travel insurance for armenia

Armenia Travel Insurance

Embark on a journey through the ancient landscapes and cultural treasures of Armenia, where each step whispers tales of history. As you prepare for your adventure, let’s unravel the secrets to a worry-free exploration with the right Armenia travel insurance.

Why Choose Armenia As Your Travel Destination?

Cultural Richness and Heritage:  Armenia boasts a rich cultural heritage with ancient monasteries, historic landmarks, and vibrant traditions. Armenia Travel insurance should account for potential cultural activities and visits to historical sites.

Natural Attractions:  Armenia’s diverse landscapes, including mountains, lakes, and forests, make it vital to consider insurance coverage for outdoor activities and potential natural disasters.

Unique Experiences:  With unique festivals and events, travellers should assess insurance coverage for participating in local experiences to ensure a well-rounded protection plan.

Types of Travel Insurance

Basic Coverage: 

• Medical Expenses: Covers medical emergencies and healthcare expenses.
• Trip Cancellation: Provides reimbursement for cancelled trips due to unforeseen events.

Comprehensive Coverage:

• Baggage Protection: Ensures coverage for lost, damaged, or stolen baggage.
• Emergency Evacuation: Covers evacuation costs in case of natural disasters or medical emergencies.

Choosing The Right Travel Insurance For Armenia

Assessing Personal Needs:  Tailor insurance is based on individual preferences, health conditions, and the nature of the trip.

Duration of Stay Considerations:  Longer stays may require more extensive coverage, especially for potential health issues or trip interruptions.

Activities and Adventures:  Customize coverage based on planned activities, including adventure sports or cultural events.

Local Transportation Considerations

Public Transportation Safety:  Provide information on the safety of public transportation options, emphasizing precautions and potential insurance coverage related to transportation mishaps.

Rental Car Insurance:  If renting a car, outline insurance options, coverage details, and potential liabilities, ensuring travelers make informed decisions.

Communication And Connectivity

Local SIM Cards and Communication Services:  Guide on obtaining local SIM cards for communication and staying connected, including any coverage for lost or damaged devices.

Emergency Communication Protocols:  Advise on emergency communication procedures, ensuring travellers are aware of local emergency numbers and procedures.

best places to visit in Armenia

Dilijan national park.

Dilijan National Park  is one of the four national parks of Armenia. Occupying an area of 240 km², it is located in the north-eastern Tavush Province of Armenia.

The park, which was only established in 2002, is known for its forest landscapes, rich biodiversity, medicinal mineral water springs, natural and cultural monuments, and extensive network of hiking trails. Many of Armenia’s important cultural locations can be found within the grounds of the park (i.e., Haghartsin Monastery, Goshavank Monastery, Jukhtak Vank, Matosavank Monastery and the Akhnabat church).

 Yerevan  is the capital (since 1918) and largest city of Armenia as well as one of the world’s oldest continuously inhabited cities. It is the administrative, cultural, and industrial center of the country.

A visit to the Armenian Genocide Memorial can teach you a lot about Armenia’s past, while climbing the Cascade stairs is also a must. Other places worth visiting include the Vernissage flea market, the Blue Mosque, and Levon’s Amazing Underground World (one of Europe’s most unique attractions). Furthermore, a walk through the Hrazdan gorge is also highly recommended.

Lake Sevan is the largest body of water in both Armenia and the Caucasus region. The lake is located in the Gegharkunik Province, at an altitude of 1,900.44 meters above sea level and its total surface area amounts to about 5,000 km² . Lake Sevan makes up 1/6 of Armenia’s territory and it is fed by 28 rivers and streams.

Sevan has significant economic, cultural, and recreational value. Its peninsula is home to a Sevanavank Monastery. Additionally, sunbathing and windsurfing are among the popular recreation activities available at the lake, which also has a wide choice of excellent seafood restaurants along its shore.

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Travel insurance for Armenia, Armenia travel insurance

Compare and buy travel insurance, travel insurance from usa to armenia.

Armenia, officially known as the Republic of Armenia, is a landlocked country located in the South Caucasus region of Eurasia. It is bordered by Turkey to the west, Georgia to the north, Azerbaijan to the east, and Iran to the south. Armenia has a rich history, with cultural and historical connections dating back thousands of years. There is a very large Armenian diaspora spread across the globe and it is no surprise that Armenia attracts a lot of visitors. The best time to travel to Armenia depends on your preferences and the activities you plan to engage in during your trip. Armenia experiences four distinct seasons: spring, summer, autumn, and winter.

Having travel insurance for Armenia from US ensures that you can enjoy their vacation in Armenia with peace of mind, knowing they are financially protected and have access to support services if needed. Review the different international tourist insurance for Armenia on American Visitor Insurance and choose one that best suits your needs.

Armenia - General Information

Popular tourist destinations in armenia.

Yerevan Cascade

Surrounded by numerous art museums, exhibitions, cafes and waterfalls, the giant stairway is not only a cultural center of Armenia, but a place where you can catch the flow of the city's life itself.

Lake Sevan, found in the heart of Armenia, is the country's largest lake and a beautiful place to visit during a break in the country. The lake is surrounded by some stunning monasteries.

Mount Aragats

Mount Aragats is Armenia's highest peak and there is a lot of rock art to be enjoyed around its base, with paintings of animals and human-like figures dating back hundreds of years.

Upper Azat Valley

The Upper Azat Valley is one of Armenia's World Heritage Sites, partly due to the incredible Geghard Monastery for which the region is most famous.

American traveler insurance including trip cancellation coverage

US citizens should consider buying trip protection insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance , medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

• Non refundable cost of the trip.
• Unexpected medical expenses of the traveler.
• Loss or damage to the insured’s possessions.

Following are the trip insurance plans:

IMG Trip insurance

The trip insurance offered by IMG is a three-tiered series of plans: Travel Lite , Travel SE and Travel LX . These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.

Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

Safe Travels Trip protection insurance

Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.

The Safe Travels First Class Trip Protection , Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the ' Cancel for any Reason ' which is available as a rider at an additional cost.

The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.

Trip Protector Preferred insurance

• Available for US citizens and residents traveling outside the United States
• Includes $2000 in travel delay benefits for Covid quarantine/lodging.
• Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
• Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation

Seven Corners Trip Protection Insurance Plans

The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice . There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.

Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.

There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.

Travel Insurance Services Trip Protection Insurance Plans

Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.

Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.

International travel health insurance from USA

Trip cancellation insurance.

Travel insurance for trip cancellation, baggage delay, trip interruption, unexpected medical expenses traveller and related emergencies.

Cancel for any reason(CFAR)

Optional benefit offered by travel insurance protects some insured trip costs for cancellation of trip due to any reason.

Rental car collision

Travel insurance for rental car if it is stolen or damaged due to collision, theft, vandalism, natural disaster, or a cause beyond your control.

US citizen annual travel insurance

US citizens and resident who are business people and working professionals travel overseas quite often and it is good to have international travel health insurance.

Visa free travel countries for US citizens

Trip cancellation insurance.

Highlights of trip cancellation insurance coverage benefits

Compare travel Insurance with cancel for any reason benefit.

Best trip cancellation insurance with quarantine coverage.

Rental car Insurance for damage, theft, repair of rented cars.

Trip cancellation insurance for trip expenses if the trip is cancelled.

Trip interruption insurance for travel expenses when a trip is Interrupted.

Travel insurance coverage due to lost, damaged, delayed or stolen luggage.

Emergency medical evacuation travel insurance coverage.

Best Trip cancellation insurance for Armenia from USA

Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Armenia can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

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Short term travel medical insurance.

• For short term travel vacations ranging from a few weeks to few months (less than a year).
• This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.

Long term global health Insurance

• Ideal for expats working overseas and for US pensioners living outside the US.
• These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Travel insurance for US seniors with Medicare coverage

US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Travel insurance to Armenia from USA - FAQ's

01. do us citizens need travel insurance for armenia from usa does armenia require travel insurance.

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Armenia. Healthcare costs can be high in Armenia, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance. If you want some more guidance, our licensed agents are here to help you with your choice!

02. Which is the best travel insurance for Armenia from USA?

Excellent question and we work hard to find the best answer to this question! Given the unique needs of different US travelers there is no single Armenia travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition.

We endeavor to give US travelers as much relevant information as possible so they can find the best medical coverage when traveling in Armenia. Our Travel insurance for Armenia from US quote comparison tool helps US travelers compare different German visa travel insurance plans based on price and coverage in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!

03. What does international travel insurance to Armenia from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

• Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
• Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
• Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
• Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
• Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

04. How much does Armenia travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Armenia can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

05. Are pre-existing medical conditions covered by travel insurance to Armenia from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

06. Is travel insurance mandatory for travel to Armenia from USA?

Travel insurance is not mandatory for US citizens visiting Armenia. However, even if not mandatory, travel insurance for Armenia is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

07. How do I choose the right travel insurance for my trip to Armenia?

When choosing travel insurance for your trip to Armenia, consider the following factors

• Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
• Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
• Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
• Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
• Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Armenia, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

Best International travel insurance to Armenia

Travel insurance for armenia, visitor insurance for armenia.

Travel insurance for USA resources International travel insurance resources for Armenia visa holders.

Factors for Travel Insurance Important factors while deciding on the best travel insurance to Armenia.

Types of Armenia travel insurance online Understanding different types of Armenia visa travel insurance options.

Armenia travel insurance claims procedure Travel insurance claims process for getting medical care in a hospital.

