insurance.

Bottom Line: Affordable Eye Care Options

Affordable eye care options can help you save money on eye exams and glasses, even if you don’t have insurance. There are various options available to consider. First, you can take advantage of local and online retailers that offer discounted eye exams and glasses. Retailers like America’s Best, Costco, EyeBuyDirect, Eyeglass World, and GlassesUSA provide affordable options for both exams and glasses. Additionally, there are national programs that offer free or low-cost eye care for those who qualify. Programs like EyeCare America, InfantSEE, Lions Club International, New Eyes, and OneSight OnSite Voucher Program can help you access free or discounted eye exams and glasses based on specific criteria. Another option is to visit optometrist student clinics, where you can receive cheap or free eye exams supervised by students. These clinics also offer opportunities to participate in college research studies. Lastly, if you have Medicaid or Medicare, there may be coverage options available for eye care expenses. Medicaid offers eye exams and glasses for children under 21, while Medicare helps with certain eye conditions. Consider exploring these affordable options to ensure you receive the eye care you need without breaking the bank.

Cost of Eye Exams

Now let’s talk about the cost of eye exams. When it comes to getting an eye exam, there are several factors that can affect the price. These factors include the type of exam you need, whether you’re getting glasses or contact lenses, and where you’re located. The cost can range from $50 to $250 without vision insurance, with the national average being around $200 for new patients.

Contact Lens Exam

If you’re looking to get a contact lens exam without insurance, there are options available for you. Here are some ways you can save on the cost of a contact lens exam:

  • Optometrist student clinics: Many schools offer cheap or free eye exams supervised by students studying optometry or ophthalmology. This allows you to receive quality care while supporting student learning. You may also have the opportunity to participate in college research studies.
  • National programs for eye care: Organizations like EyeCare America, Lions Club International, and New Eyes provide free or low-cost eye exams to those who qualify. They also offer assistance with obtaining affordable eyeglasses.
  • Online retailers: Websites like EyeBuyDirect and ZenniOptical offer affordable glasses and contact lenses. They often have cheaper prices compared to traditional optometry offices.
  • Discounts at optical stores: Retailers like Americas Best and Costco provide discounted eye exams and glasses. You can find deals on contact lens exams and purchase your lenses at a lower cost.

Prescription Glasses

When considering the cost of eye exams, it is important to also take into account the expenses associated with purchasing prescription glasses. The cost of eye exams can vary from $50 to $250 without vision insurance, with the U.S. national average being $200 for new patients. However, the price can be lower for repeat patients. Factors such as the type of eye tests, glasses or contact lenses, and location can also affect the price. To give you a better understanding, here is a table showcasing some affordable options for buying prescription glasses:

These online retailers often offer cheaper frames and lenses compared to traditional optometry offices. It’s worth shopping around and comparing prices to find the best deal for your prescription glasses.

To determine the cost of eye exams for contacts, consider the fees associated with fitting and evaluations. Here are some key factors to keep in mind:

  • Fitting Fee: Optometrists may charge a separate fee for contact lens fitting, which typically ranges from $50 to $200.
  • Evaluation: The evaluation process, which includes measuring the curvature of your eye and assessing your vision with contacts, may cost an additional $50 to $100.
  • Follow-up Visits: It’s important to factor in the cost of follow-up visits to ensure proper fit and comfort, which can range from $30 to $60 per visit.
  • Insurance Coverage: If you have vision insurance, it’s worth checking if your plan covers contact lens exams and fitting fees.

LASIK surgery

LASIK surgery is a popular option for improving vision and reducing the need for glasses or contact lenses. However, the cost of LASIK surgery can vary depending on several factors. On average, LASIK surgery can cost anywhere from $2,000 to $4,000 per eye. Factors that can affect the price include the location of the surgery, the experience and reputation of the surgeon, and the technology used during the procedure. It’s important to note that insurance typically does not cover the cost of LASIK surgery, so it’s important to budget accordingly. Some clinics offer financing options to help make the cost more manageable. It’s also recommended to shop around and compare prices from different surgeons to ensure you’re getting the best deal.