Travel tips for international travelers

Travel tips for international travelers – safety, comfort and wellness.

Factors to consider while buying insurance for travel to Armenia

The cost of Armenia visa insurance depends on the following:

Age of the traveler

The older the traveler, the more expensive will be the cost of travel insurance.

Medical maximum coverage

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

The duration of coverage needed

The insurance cost is directly proportional to the length of travel insurance.

Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

Overseas travel insurance for US residents

Best travel insurance for cruises.

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

Cruise Holiday Insurance

Cruise tourist insurance for pre-existing conditions, steps to buy travel insurance for armenia online,   1: finding the available international travel insurance plans.

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

  2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

  3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

  4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Armenia. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.

Family travel insurance

Vacation travel insurance, honeymoon travel insurance, backpacker travel insurance, embassy of armenia in united states, armenia embassy in washington, dc.

2225 R Street NW, D.C.20008, Washington, United States

Phone +1-202-319-1976

Fax +1-202-319-2982

Email [email protected]

Armenia Embassy in Glendale, CA

346 North Central Ave., CA 91203, California, Glendale, United States

Phone +1-818-265-5900

Fax +1-818-265-3800

Email [email protected]

Annual travel insurance

Best travel insurance Armenia

Vacation insurance for armenia faq.

FAQs about trip insurance for Armenia travelers.

Armenia Travel Insurance Blog

Blog about travel insurance Armenia travelers.

Travel Insurance to Armenia Forum

Customer Queries for USA travelers to Armenia travelers.

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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J1 Visa health insurance

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Green Card medical insurance

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Cruises Travel Insurance

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Travel Insurance for Armenia

Best travel insurance for armenia, review & buy armenia travel insurance for international travel to armenia. review & buy the best travel insurance for armenia plans or armenia travel medical insurance coverage from any foreign nation. plans from top-rated carriers that meet your coverage requirement needs &  also fit your budget. contact us today, we can  help  guide & advise you.

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Armenia Travel Insurance Plans

Armenia travel insurance is best suited for tourist visiting armenia, or for anyone traveling to armenia from any foreign land for business or leisure. review coverage for sickness or injury and other travel benefits, instantly quote cost and buy travel insurance for armenia today..

Quote, review and buy Armenia travel insurance plan for travel medical insurance coverage protection for emergency health and medical expenses while visiting Armenia from any international destination. Purchasing travel health insurance coverage is a necessity for trip benefits and medical protection during the stay in Armenia or other foreign destinations outside their home country. Visitors to Armenia and international travelers to Armenia can reduce the financial risk of unexpected trip loss, unforeseen accidents or medical emergency by purchasing travel health insurance .

Armenia Travel - Experience Armenian Culture & Heritage

Armenia is a country rich in history, culture, and natural beauty, making it a fascinating destination for travelers. Here’s a brief overview of what you can expect when traveling to Armenia:

Yerevan: Start your journey in the capital city of Yerevan, where you can explore historical sites like the Republic Square, the Cascade Complex, and the Matenadaran Institute of Ancient Manuscripts. Don’t miss the Armenian Genocide Memorial Complex and the Vernissage Market for souvenirs.

Religious Sites: Armenia is one of the oldest Christian countries in the world, so be sure to visit its many churches and monasteries. Some must-see religious sites include the Geghard Monastery, Tatev Monastery, and Khor Virap Monastery with a stunning view of Mount Ararat.

Nature and Adventure: Armenia boasts breathtaking natural landscapes, including lush forests, high mountains, and serene lakes. Explore the beautiful Lake Sevan, go hiking in Dilijan National Park, or visit the stunning rock formations of the Garni Gorge.

Cultural Experiences: Dive into Armenian culture by attending traditional music and dance performances, tasting delicious Armenian cuisine, and visiting local markets. Don’t forget to try Armenian wine, as Armenia has a long tradition of winemaking.

History and Archaeology: Explore Armenia’s rich history by visiting ancient archaeological sites like the Temple of Garni, the ruins of Ani (a UNESCO World Heritage Site), and the cave dwellings of Khndzoresk.

Hospitality: Armenians are known for their warm hospitality, so expect to be welcomed with open arms wherever you go. Homestays and guesthouses are popular options for experiencing Armenian hospitality firsthand.

Remember to check the current travel regulations and safety advisories before planning your trip, and consider hiring a local guide to enhance your experience and learn more about Armenia’s rich culture and history.

Armenia Travel Insurance - Compare & Buy

Travel Insurance plans focus on providing coverage for your trip cancellation and trip loss and also medical expenses resulting from sudden illness or injuries during your trip abroad. Short-term travel medical insurance can be purchased anytime and you can specify the coverage start and end dates.

Short-term travel health insurance policies will support trips from five days to 3 years. These plans offer many levels of coverage (from $50,000 to $8,000,000), various deductible levels (from $0 to $5,000 or even higher) and many optional riders with coverage for hazardous sports, athletics, terrorism, personal liability, etc..

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency. Time to stop shopping and comparing around, and purchase with confidence a trusted and rated plan.

International Travel Insurance – Top Travel Insurance for Armenia

Review and buy a top-rated and best travel insurance plans for international travelers, featuring top-rated benefit and competitive premium cost rates..

Popular Plan for Intl. Travelers    COVID-19 

Popular plan provides sickness or injury coverage outside home country. For ages 65-79 years, maximum coverage limited to $50K or $100K USD.

Brochure →         Review Plan →

Patriot International Lite

Basic plan for intl. travelers.

Value plan w/ no pre-existing benefits included, suits healthy persons ages 70-79 years w/ maximum coverage limited to $50K USD.

Safe Travels International

International travel outside america  covid-19 .

Comprehensive plan for coverage outside home country, max duration of 1 year, non-USA origin country only.

Top Visitor Health Insurance USA  COVID-19 

Excellent policy for international travel outside of the US, worldwide coverage outside home country, many riders to policy.

Atlas Premium

Best plan for intl. travel    covid-19 .

High-end comprehensive plan for visiting USA or intl. travel, see any doctor as no coinsurance to meet, liability coverage benefits, higher maximum limits for 80+ age w/ 20K max.

Best Plan for Travel to USA or Intl.  COVID-19 

Best comprehensive plan for visitors to USA or other nations, includes higher max. limits and liability coverage also.

Best Coverage Outside Home Country  COVID-19 

Best comprehensive plan for visitors to USA or other nations, higher max. limits, liability coverage.

Travel Medical Choice – International

Popular plan for intl. travel  covid-19 .

Popular plan for travel excluding the USA with comprehensive coverage benefits outside home country.

Travel Medical Basic – International

Reliable and economical travel plan excl. usa  covid-19 .

Reliable and economical comprehensive plan for anyone traveling worldwide excluding USA and outside home country.

Atlas Essential

Budget comprehensive    covid-19 .

Basic comprehensive plan for visiting USA or intl. travel, lower maximum limits with affordable costs.

Low Cost Plan for USA Visitors   COVID-19

Low-cost scheduled budget plan with fixed benefits with many options to choose from.

Low Cost Plan for Visitors to the USA   COVID-19

Plan offers optional Heart-Care Plus rider to policy for heart attack/stroke with premium savings.

Fixed Plan for Visitors to the USA    COVID-19

Trip insurance – plans with medical and trip travel benefits, review and buy a top-rated and best trip insurance plans for international travelers, featuring top-rated trip cancellation and trip interruption/delay benefits in addition to medical coverage for sickness/injury..

iTravelInsured Travel Insurance

Img trip protection plan.

Trip cancellation or trip interruption benefits, series of plans from IMG, available in Sport, SE, LX or Lite options, with Cancel For Any Reason (CFAR) in LX option.

Brochure →         Details →

Travel Insurance Select

Trip costs protection plan.

Travel Insurance Select is a trip cancellation or interruption benefits plan with coverage to protect travel investments for travel outside your home country.

Round Trip Insurance

Trip loss, delay or interruption coverage, visitors insurance for armenia to usa travel.

If you are visiting the United States from Armenia and need sickness or injury coverage for your trip to the U.S., review and buy Visitors Insurance USA online.

Travel Health Insurance

Travel Insurance  plan review and coverage features:

• Medical Expenses for Injury or Sickness
• Emergency Medical and Dental Expenses
• Inpatient/Outpatient Surgery Charges
• Sudden Dental Pain and Labs/Diagnostics
• Prescription Drugs and Medication Costs
• Emergency Medical Evacuation/Reunion
• Repatriation of Mortal Remains
• Affordable Comprehensive or Low-cost Fixed Benefit options
• Accidental Death & Dismemberment (AD&D)
• Flight Accident or Common Carrier Accidental Coverage
• End of Trip Home Country Coverage
• Trip Cancellation and Travel Interruption Benefits

Travel Insurance Review

Review Travel Insurance  plan features and highlights:

• Choice of Deductibles which is the amount you will pay prior to payments from the insurance company, deductible range from USD $0 to $2500 or more.
• Comprehensive visitor insurance for parents plans require co-insurance, which is the percentage or amount of covered expenses that you pay, usually for the first USD $5000 in incurred expenses.
• Exclusion for pre-existing medical conditions, certain plans offer acute-onset pre-existing condition coverage, age and other restrictions apply.
• Support for policy extensions or renewals, if coverage is purchased for a minimum period initially.
• Flexibility on your return date with renewable or extendable policies.
• Insurance available even for seniors over 70 and 80 years, ideal for parents or relatives visiting USA.
• The cost of the policy is dependent on age, gender, comprehensive or fixed benefit policy, and duration of stay.
• Reduced rates for dependent children included in the parents plan.
• Most plans can make direct payments to hospitals, laboratories, doctors and heath care provider in PPO Network.
• Secondary coverage: Implies in the event of loss or claim the plan will pay the remaining benefits after all other insurance plans your possess have made payments against the claim.

Travel Insurance Questions & Answers

Below are some of the questions frequently asked (FAQ) with Armenia Travel Insurance plans, and more specifically with Travel Insurance for Armenia  plans. For more answers, please refer to FAQs page.

What to expect as tourist travelers visiting Armenia?

Armenia offers a diverse experience for every traveler.

Visiting Armenia as a tourist offers a rich cultural and historical experience. Here’s what you can expect:

Historical Sites: Armenia boasts a long history, with ancient sites like the UNESCO World Heritage-listed Geghard Monastery, Tatev Monastery, and the stunning Haghpat and Sanahin monasteries. You’ll also find the ancient city of Erebuni (modern-day Yerevan), dating back to 782 BC.

Religious Heritage: As one of the oldest Christian nations, Armenia is dotted with beautiful churches and cathedrals. The most famous is the Etchmiadzin Cathedral, considered the oldest cathedral in the world.

Scenic Landscapes: From lush green valleys to rugged mountains, Armenia offers breathtaking natural beauty. The Lake Sevan, one of the largest freshwater high-altitude lakes in the world, is a must-visit.

Cultural Experiences: Experience Armenian hospitality firsthand by staying with locals in rural areas or participating in traditional feasts and celebrations. Don’t miss the chance to taste traditional Armenian cuisine, which includes dishes like khorovats (barbecue), dolma (stuffed grape leaves), and lavash (flatbread).

Outdoor Activities: Armenia is perfect for outdoor enthusiasts. You can go hiking in Dilijan National Park, rock climbing in the Garni Gorge, or skiing in Tsaghkadzor during the winter months.

Yerevan, the Capital: Explore Yerevan, a vibrant city with wide boulevards, Soviet-era architecture, and a lively cafe culture. Visit the Cascade Complex, Matenadaran (Armenian Manuscript Museum), and the bustling Vernissage Market for souvenirs.

Wine Tourism: Armenia has a long history of winemaking, dating back thousands of years. Explore the wine regions of Areni and Vayots Dzor, and indulge in wine tastings at local vineyards.

Safety: Armenia is generally safe for tourists, with low crime rates and friendly locals. However, like any other destination, it’s essential to take basic precautions and be mindful of your belongings.

Hospitality: Armenian people are known for their warm hospitality and welcoming nature. You’ll likely encounter locals eager to share their culture and traditions with you.

Visiting Armenia promises a memorable experience filled with history, culture, stunning landscapes, and delicious cuisine.

Why should I buy Travel Insurance for visiting Armenia?

Armenia travel insurance is a prudent coverage choice.

Travel insurance for visiting Armenia, or any international destination for that matter, can be beneficial for several reasons:

Medical Coverage: Travel insurance typically provides coverage for medical emergencies while you’re abroad. If you were to fall ill or get injured during your trip to Armenia, having travel insurance could help cover medical expenses, including hospital stays, doctor’s fees, and medication costs. This is particularly important as healthcare costs can be high in foreign countries, and your domestic health insurance might not cover you abroad.

Trip Cancellation or Interruption: Travel insurance can reimburse you for non-refundable expenses if your trip gets canceled or interrupted due to unforeseen circumstances such as a sudden illness, a family emergency, or adverse weather conditions. This can include expenses like flights, accommodations, and prepaid tours or activities.

Lost or Delayed Luggage: If your luggage gets lost, stolen, or delayed during your journey to Armenia, travel insurance can provide reimbursement for necessary items you need to purchase in the interim, such as clothing and toiletries.

Emergency Evacuation and Repatriation: In the event of a serious medical emergency or a natural disaster, travel insurance can cover the costs of emergency evacuation to the nearest adequate medical facility or repatriation to your home country.

Travel Assistance Services: Many travel insurance policies also offer 24/7 travel assistance services, providing you with access to emergency assistance, medical referrals, and help with language barriers or lost travel documents.

Peace of Mind: Travel insurance provides peace of mind knowing that you’re financially protected against unexpected events that could disrupt or derail your trip to Armenia.

While Armenia is a beautiful destination with plenty to offer, unforeseen circumstances can arise during travel, and having travel insurance can mitigate the financial risks associated with these uncertainties. It’s essential to carefully review the terms and coverage of any travel insurance policy to ensure it meets your specific needs and provides adequate protection for your trip.

Travel Insurance Updates

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Policy Coverage

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Visitor Insurance

We create simple insurance plans based on what people need. Our policies protect you from important risks. Learn about the main benefits of our travel insurance.

Our international travel insurance policy covers:

• Medical costs for urgent and emergency care, including outpatient and inpatient treatments
• Medical transportation expenses from the accident site to the nearest medical facility, plus repatriation to Armenia after treatment
• Repatriation expenses for remains in case of death
• Telephone consultation costs concerning insurance claims
• Emergency dental care expenses within the policy's limits
• Costs for a relative's emergency visit to you abroad
• Evacuation expenses for unattended minors returning to Armenia

Curious about our offerings? We're eager to share more information with you.

Give us a call at (012) 88 88 88 for answers to all your questions!

Travel Insurance Cover for International Travellers

Are you fond of travelling but prefer a staycation in Armenia?  Do you think that it is risky to take an international trip? For instance, you may start experiencing a sudden toothache or some health issue. Medical care abroad is rather costly, hence you prefer to avoid the risk by not travelling abroad. Purchasing “Travel Insurance Cover for International Travellers” will help you eliminate any problems and concerns during your trip.  

insurance type

Travel Insurance

What is covered by the program Insurance Assistance while travelling abroad compensates the expenses incurred in the result of an accident or health deterioration of the insured person while travelling.

Accidents, risks Within the framework the Company compensates:

Insurance premium The price of the package is starting from AMD 4000. 

Insurance period The insurance contract can be concluded for a period of 4 days to 1 year.

Passport of Policyholder,

Passport of the person concluding the contract (if the latter is not the Policyholder).

Frequently Asked Questions

Yes, you have to make an appointment. You can contact us at 060500060 or register your claim online.

When purchasing a contract, the insured party chooses one of the partner medical institutions to their preference and makes use of the services provided by that institution throughout the contract period.

When clients sign their travel insurance cover contract, they learn the insurance terms and are given the contacts of the support agency. Cases should be reported by calling the listed numbers and the instructions of the support company should be followed.

Another option is to contact NAIRI INSURANCE through Viber and to share with the insurance company the doctor’s prescriptions, payments and receipts. The case should be reported in writing to the insurance company within ten business days of the arrival in Armenia.

When making any payment, keep the receipts and accompanying medical papers. As you arrive in your country, submit them to the Insurance Company within ten working days.

It does if the drugs were purchased through the doctors’ prescriptions for the case covered by insurance.

No, the contract should be purchased prior to their departure.

To terminate a contract the passport of the insured party and two copies of the contract should be produced.

If there has been an accident, the Insured Party has to immediately call the Company at the mentioned telephone number.

The Insured Party has to submit a written report to the Insurance Company within three days of the accident.

On the receipt of insurance cover, the Insured Party has the right to restore the initial insurance cover through an additional insurance premium. For example, if your contract states the insurance coverage to be 500, 000 AMD and if you have suffered a property damage received a cover of 200, 000 for it, then your insurance coverage makes already 300, 000 AMD.  However, if you make a further insurance premium payment, the initial coverage will be restored.

Yes, since the contract states that on the payment of insurance cover, the Insurance Company is granted the right of the Insured Party to to seek reimbursement for the payout.  

For example, if an X party is responsible for the inflicted damage, you will not have to be involved in any legal disputes with that X party, as the Company will cover your loss and is granted the right to claim back reimbursement from the Party.

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• Passports, travel and living abroad
• Travel abroad
• Foreign travel advice

Warnings and insurance

The Foreign, Commonwealth & Development Office ( FCDO ) provides advice about risks of travel to help British nationals make informed decisions. Find out more about FCDO travel advice .

Areas where FCDO advises against travel  

Your travel insurance could be invalidated if you travel against FCDO advice.

Armenia-Azerbaijan border 

FCDO advises against all travel to within 5km of the full eastern border between Armenia and Azerbaijan 

M16/H26 road between Ijevan and Noyemberyan 

FCDO advises against all travel along the M16/H26 road between the towns of Ijevan and Noyemberyan. 

Find out more about why FCDO advises against travel .

Before you travel 

No travel can be guaranteed safe. Read all the advice in this guide as well as support for British nationals abroad which includes: 

• advice on preparing for travel abroad and reducing risks 
• information for women, LGBT+ and disabled travellers 

Follow and contact FCDO travel on Twitter , Facebook and Instagram . You can also sign up to get email notifications when this advice is updated. 

Travel insurance 

If you choose to travel, research your destinations and get appropriate travel insurance . Insurance should cover your itinerary, planned activities and expenses in an emergency. 

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DESCRIPTION

Traveling is one of the most important components of our life. The vast majority of our collection of happy moments comes from travel. Almost every family has a Travel Savings Container where annual travel funds are collected.

Unforeseen, unpleasant incidents in your trip should not spoil your experience.