Cataract surgery

If you’re considering cataract surgery, you may be wondering about the cost of eye exams associated with this procedure. It’s important to understand that the cost of eye exams for cataract surgery can vary depending on several factors, such as your location and the specific provider you choose. Here are a few things to keep in mind when it comes to the cost of eye exams for cataract surgery:

  • Insurance coverage: Check with your insurance provider to see if eye exams related to cataract surgery are covered under your plan.
  • Medicare coverage: Medicare typically covers eye exams for cataract surgery, but it’s important to review your specific coverage and any associated costs.
  • Out-of-pocket expenses: If you don’t have insurance coverage or if there are additional costs not covered by your insurance, you may be responsible for paying out-of-pocket for the eye exams.

It’s recommended to consult with your eye care provider to get an accurate estimate of the cost of eye exams for cataract surgery in your specific situation.

Buying Discount Eyeglasses

When looking to purchase discount eyeglasses, consider shopping around and comparing prices at different retailers. There are several options available to help you save money on your eyeglass purchase. One option is to buy glasses online. Online retailers like EyeBuyDirect, ZenniOptical, GlassesUSA, and 39DollarGlasses offer a wide range of frames at affordable prices, starting as low as $6. These online stores often have cheaper frames and lenses compared to traditional optometry offices. Additionally, they offer the convenience of shopping from home and a larger selection of frames to choose from.

If you prefer in-store purchases, there are also discount retailers that offer affordable eyeglasses. Stores like Americas Best, Eyeglass World, Target Optical, and Walmart Vision Center have low-cost eye exams and provide a selection of low-priced glasses. Prices for eye exams at these retailers range from $45 to $89, and they offer deals and discounts on glasses.

When buying discount eyeglasses, it’s important to consider your prescription needs. Online purchases may be a good choice for individuals with simple prescriptions, but they may not be ideal for complex prescriptions or multifocal lenses. In such cases, it is recommended to order glasses from an eye doctor to ensure accurate and proper fitting.

Online Vs In-Store Purchases

When considering whether to purchase discount eyeglasses, you have the option to choose between online and in-store purchases. Both options have their own advantages and disadvantages, so it’s important to weigh your priorities and preferences before making a decision.

Here are a few things to consider when deciding between online and in-store purchases:

  • Convenience: Online purchases offer the convenience of shopping from the comfort of your own home. You can browse a wide selection of frames and place an order at any time. In-store purchases, on the other hand, allow you to try on different frames and receive personalized assistance from trained professionals.
  • Price: Online purchases often offer lower prices compared to in-store purchases. Online retailers have lower overhead costs, which allows them to pass on the savings to customers. In-store purchases may be more expensive due to higher operating costs.
  • Selection: Online purchases provide a larger selection of frames compared to in-store purchases. You can choose from a wide variety of styles, colors, and sizes. In-store purchases may have a more limited selection, but you can try on different frames to see how they look and feel on your face.
  • Prescription Accuracy: Online purchases require you to provide your prescription information, which may not always be accurate. In-store purchases allow for a professional optician to measure your pupillary distance and ensure the prescription is correct.

Ultimately, the choice between online and in-store purchases depends on your personal preferences and priorities. Consider what factors are most important to you, such as convenience, price, selection, and prescription accuracy, to make an informed decision.

Related Posts

A look into why you should have a well thought out skin care routine.

  • 09 Apr 2024

The 8 Best Gaming Peripherals you Need to Invest in

Looking for some particular.