INGO ARMENIA gives you the opportunity to receive a travel insurance package and trusts us with all the accidents that occurred during the trip. 50,000 people choose INGO ARMENIA every year.

WHO CAN BE INSURED? • Any individual under the age of 85, his family members (children, wife, husband, parents, etc).

FROM WHAT ACCIDENTS YOU CAN BE INSURED?

The insurance contract may include the following insurance programs:

• Medical expenses insurance,
• Insurance of medical transportation expenses
•  Organization of legal advice

OUR ADVANTAGES

• Our insurance policy is accepted by all consular services around the world, which help with visa issues:
• In any stressful situation at any time of the day you will receive detailed advice on who to contact and how to contact under the circumstances:
• The insurance policy can be easily renewed for a new period or canceled in case the trip does not take place

SIGNING OF THE CONTRACT

HOW TO ACQUIRE A POLICY?

• Purchase Online
• Approach one of the Company offices   or one of the points of sale
• Call 010 59 21 21 and invite an agent to a convenient place for you.

Individual travel insurance rules

Individual travel insurance rates

Application of compensation for assistance to an insured person on individual travel

51, 53 Hanrapetutyan Str., Yerevan 0010, RA

Тel.: +374 (10) 59 21 21

E-mail: [email protected]

• Motor insurers’ bureau of Armenia
• Agent’s page
• Client’s rights
• What to do in case of insurance event?
• Republic of Artsakh
• Gegharkunik
• Vayots Dzor

Travel insurance

Travel Insurance Armenia

Standard Cover

• Flexible cover levels up to £7,500
• Covid Cover For Cancellation, Medical & Repatriation
• 24/7 Worldwide Emergency Medical Cover
• Optional Upgraded Phone and Gadget Cover
• Up to 91 days cover on single trip

Enhanced Cover

• Better Value For Severe Medical Conditions
• Covid Cover for Cancellation, Medical & Repatriation Available
• No Upper Age Limit
• Secure Online Screening Process
• 1000s Of Medical Conditions Covered

Terms and conditions apply. Always check our policy wording before purchasing to make sure our cover is right for you.

If you’re looking for travel insurance Armenia then don’t hesitate to get a fast online quote now.

Emerald Life was started as a fresh take on the insurance industry that puts equality and diversity at its core.

Visit our online quote form and see how much you could save on travel insurance for Armenia today.

Table of Contents

Healthcare for Brits in Armenia

It’s a good idea for UK citizens to check with NaTHNaC (National Travel Health Network and Centre) at least 2 months before their trip to Armenia.

They offer vaccine recommendations and the latest news on outbreaks and other health risks as well as factsheets that contain useful information for staying healthy during your travel.

Note that the government of Armenia does not offer free medical care for Brits in Armenia. This means that without travel insurance, you’ll have to pay for medicines, doctor and hospital fees out of pocket. And hospitals or medical centres may want to see proof of ability to pay upfront.

As you might imagine, these unforeseen expenses can be significant, which is why it’s important to ensure that you get sufficient travel insurance before you leave on your trip.

If you take prescription medication for an existing health condition, the NHS recommends that it’s also a good idea to get in touch with the embassy of Armenia for assurance that you can safely bring those medicines with you inside the country.

You’d also want to make sure that you bring a note from your doctor verifying that you need the medicine to manage an existing health condition.

You can check the NHS website for advice on pertinent vaccinations and health checks for more information.

What About Pre-Existing Medical Conditions?

• Many medical conditions covered

Over 75/Serious Medical

• Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
• Up to a high level of severity and even a terminal prognosis
• chemotherapy or radiotherapy
• Mental health conditions

As is usual with UK travel insurance, you need to disclose any pre-existing medical condition you have to your policy provider, unless you have been told specifically by your insurer that you do not need to declare that condition.

While this means that you may have to pay more to obtain travel insurance for Armenia – although not all pre-existing conditions result in an increase in premium- , it’s better than falling ill during your travel (related to your pre-existing medical condition) and being denied coverage.

Insurance providers typically offer free screenings for thousands of medical conditions and provide ample coverage to offset the cost of repatriation and medical care while abroad.

While it’s unlikely that you’ll get injured or fall victim to a crime if you confine your activities to safer regions in the country, it’s best not to take any chances and obtain a suitable single or multi-trip travel insurance policy before your departure.

Make sure you disclose all pre-existing medical conditions that you are required to do so when applying for travel insurance for Armenia. Doing so would help ensure that you don’t run into any problems should you need to file a claim.

The human body is an incredible work of evolution and as such there are plenty of things that can go wrong in both the short and long term.

For that reason it can often be difficult to understand what constitutes a medical condition that you have to declare to your travel insurance provider.

However, in general, the insurers’ questions will tend to follow the same general lines, such as:

Have/are you or anyone in your party:

• taken any prescribed medication, or received any medical treatment in the last 2 years;
• attended a medical practitioner’s surgery, or hospital or clinic (out-patient or in-patient) in the last two years;
• awaiting medical treatment or investigation;
• been diagnosed by a medical practitioner as suffering from a terminal illness.

All medical conditions you have must be disclosed as well as any previous medical conditions if they could have an impact on your current health.

So, while it is vitally important to declare what you need to declare, your policy provider will let you know if your pre-existing condition is not a factor for your trip cover.

For example, here at Emerald Life, we don’t require clients to disclose their HIV status for as long as they meet the following conditions:

• They have been on antiviral treatment for no less than 3 months.
• They have not been advised to switch to a different/new type of antiviral regimen.
• If their CD4 count is above 350 or they have been advised by a doctor that CD4 monitoring is not necessary.
• They have an undetectable viral load or less than 50ppm.

Note that non-declarable conditions can vary from one policy provider to another. It’s ultimately up to the insurance company to decide which pre-existing medical conditions are exempted from disclosure and set pertinent conditions for the exemption. However, Emerald leads the field on some of these.

What to Look For When Shopping for Armenia Travel Insurance

At this point, you probably already have an idea of just how important it is to obtain Armenia travel insurance before you travel to Armenia (whether multiple or a single trip cover).

This begs the questions — what factors do you need to keep in mind before buying travel insurance?

Well, the answer doesn’t need to be all that complicated. After all, the purpose of travel insurance is to give you peace of mind while you enjoy the sights and wonders that Armenia has to offer. For that, you can focus on a few essential factors:

Repatriation and Medical Cover

• Medical Up to £10 Million

The most important part of any travel insurance policy is emergency medical expenses cover. Typically ranging from £5 million to £10 million – the higher in our case – this covers your costs if you become ill or injured abroad and require medical treatment.

Medical expenses should include repatriation cover so that if your condition means you have to return to the UK urgently then there is cover for transporting you along with any necessary medical equipment and staff. Unsurprisingly, these costs can be staggering.

Before you leave for Armenia, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK.

Here at Emerald Life, we provide coverage of up to £10,000,000 with our Armenia travel insurance.

Travel Insurance Armenia Cancellation and Curtailment Cover

Silver - Up To £1000

Gold - Up To £3000

Platinum - Up To £7500

Silver - Not Covered

Gold - Up To £2000

Platinum - Up To £5000

If you are ill or injured before you travel then you may have to cancel your trip. Some policies will also cover you if a close relative is ill or injured, or your home is burgled, and you have to cancel as a result.

If you expect to make multiple trips to Armenia in a given year, you can probably secure a better deal if you sign up for annual multi-trip travel insurance.

An annual policy will help you save time since you don’t have to reapply before every departure. More importantly, annual multi-trip insurance cost is bound to be cheaper than obtaining numerous single trip policies over the course of a year.

Armenia Travel Insurance Luggage Cover

Luggage can get lost during transit, and if that happens, it’ll be a major inconvenience in your travel plans. That’s why you need travel insurance that will reimburse you for the trouble should it happen.

For luggage delays of more than 24 hours, Emerald Life offers baggage cover which serves as compensation for the inconvenience and covers the cost of essential replacement clothing and toiletries if your baggage is delayed on your outward journey, up to the amount specified

If the luggage is lost (missing for more than 21 days), you’ll be paid the amount stipulated in the luggage cover for the accidental loss, damage or theft of your baggage and personal effects, up to the amount specified.

Travel Insurance Excesses and Exclusions

Silver - £100

Platinum - £35

Silver - £500

Gold - £150

Platinum - £0

While it can be tempting when buying travel insurance to just look at the final price, it is important that you check any excesses you have to pay.

That is because some cheap policies will have very high excesses which means any claims could be very expensive despite having the insurance. Sometimes excesses are so high it might not even be worth claiming.

Therefore, make sure you buy a Armenia travel insurance policy that balances a good price with reasonable excesses. Also, there may be other exclusions that reduce the premium precisely because payouts are limited. If you need travel insurance, then it is advisable to make sure that you have the best cover you can afford.

Most travel insurance policies will also include different excesses for different types of claims and you can find these in your policy documentation, but generally the medical excess is the most significant.

Do You Need Insurance to Travel to Armenia?

It can be argued that the real question is — can you afford not to have Armenia travel insurance when you leave for Armenia?

Again, tourists have no free access to healthcare services when visiting the country, and private medical care can be costly.

Armenia travel insurance should cover the cost of medical treatment if you fall ill or become injured during your travel.

While no one expects to get sick or become injured while holidaying in Armenia, accidents can happen. If things go south, it’s always helpful to know that you have travel insurance to rely on.

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GET IN TOUCH

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©2023 Emerald Life Limited. All rights reserved. This website contains information on the products and services of Emerald Life only unless otherwise stated. Emerald Life is directly authorised by the FCA under number 945500, registered address 286 Queensbridge Road, London E8 3NH.

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Travel Advisory April 9, 2024

Armenia - level 2: exercise increased caution.

Updated to reflect changes in the Do Not Travel section.

Exercise increased caution in Armenia due to areas of armed conflict. Some areas have increased risk. Read the entire Travel Advisory.

Do Not Travel To:

• The border region with Azerbaijan.

U.S. Embassy Employees and their families remain prohibited from any non-essential travel to the following areas:

• Gegharkunik region east of Vardenis.
• Syunik region east of Goris;
• Syunik region south of Kapan;
• Travel through Yeraskh village in Ararat region is allowed, stopping is not.

Country Summary: U.S. citizens should exercise increased caution in Armenia. Further military activity could occur in the region.  

Read the  country information page  for additional information on travel to Armenia.

If you decide to travel to Armenia:

• Enroll in the  Smart Traveler Enrollment Program  ( STEP ) to receive Alerts and make it easier to locate you in an emergency.
• Follow the Department of State on Facebook  and  Twitter .
• Review the  Country Security Report  for Armenia.
• Prepare a contingency plan for emergency situations. Review the  Traveler’s Checklist .

Border with Azerbaijan – Level 4: Do Not Travel

There is the potential for armed conflict near the Armenia-Azerbaijan border. U.S. citizens should avoid the area. Exercise caution on roads near Armenia’s border with Azerbaijan. Be aware that some portions of the road may cross international boundaries without notice. Roads may be controlled by checkpoints or closed to travelers without notice.  The U.S. embassy has prohibited embassy employees and their families from non-essential travel to the border region, as well as other areas of Armenia listed above.

Visit our website for Travel to High-Risk Areas .

Embassy Messages

View Alerts and Messages Archive

Quick Facts

Must be valid at time of entry and departure

No requirement

None for U.S. Citizens staying for less than 180 days per year

$10,000 USD

Embassies and Consulates

U.s. embassy yerevan.

1 American Avenue  Yerevan 0082, Republic of Armenia  Telephone: +(374) 10-464-700  Emergency After-Hours Telephone: +(374) 10-494-444  Fax: +(374) 10-464-742 Email:  [email protected]

Destination Description

Learn about the U.S. relationship to countries around the world.

Entry, Exit and Visa Requirements

You need a valid passport to enter Armenia . U.S. citizens are allowed visa-free entry to Armenia for up to 180 days per year. For visits of longer than 180 days, you must apply for a residency permit through the Armenian Ministry of Foreign Affairs. Visit their  website for the most current visa information.

• Armenian law requires that Armenian citizens, including dual nationals, enter and depart Armenia on Armenian passports . Even if you naturalized in the United States,  the Government of Armenia may still consider you an Armenian citizen . Children born in the United States to two Armenian citizens may also be considered Armenian citizens. Please read the information about Armenian citizenship at the website of the  Embassy of Armenia  and also review the Dual Nationality information in the “Local Laws and Special Circumstances” section below.
• If you possess an Armenian “special passport” (a residency permit), you still need a valid U.S. passport to enter Armenia. Border guards have refused to admit U.S. citizens carrying “special passports.” Please visit the  Embassy of Armenia  website for further details. 

Border with Azerbaijan: The border with Azerbaijan remains closed and the U.S. embassy has prohibited embassy employees and their families from non-essential travel to certain border regions due to the ongoing Armenia-Azerbaijani conflict, see the current Armenia Travel Advisory for details.

Border with Turkey : The land border with Turkey remains closed and is patrolled by Russian Border Guards.

Border with Iran:  See the  Iran travel advisory.   The Department of State continues to warn U.S. citizens against all travel to Iran  due to arbitrary arrest and detention of U.S. citizens. The Department of State maintains its  “Do Not Travel”  advisory, noting the “very high risk of arrest and detention of U.S. citizens in Iran, particularly U.S.-Iranian dual nationals.”

Russian Arrest Warrants: Armenia routinely shares information about foreign visitors with Russian law enforcement and security services. U.S. citizens may be detained by Armenian authorities upon entry or exit based on Russia law enforcement or security service information. Former and current U.S. government and military personnel with prior travel to Russia may face increased scrutiny.

Traveling Through Europe:  While Armenia is not located in the Schengen area, many flights to Armenia originate in that area of Europe. If you are planning to visit or travel through European countries, you should be familiar with the requirements of the Schengen Agreement.

• Your passport should be valid for  at least three months beyond the period of stay .
• If you plan on transiting a Schengen country review, our  U.S. Travelers in Europe page ..
• You will need sufficient proof of funds  and a  return plane ticket .
• For additional information about visas for the Schengen area, see the  Schengen Visa page.

HIV/AIDS Entry Restrictions : The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to or foreign residents of Armenia.

Find information on  dual nationality ,  prevention of international child abduction  and  customs regulations  on our websites.

Safety and Security

Terrorism:  Terrorist groups and those inspired by such organizations are intent on attacking U.S. citizens abroad. Terrorists are increasingly using less sophisticated methods of attack – including knives, firearms, and vehicles – to more effectively target crowds. Frequently, their aim is unprotected or vulnerable targets, such as:

• High-profile public events (sporting contests, political rallies, demonstrations, holiday events, celebratory gatherings, etc.)
• Hotels, clubs, and restaurants frequented by tourists
• Places of worship
• Shopping malls and markets
• Public transportation systems (including subways, buses, trains, and scheduled commercial flights)

For more information, see our Terrorism page.

Natural Disasters : Armenia is prone to earthquakes and landslides. For more information read our page on Crises and disasters abroad .

Crime:  Crime is relatively low, and violent crime is infrequent. When police are called, they routinely show up; however, they generally do not speak English.  Vehicle break-ins  and  theft  are rare but are the most common crimes. Police indicate that there is a criminal group in Yerevan that targets foreigners and burglarizes rented apartments when the victims are away.

• Matters involving  commercial and investment disputes  can take months or years to resolve as they work their way through the civil courts. The U.S.-Armenia Bilateral Investment Treaty (BIT) provides that in the event of a dispute between a U.S. investor and the Republic of Armenia, the investor may take the case to international arbitration.
• Credit card fraud and ATM card skimming occurs .

Demonstrations occur frequently. They may take place in response to political or economic issues, on politically significant holidays, and during international events.

• Even demonstrations intended to be peaceful can turn confrontational and possibly become violent.
• Avoid areas around protests and demonstrations.
• Check local media for updates and traffic advisories.

Victims of Crime : U.S. citizen victims of sexual assault should first contact the police and then the  U.S. Embassy  at (+374) 10-494-585 during business hours and (+ 374) 10-494-444 after hours.

Report crimes and requests for emergency services to local authorities by  dialing 911 . English speaking operators are available. Also contact the  U.S. Embassy  to report your situation.

Remember that local authorities are responsible for investigating and prosecuting the crime .

See our webpage on  help for U.S. victims of crime overseas .

• Help you find appropriate medical care
• Assist you in reporting a crime to the police
• Contact relatives or friends with your written consent
• Provide general information regarding the victim’s role during the local investigation and following its conclusion
• Provide a  list of local attorneys
• Provide our information on  victim’s compensation programs in the United States
• Connect you to assistance for victims of domestic violence
• Provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution
• Help you find accommodation and arrange flights home
• Replace a stolen or lost passport

International Financial Scams:  See the  Department of State  and the  FBI  pages for information.

Internet romance and financial scams are prevalent in Armenia. Scams are often initiated through Internet postings/profiles or by unsolicited emails and letters. Most scammers pose as U.S. citizens who have no one else to turn to for help.

Tips to avoid scammers:

• Look for red flags like their location is far away, their profile was recently created or seems to be too good to be true, the pace of the relationship is moving too quickly, or they ask for money.
• Set up a phone call/video chat in the initial stages.
• Do a reverse image search on the profile picture.
• If you believe you have been scammed, report the incident to local law enforcement right away and stop all communications with the scammer. If they ask for help, you should refer to them to the closest U.S. Embassy or Consulate so we can work with local authorities to assist.

Common scams include:

• Romance/Online dating
• Money transfers
• Lucrative sales
• Gold purchase
• Contracts with promises of large commissions
• Grandparent/Relative targeting (kidnapping, arrested, medical emergency)
• Free Trip/Luggage
• Inheritance notices
• Work permits/job offers
• Bank overpayments

Technology Usage Abroad: Mobile devices are vulnerable to compromise, theft, and physical damage anywhere in the world. Best practices prior to traveling abroad are keeping all software (operating system and apps) updated and use virtual private network and encrypted voice over IP (VoIP) applications if possible. Make sure that all VPN/VoIP are reputable, and U.S. based. Do not connect to unknown open Wi-Fi. GPS Navigation Apps are helpful in getting U.S. citizens around in a foreign country. Prior to using the GPS app make sure you research the route to make sure it is safe. GPS navigation app may give you the shortest route without safety consideration. Be cautious of using dating apps/online dating websites abroad as U.S. citizens can be targeted by scammers. Make sure to inform your friends and family of your whereabouts, meet at a well-known public location, and do not consume suspicious food or drinks. Avoid traveling alone to bars or nightclubs. U.S. citizens have no reasonable expectation of privacy in Armenia. Telephone and electronic communications are subject to surveillance at any time and without advisory, which may compromise sensitive information.