IMAGES

  1. Eye Exams Cost With and Without Insurance in 2024?

    optometrist visit without insurance

  2. How much does an Eye Exam cost without Insurance?

    optometrist visit without insurance

  3. How Much Is An Optometrist Without Health Insurance?

    optometrist visit without insurance

  4. 7 Reasons To Visit Your Eye Doctor

    optometrist visit without insurance

  5. Gallery

    optometrist visit without insurance

  6. Why Should You Regularly Visit an Optometrist?

    optometrist visit without insurance

VIDEO

  1. Optometrist Visit

  2. Moms visit to the optometrist

  3. Tour with Durban Tourism + Bushfire Festival + Optometrist visit + lunch at Sambane restaurant

  4. Бесплатные услуги в частной клинике

  5. HUSBAND TAKEOVER VLOG || HOUSE VIEWING || WINTER TRY-ON HAUL || OPTOMETRIST VISIT

  6. Low Vision Patient able to see at a distance and watch television again

COMMENTS

  1. How Much Is an Eye Exam Without Insurance?

    An eye exam's average cost without insurance is around $200 for a new patient and $100 to $150 for an established patient. You can also opt for online eye exams. They are often cheaper and more convenient than in-office visits. However, online eye exams may take longer to complete than in-office exams.

  2. Getting an Eye Exam Without Insurance: What to Expect (Costs and More)

    Without insurance, an eye exam at Costco will usually cost about $75 to $80. Walmart: Some Walmart stores have Walmart Vision Centers within them, where you can get an eye exam for $75 to $85 without insurance. Target: You can get a comprehensive eye exam at Target Optical Exact prices vary according to location, but an eye exam will cost ...

  3. Eye Exam Costs (LensCrafters, Visionworks, Walmart & More)

    The cost of an eye exam without insurance at Visionworks starts at $75. However, this may vary based on the location you choose. ... You may visit the eye doctor more often if you have poor vision or an eye disease. Summary. Eye exams are important because they can detect problems early. Different places offer eye exams at various prices ...

  4. Get Free or Low-Cost Eye Care

    Your eye doctor. If you already have an eye doctor and you need help paying for your care or treatment, ask them if there are programs you may qualify for that can help. Community health centers. Some community health centers have an eye clinic and offer free or low-cost care. Use this tool to find a community health center near you.

  5. How to Get Affordable Eye Exams, Glasses and Contacts Without Insurance

    America's Best: This popular chain offers eye exams for $69, or you can buy two pairs of glasses for $80 and get the eye exam for free. Costco: Not all Costco locations have a Costco Optical, but ...

  6. How Much Is An Eye Exam?

    The average cost of an eye exam without insurance is estimated at $184. Affordable options are available at retailers like Costco, Target, Walmart, LensCrafters, America's Best, and Sam's Club ...

  7. How Much Does an Eye Exam Cost?

    That means the total average price for a comprehensive eye exam would be about $189. These averages read a bit high to us—they're prices for an independent optometrist, but many people choose to go to optical chains or retail stores, where the price of an exam is more affordable. We'd say that in general, eye exams range in cost from ...

  8. Eye Exam Cost

    Without insurance, you can expect to pay between $50 and $200 for a standard eye exam. With insurance, your copay for an eye exam will typically range from $10 to $40. How much does an eye exam cost with insurance? With vision insurance, your out-of-pocket cost for an eye exam can be significantly reduced. Most insurance plans require a copay ...

  9. A Guide To Eye Exams Without Insurance

    Comprehensive eye exams evaluate potential changes in your vision and your ocular health. Optometrists can detect more than 270 systemic diseases¹, such as diabetes and high blood pressure, during a routine eye exam. In fact, the earliest signs of these diseases are in the eyes.

  10. Routine Eye Exams Without Insurance

    Routine eye exams are especially important for those needing glasses or contacts, as your prescription may need to be changed as you age. Eye exams evaluate potential changes in vision, making sure you can see your best, as well as evaluating your ocular health. A comprehensive eye exam can detect more than 270 systemic diseases¹, such as ...

  11. Eye Care Solutions without Insurance

    Phone: 513-753-8225 . https://www.opticarevision.com. Newport - Located at 59 Carothers Rd, Newport, KY 41071-2415. Phone: 859-491-1010 . https://www.opticarevision.com. Opticare Vision Center offers low-cost eye exams with no insurance hassles. Explore budget-friendly eye care options for everyone in Ohio and Kentucky.