Domestic Violence : U.S. citizen victims of domestic violence may contact the Embassy for assistance. Local resources for victims of domestic violence include shelters, medical assistance, and legal aid. Victims of domestic violence may contact Women’s Support Center at + (374) 099-887-808 which provides assistance to victims of domestic violence and the  Light House shelter  at + (374) 93-327-834, + (374) 43-500-503, or “20-80” which provides shelter and support to victims. In cases of sexual violence or domestic violence, victims may contact the  Women’s Resource Center  at + (374) 077-991-280 and +374 94 565626, from 9:00 AM to midnight. Victims may also contact New Generation NGO at +374 60378989 or +374 60478989.

Tourism:  The tourism industry is unevenly regulated, and safety inspections for equipment and facilities do not commonly occur. Hazardous areas/activities are not always identified with appropriate signage, and staff may not be trained or certified either by the host government or by recognized authorities in the field. In the event of an injury, appropriate medical treatment is typically available only in/near major cities. First responders may be unable to access areas at a distance from major cities to provide urgent medical treatment. U.S. citizens are encouraged to purchase medical evacuation insurance. See our webpage for more  information on insurance providers for overseas coverage .

Local Laws & Special Circumstances

Criminal Penalties:  You are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned. Individuals establishing a business or practicing a profession that requires additional permits or licensing should seek information from the competent local authorities prior to practicing or operating a business.

Furthermore, some laws are also prosecutable in the United States, regardless of local law. For examples, see our website on  crimes against minors abroad  and the  Department of Justice  website.

Please review the State Department’s page on  Arrests or Detention of U.S Citizens Abroad.  In addition, many people accused of crimes are held in local prisons in pretrial detention for between two and twelve months with the possibility of posting bail while waiting for a court hearing.

Arrest Notification:  If you are arrested or detained,  ask police or prison officials to notify the U.S. Embassy immediately . See our  webpage  for further information. 

• Possession, trafficking, or the use of narcotic drugs, including marijuana, are illegal . A prescription for  medical marijuana  will not protect you from prosecution. If you are arrested for a drug offense, you could face detention during the investigation, which can take years to resolve, and a prison sentence after conviction. 
• Electronic cigarettes and related paraphernalia may be perceived as drug related.
• Armenia does not allow the import of various psychotropic drugs.

Customs and Exports :

• Local officials may occasionally seek bribes to perform basic duties.
• Customs authorities may enforce regulations concerning the import/export of items like firearms, pornography, and communications equipment. Please refer to the  Armenian Customs Service  for further information.
• The export of items of historical value, such as paintings, carpets, and old books, requires advanced authorization from the  Armenian Ministry of Education, Science, Culture, and Sports .

Counterfeit and Pirated Goods : Counterfeit and pirated goods are prevalent in many countries, and they may be illegal according to local laws. Counterfeit and pirated goods may pose significant risks to consumer health and safety. You may be subject to fines and/or have to give up counterfeit and pirated goods if you bring them back to the United States. See the U.S. Customs and Border Protection website and U.S. Department of Justice website for more information.

Dual nationals :

• Armenian legislation permits Armenian citizens to hold dual citizenship. Even if you naturalized in the United States,  the Government of Armenia may still consider you an Armenian citizen . Children born in the United States to two Armenian citizens may also be considered Armenian citizens. Please consult the Armenian government’s  website  on citizenship and read the  Armenian law on citizenship .
• Armenian law requires that Armenian citizens enter and depart Armenia on Armenian passports.  Individuals who are dual citizens, or could be, should consult with the  Embassy of Armenia  in Washington prior to traveling.
• Armenian males over the age of 18 are subject to mandatory military service.  Penalties for evading military service include  jail time  and a  substantial fine . Young dual-citizen U.S.-Armenian men are advised to  consult with the   Embassy of Armenia  prior to traveling. There have been instances where dual nationals have been detained at the airport upon arrival until they can resolve their military service issues. 

Faith-Based Travelers:  See the following webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Report  – see country reports
• Human Rights Report  – see country reports
• Hajj Fact Sheet for Travelers

International Volunteers:

• Best Practices for Volunteering Abroad

Traveling to Play Sports: If you are traveling to play sports in Armenia, remember that you are subject to local laws. Prior to traveling, please understand the terms of your contract and have plans for after your contract ends. If you require legal assistance the U.S. embassy maintains a list of local attorneys . The U.S. Embassy cannot offer legal services.

LGBTQI+ Travelers:  There are  no antidiscrimination laws protecting  lesbian, gay, bisexual, transgender, queer, and intersex (LGBTQI+) individuals in Armenia. Although hate crime provisions exist within Armenia’s criminal code, they are not evenly enforced to aid in the prosecution of crimes against LGBTQI+ persons. Individuals face the potential of discrimination and harassment by state and private actors. The Department of State’s Human Rights Report documents that LGBTQI+ persons experienced physical violence, threats of violence, blackmail, and harassment. Police were often unresponsive to reports of abuse against LGBTQI+ individuals and at times, themselves mistreated LGBTQI+ persons.

See the  LGBTQI+ travel information  page and section six of the  Human Rights Report  for further details.

Travelers with Disabilities: Armenia law prohibits discrimination against persons with disabilities but does not fully define “disability.” This law is not consistently enforced. Social acceptance of persons with disabilities in public is not as prevalent as in the United States. The most common types of accessibility issues may include accessible facilities, access to services, and ease of movement. Expect accessibility to be limited in public transportation, lodging, and general infrastructure, including hospitals, government buildings, and transportation centers. These issues are universal throughout the country, including in Yerevan. There are limited sign language interpreters available. Contact the U.S. Embassy in Armenia to receive this information.

Students:  See our  Students Abroad  page and  FBI travel tips .

Women Travelers:  Informal taxis pose threats to people unfamiliar with local conditions, especially to women traveling alone. There have been occasional reports of taxi drivers sexually harassing single, female travelers. See our travel tips for  women travelers .

Outside major cities, medical facilities in Armenia are limited. The U.S. Embassy maintains a list of  English-speaking doctors.   Elderly travelers  and those with  existing health problems  may be at risk from  inadequate medical facilities .

For emergency services in Armenia, dial 911.

Ambulance services are

• not widely available and training and availability of emergency responders may be below U.S. standards.
• not present throughout the country or are unreliable in most areas except in Yerevan
• not equipped with state-of-the-art medical equipment.
• Injured or seriously ill travelers may prefer to take a taxi or private vehicle to the nearest major hospital rather than wait for an ambulance.

We highly recommend that all travelers review the U.S. Centers for Disease Control and Prevention’s Travelers’ Health webpage and general Traveler Advice for Armenia.

• Review all sub-sections including the Travel Health Notices, Vaccines and Medicines, Non-Vaccine-Preventable Diseases, Stay Healthy and Safe, Healthy Travel Packing List, and After Your Trip.
• Reasons for Travel (for example: Adventure Travel, Spring Break Travel)
• Travelers with Special Considerations (for example: Allergies, Long-Term Travelers and Expatriates)
• and General Tips (for example: Traveling with Medications, Travel Vaccines)

The risk of diarrheal disease is high throughout Armenia. Food and water precautions are recommended. Additionally, cases of  brucellosis  from consuming unpasteurized dairy products have been reported.

We do not pay medical bills.   Be aware that U.S. Medicare/Medicaid does not apply overseas . Most hospitals and doctors overseas do not accept U.S. health insurance. Payment is made at the time of service with a credit card and then receipts are submitted later.

Medical Insurance: Make sure your health insurance plan provides coverage overseas. Most care providers overseas only accept cash payments. See our webpage for more information on insurance providers for overseas coverage. Visit the U.S. Centers for Disease Control and Prevention for more information on type of insurance you should consider before you travel overseas.

The Department of State strongly recommends supplemental insurance to cover medical evacuation.

Always carry your prescription medication in original packaging, along with your doctor’s prescription. Check with the Armenian Ministry of Health or the National Institute of Health to ensure the medication is legal in Armenia.

Vaccinations: Be up to date on all vaccinations recommended by the U.S. Centers for Disease Control and Prevention.

Further health information:

• World Health Organization
• U.S. Centers for Disease Control and Prevention  (CDC)

Air Quality:  Visit  AirNow Department of State  for information on air quality at U.S. Embassies and Consulates.

The air quality varies considerably and fluctuates with the seasons in Armenia. It is typically at its worst in the winter, with smog and particulate pollution in or near cities. Consider the impact air pollution may have on you and consult your doctor before traveling if necessary. .The U.S. Embassy maintains a list of doctors and hospitals . We do not endorse or recommend any specific medical provider or clinic.

Pharmaceuticals    

• Always carry your prescription medication in original packaging, along with your doctor’s prescription. Check with the  Armenia Ministry of Health  or  The National Institute of Health  to ensure the medication is legal in Armenia.
• U.S. Customs and Border Protection and the Food and Drug Administration are responsible for rules governing the transport of medication back to the United States. Medication purchased abroad must meet their requirements to be legally brought back into the United States. Medication should be for personal use and must be approved for usage in the United States. Please visit the  U.S. Customs and Border Protection  and the Food and Drug Administration websites for more information.

   Assisted Reproductive Technology and Surrogacy

• If you are considering traveling to Armenia to have a child through use of assisted reproductive technology (ART) or surrogacy, please see our  ART and Surrogacy Abroad page .
• Surrogacy is legal for foreigners in Armenia. For additional information visit the website of Armenia’s  Ministry of Health .

Adventure Travel

• Visit the U.S. Centers for Disease Control and Prevention website for more information about  Adventure Travel .

Travel and Transportation

Road Conditions and Safety:   The information below is provided for general reference only. Road conditions in Armenia differ significantly from those in the United States. Exercise caution when driving in Armenia. Reckless driving is common. Drivers frequently ignore traffic laws.

• Avoid traveling at night  due to poor road conditions and limited emergency response resources. Pedestrians often cross dark streets away from designated pedestrian crossings while wearing dark clothing. U.S. Embassy employees are prohibited from driving at night outside the city limits of Yerevan.
• Yield to aggressive drivers  to reduce your risk of being a victim of aggression. Police may seek bribes during traffic stops.
• Winter travel can be hazardous, especially in mountainous areas.
• Practice defensive driving and watch out for  drunk drivers , especially on the weekends.
• Primary roads  are frequently in poor condition with stretches of missing pavement and large potholes. Some roads shown as primary roads on maps are unpaved and can narrow to one lane. Maps may be inaccurate.
• Secondary roads  are normally in poor condition and are often unpaved. Roads may not have signs. Police and emergency medical services may take a long time to reach remote regions.
• Gasoline quality ranges from good, at reliable stations in cities, to very poor. Do not buy gasoline and other fuels sold out of jars, barrels, and trucks by roadside merchants.
• Driver’s licenses from the United States are not valid for driving in Armenia. For more information on obtaining an Armenian driver’s license, please visit this website .
•  Exercise caution on roads near the border with Azerbaijan. Be aware that some portions of the road may cross international boundaries without notice. Roads may be controlled by checkpoints or closed to travelers without notice.

Traffic Laws:   In case of an accident, all vehicles must remain in place and stay until the arrival of the police. Tourists should always carry a copy of their passport.

Driving regulations are often ignored by drivers, and, as a result, accidents are common. The driving culture is aggressive. Pedestrians and bicycles may not be granted the right of way.

Public Transportation:  Public transportation, while inexpensive, may be unreliable and uncomfortable. Traveling by local unregistered taxis without meters can also prove difficult if a price is not negotiated ahead of time.

See our  Road Safety  page for more information. Visit Armenia’s national tourist office website .

Aviation Safety Oversight:  As there is no direct commercial air service to the United States by carriers registered in Armenia, the U.S. Federal Aviation Administration (FAA) has not assessed the government of Armenia’s Civil Aviation Authority for compliance with International Civil Aviation Organization (ICAO) aviation safety standards. Further information may be found on the  FAA’s safety assessment page .

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on  Twitter  and  Facebook .
• See  traveling safely abroad  for useful travel tips.

Review information about International Parental Child Abduction in Armenia .  For additional IPCA-related information, please see the  International Child Abduction Prevention and Return Act ( ICAPRA )  report.

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Is travel insurance required for Armenia?

No, travel insurance is not required for Armenia. However, it is highly recommended to have travel insurance for Armenia that covers unexpected events during your trips.

Similar Questions

How much does travel insurance for armenia cost.

Travelers frequently inquire about the cost of travel insurance Armenia , but the answer is that prices vary depending on a number of factors. The number of travelers and their ages, for example, will influence the plan’s cost. A similar concept applies to the length of the trip. And the type of coverage included in the plan is the most essential factor in determining cost. Generally, the more coverage a plan offers, the higher the final price.

How can I buy travel insurance for Armenia?

Travelers can easily find and get travel insurance for Armenia through online travel agencies. Travelner offers many choices for travel insurance right on the website and mobile app, along with the most reasonable travel insurance.

Do I need travel insurance for Armenia

This answer is yes. If you are planning to travel to Armenia, Travelner is highly recommended to have Armenia travel insurance that covers unexpected events such as medical emergencies, trip delays, trip interruptions, and lost or stolen luggage.

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Our Customer Success Team of licensed insurance specialists can help. Just click the button below and submit your question. Our experts will typically respond within 48 hours.

Travelers health insurance for worldwide travel

Covers COVID-19. Buy online on the site. Suitable for visa processing. Available to citizens of all countries. From 2 months to 100 years old.

Why choose EKTA insurance?

• Work all over the World
• Client support 24/7
• No hidden clauses in the contract
• Get insurance policy online
• Insurance covers COVID -19
• 10 years experience at the insurance industry
• Over 150 employees
• No hidden restrictions in medical services

Who is our insurance suitable for?

Visa receiving.

Our insurance policy is suitable for obtaining a Schengen visa and visas of any other country

The policy covers medical and transportation costs. Suitable for lovers of light loads: running, swimming, fitness, cave tours

Active rest

Provides “Quiet rest” and covers moped, water park, attractions, horse and bicycle rides, surfing, jeep safaris, snowboarding, downhill skiing on marked tracks

Extreme rest

Provides “Active rest”. Suitable for extreme sports lover: freeride, kiting, rafting, base jumping and extreme cycling (road, mountain cycling, bicycle motocross, bicycle track, bicycle trial)

For children and pregnant women

EKTA insurance policy is one of the most advantageous tariffs and fillings for travelers of this category

Entry into another country

The coronavirus pandemic has changed the rules of tourist border crossing in most countries around the world. In order to enter the country, you need insurance that covers COVID treatment.

Insurance policy for any occasion

Choose the country of travel, type of rest, policy validity period, sum insured and additional risks, insurance policy will be sent to your mail within 5 minutes

COVID Covered Insurance

EKTA insurance includes observation in another country for 14 days with payment for accommodation up to 70$ / day. Testing for COVID, medical or inpatient treatment

What can happen during the trip in another country?

• Fracture, sprain, bruise
• Food poisoning
• Calling a doctor or ambulance
• Lost luggage
• Flight cancellation
• Forced observation 14 days

More than 2 654 000 clients trust us

Based on 1030 reviews

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50 000,00 USD Worldwide coverage

16 options available.

• Medical care
• Coverage of treatment for COVID-19
• Treatment due to injury (outpatient)
• Calling a doctor
• Examination / doctor's consultation
• Emergency dental care
• Exacerbation of chronic diseases
• Outpatient treatment
• Inpatient treatment
• Midwifery care until the 27th week

Medical transport services

• Emergency call
• Calling a taxi to the hospital
• Transportation by medical aviation
• Medical evacuation to the country of residence
• Coverage of the diagnosis of COVID-19 Provided if the PCR test is positive
• Compulsory observation for up to 15 days
• Limit 10% of the coverage amount

Rest on the water

• Swimming in the pool, sea, ocean, etc.
• Service exclusively in case of the absence of alcohol in the blood

Telephone communication

• Payment of the cost of telephone communication - 100 USD/EUR
• Loss of baggage
• Baggage delay
• Loss of documents

Rental of equipment

• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment

Legal assistance

• Payment of attorney's services
• Payment of interpreter services
• Depositing the deposit necessary for the release of the insured person from arrest
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence

Return ticket

• Return of adults
• Returning home minor children

Flight delay

• Flight delay over 4 hours

After the end of the insurance period

• Expenses for staying abroad
• Transportation after inpatient treatment

Family or relatives

• Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
• Payment for the travel of one relative of the insured person in case of his hospitalization or death
• Expenses for staying abroad after the contract expires

Liability to third parties

• Monetary compensation as a result of damage to the life or health of third parties
• Monetary compensation as a result of moral damage caused to third parties
• Monetary compensation as a result of damage to the property of third parties

Travel by own car

• Car transportation to the nearest service station
• Return of the driver and passengers to the country of permanent residence
• Sudden technical breakdown or damage due to a road accident

Ritual expenses

• Repatriation of the body to the homeland
• Burial in place

Search operations

• Payment of expenses related to search operations
• Payment of costs associated with search operations in remote locations

Financial risks

• Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.

Type of recreation

• Active leisure
• Extreme vacation Additional options
• Sports Additional options

150 000,00 USD Worldwide coverage

22 options available.

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500 000,00 USD Worldwide coverage

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• Calculate the exact cost of the policy
• Write your data correctly
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• Pay for the policy in a convenient way
• Confirm your email and download the policy on your smartphone

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Enter the last name and first name in Latin, as in a passport

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Frequently asked questions.

This is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under the START tariff is 25%, the client pays 250 USD, and the insurance company pays 750 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Depending on where you travel, you may encounter language and currency barriers that prevent you from accessing high-quality medical care. Traveling unprotected can leave you vulnerable to paying high out-of-pocket medical expenses and navigating a foreign health care system without the assistance you need. Some countries require Travel medical insurance to enter their territory. Moreover, a lot of countries introduced obligatory COVID-19 risks covered insurance requirements.

If you want to purchase a travel insurance policy in the territory of the country in which you arrived, you need to select "Already traveling" during the purchase. Yes. If you are abroad and planning a trip to another country. An insurance policy can be issued on the company's website and paid by card. The insurance policy becomes effective after 3 days from the moment you cross the border.

The validity of the insurance policy begins from the moment you cross the border or from effective date mentioned in the policy (whichever comes first).

Use Latin alphabet, as indicated in your passport.

You need to cancel the operation or refresh the page and exit the dialog box of the program or platform. If this is not possible, notify the insurance company. We will help you resolve the issue.

Children are covered in the same way as adults. Indicate your data in the section for the client who pays the cost of the policy (Policyholder), and details about child or other minor - in the "Tourist" section.