  12. How Much Does an Eye Exam Cost Without Insurance?

    On the other hand, most vision insurance plans will partially cover routine eye exams. On average, patients only pay $10 to $40 out-of-pocket for routine or preventative vision checkups. 1 Knowing the costs for vision care are much lower with insurance may help motivate you to get your eyes checked annually. Most optometrists check to make sure ...

  13. How Much Is An Eye Exam Without Insurance?

    An eye exam conducted by a private optometrist cost an average of $192 in 2018. [11] By comparison, eye exam costs start at $75 at Walmart, $70 at Costco or $73 at LensCrafters. If you have a history of vision issues, it may be a good idea to have your eye exam performed by an optometrist or ophthalmologist, even if it costs a bit more.

  14. How Much Do Eye Exams Cost?

    How much is an eye exam without insurance. If you decide to schedule an eye exam without insurance, the costs can vary significantly. According to Vision Center, in 2024 some of the important numbers to note include: If you are visiting an eye doctor for the first time, an initial patient visit with an exam could range around $50-$100.

  15. Eye Exams Cost With and Without Insurance in 2024?

    Ashley Brooks 1 Jan 2024. Reviewed and Fact Checked ️. Table of Contents. The cost of an eye exam can range between $50 to $250. The average cost is about but is about $95. An eye exam's price depends on whether you are a new or returning patient, your location, and whether you go to a retail vision provider or local private optometrist.

  16. The Average Cost of an Eye Exam Without Insurance

    In 2018, the average cost of an eye exam at Walmart starts at $75, while an exam and contact lens fitting costs between $125 and $145. Prices may vary by location. Sam's Club, a Walmart subsidiary, is less expensive than its parent company, with an eye exam starting at $45 and an exam and contact lens fitting beginning at $75.

  17. Is a Walmart Eye Exam Worth It?

    An eye exam at a Walmart Vision Center will generally cost somewhere between $50 and $100 without insurance. But prices vary by store, so be sure to call ahead of time. In our survey of optical centers and doctors' offices across the country, the average cost for an eye exam at Walmart in the continental U.S. was $75.

  18. How much is an eye exam? Let's talk costs

    An average eye exam is the lowest (often about $50) when you have it performed by an optometrist at a retail store or an optical chain. The price goes higher when performed by an ophthalmologist in a clinic or an office. The standard exam cost for each type of provider was: Individual practice: $140. Vision center: $85.

  19. Don't Have Vision Insurance? Costco Does Eye Exams for $120 Less Than

    Out of pocket. As of June 2023, the average cost of an eye exam without insurance is $194. On average, a basic eye exam at Costco will set you back by $64 to $70 without insurance. If you wear ...

  20. How Much Does an Eye Exam Cost in 2024?

    In 2023, the average eye exam cost by region is: Midwest - $87. Northeast - $107. Southeast - $103. Southwest - $103. West - $125. Northwest - $131. Three years ago, eye exams in the Northwest, the most expensive region, were 44% more expensive than they were in the Midwest, the least expensive region. In 2023, an eye exam in the ...

  21. How Much Is An Eye Exam Without Insurance?

    VSP reports the average eye examination without vision coverage is $194. However, combining national averages from FAIR Health and VSP, you can expect to pay: $171-$200 is the average cost of an eye exam without insurance (first visit) $128 for recurring patient visits. $46 for refractive vision tests. With that said, keep in mind these are ...

  22. How To Get Cheap Eye Exams and Glasses Without Insurance

    Optometrist student clinics are a great option for getting a low-cost eye exam without insurance. These clinics provide an opportunity for students to practice their skills under the supervision of experienced professionals. As a result, you can receive a thorough and comprehensive eye exam at a fraction of the cost of a regular optometrist visit.