You can issue an insurance policy for any citizen without his participation. After payment, send the electronic insurance policy to the appropriate person.

When selecting a country, select the option "Europe" or "Worldwide"

We recommend that you contact your bank, check the limit of Internet transactions and the balance of the payment card.

You will receive an insurance policy to your e-mail within 60 seconds.

The travel policy will be sent to your e-mail in electronic form within 60 seconds. Printing is not required. It is enough to save the electronic policy on your phone or tablet.

First of all, you need to check the Spam or Promotions/Ads folder. If more than 10 minutes have passed, and there is still no policy in your e-mail Inbox, inform the insurance company in a convenient way for you:

The first thing to do is to contact your insurance company. After payment, you will receive an insurance policy with contact details. Use to contact Insurance Company them only. It is important to follow instructions from the emergency response specialist.

The insurance company independently resolves all issues related to transport and payment for treatment. You do not need to look for a clinic, a doctor, keep receipts for treatment, provide them to the insurance company and pay your own funds for treatment in case of an insured event while abroad.

No. The minimum duration of the insurance is 2 days.

Yes, an insured event can occur anywhere and at any time. This also applies to several hours of transit flight. If you do not have transit insurance, who will take care of you? Therefore, we advise you to take out insurance when you fly in order to receive support in case of unforeseen circumstances.

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• Jogging, race walking
• Fitness, yoga, pilates
• Aerobics, water aerobics
• Fishing (except spear fishing)
• Descent to the caves with excursion
• Animal riding with an accompanying person
• Billiards, bowling
• Swimming, except diving

Dangerous sports

• Motor sports on special tracks
• Arm wrestling
• Bungee jumping, rope jumping and other types of bungee jumping
• Base jumping
• Cycling (including motocross, road, bmx, track, mountain bike, trial)
• Alpine skiing and snowboarding off the equipped pistes or marked pistes (including freeride, heliskiing)
• Martial arts (including any kind of boxing and wrestling)
• Cliff diving
• Mountainboard
• Hunting with any type of weapon
• Paragliding
• Parkour and freerunning
• Rodeo (bullriding)
• Rollerblading
• Descent by trolley (cable)
• Streetlagging
• Freestyle (ski and snowboard)
• Figure skating
• Kitesurfing (including kitesurfing, snowkiting)

Is travel insurance mandatory for obtaining a tourist visa for Armenia?

When planning a trip to Armenia, it is important to understand the visa requirements and whether travel insurance is mandatory. While travel insurance is not a specific requirement for obtaining a tourist visa for Armenia, it is highly recommended.

Travel insurance provides financial protection and coverage for unexpected situations that may arise during your trip, such as medical emergencies, trip cancellations, or lost baggage. Having travel insurance can give you peace of mind and ensure that you are financially protected in case of any unforeseen circumstances.

Additionally, some countries may require proof of travel insurance as a condition of entry. So, it is advisable to have travel insurance to protect yourself and your belongings during your trip.

When choosing a travel insurance policy, make sure to carefully read and understand the terms and coverage. Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, emergency evacuations, and baggage loss or delays.

It is also important to check whether your travel insurance policy covers the entire duration of your stay in Armenia. Some policies may have restrictions on the maximum number of days of coverage or may not cover certain activities or destinations.

In conclusion, As travel insurance is mandatory for obtaining a tourist visa for Armenia, it is highly recommended to have it for your own protection and peace of mind. Make sure to choose a comprehensive policy that suits your needs and covers the entire duration of your trip.

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Armenia Visa

Comprehensive travel insurance coverage for Armenia from Tata AIG starts at just ₹40.82.

Situated at the confluence of Eastern Europe and Western Asia, Armenia is a captivating country renowned for its deep historical roots, breathtaking landscapes, and vibrant cultural tapestry.

Armenia's heritage is steeped in antiquity, with a notable role as the first country to embrace Christianity in the early 4th century. Its capital, Yerevan, boasts a historic lineage as one of the world's oldest continually inhabited cities, showcasing an intriguing blend of classical landmarks and contemporary architectural marvels.

Indian travellers embarking on a journey to Armenia can anticipate a rich and immersive encounter. From the tranquil shores of Lake Sevan, often dubbed the "Gem of Armenia," to the commanding peaks of the Caucasus Mountains, the country provides a haven for nature aficionados and adventure enthusiasts alike.

Armenia's hospitable culture is mirrored in its delectable cuisine, a medley of Middle Eastern and Mediterranean flavours. Traditional dishes such as lavash (flatbread), dolma (stuffed grape leaves), and succulent kebabs offer a culinary voyage that resonates harmoniously with Indian tastes.

For history aficionados, Armenia offers a trove of ancient sites, including the UNESCO-listed Geghard Monastery and Garni Temple, remnants of the nation's pre-Christian legacy. The poignant Tsitsernakaberd Memorial Complex in Yerevan is a tribute to the victims of the Armenian Genocide.

So, if you are planning a trip to Armenia from India anytime soon, this comprehensive guide will help you plan your entire trip. It shares necessary information related to the Armenia visa for Indians, the visa cost, the need for a travel insurance plan and much more.

Entry Requirements and Armenia Visa for Indians

Indian citizens can enter Armenia without a visa for up to 180 days. However, if you plan to stay longer, you must apply for a visa at the Armenian embassy or consulate in India. The Armenia visa application process is relatively straightforward and may only take a few days.

Along with a visa application form, provide your passport, a recent photograph, and proof of travel insurance.

As regulations can change, checking with the nearest Armenian diplomatic mission or official government sources for the most up-to-date information on visa requirements is advisable.

Additionally, travellers should ensure that their passport has sufficient validity beyond their intended stay in Armenia. It's recommended to plan ahead and initiate the visa application process well in advance of your intended travel dates to ensure a smooth and hassle-free journey.

To meet the visa requirements for Armenia when travelling from India, you must fulfil the following conditions:

Valid Passport: An Indian passport with validity beyond your intended stay is a primary requisite for entry.

Visa Application: Apply for the appropriate Armenian visa category based on the purpose of your visit, such as tourism, business, or work. Application forms and supporting documents will be necessary.

Passport Photos: Provide recent passport-sized photos as per the specifications outlined by the Armenian embassy or consulate.

Travel Itinerary: Furnish details of your travel plans, including flight reservations and accommodation arrangements.

Financial Proof: Present evidence of sufficient funds to cover your expenses during your stay in Armenia.

Invitation Letter: If applicable, a letter of invitation from an Armenian host or inviting organisation can support your visa application.

Health Insurance: Obtain travel health insurance that covers medical expenses during your stay in Armenia.

Criminal Record Check: Some visa categories might require a criminal background check or police clearance certificate.

Consular Fees: Pay the necessary visa application fees as per the embassy's guidelines.

Please be aware that visa requirements may change and differ based on your purpose of travel and individual circumstances. For the most current and accurate information, it's recommended to consult the official website of the Armenian embassy or consulate in India before making your travel arrangements.

Is There an Armenia Visa on Arrival for Indians?

No, there is no visa on arrival for Indian citizens in Armenia.

Indian citizens must obtain a visa in advance from an Armenian embassy or consulate. The visa application process can take several weeks, so it is important to apply well in advance of your travel date.

Is Armenia a Part of the Schengen Region?

Armenia is a non-Schengen country. This means that it is not part of the passport-free travel zone that exists between most European countries. So, if you wish to travel to a Schengen country from Armenia, you will require a visa for that particular country.

Types of Armenia Visa for Indians

An Armenian visa can be obtained through the Armenian Embassy or Consulate in India prior to departure. Here are the different types of Armenia visas available for Indian citizens:**

Tourist visa: An Armenia tourist visa for Indian citizens is for tourists who want to stay in Armenia for up to 180 days. It can be single-entry or multiple-entry.

Business visa: This visa is for business travellers who want to stay in Armenia for up to 90 days. It can be single-entry or multiple-entry.

Student visa: This visa is for students who want to study in Armenia. It can be single-entry or multiple-entry, and the duration of the visa will depend on the length of the study program.

Work visa: This visa is for foreigners who want to work in Armenia. It can be single-entry or multiple-entry, and the duration of the visa will depend on the length of the employment contract.

Diplomatic visa: This visa is for diplomats and their family members accredited to Armenia.

Official visa: This visa is for government officials and their family members travelling to Armenia on official business.

Eligibility Criteria for Armenian Visa

The eligibility criteria for an Armenian visa for Indian citizens vary depending on the type of visa you are applying for. However, in general, you must meet the following requirements:

Have a valid passport that has at least six months of validity remaining at the time of your travel

Have a return ticket or onward travel documentation

Have a visa application form duly filled and signed

Have a recently taken passport-sized photograph (3.5 x 4.5 cm)

Have proof of sufficient funds to support your stay in Armenia

Have an Armenia invitation letter from a sponsor in Armenia (if applicable)

Adequate financial means are necessary to cover all expenses and sustain both yourself and any accompanying dependents during your entire stay

Armenia Visa Requirements for Indian Citizens: Documents Required for Application

The list of documents for an Armenia visa for Indian citizens varies depending on the type of visa you are applying for. In general, however, you will need to provide the following documents:

List of General Documents for Armenia Visa for Indians

A valid passport

A visa application form

A recent photograph

Proof of international travel insurance

Proof of sufficient funds to support your stay

Proof of accommodation

Return air tickets proving that you would exit the country before your visa expires

Here are the documents required for different types of Armenia visas for Indian citizens:

Documents for Tourist visa:

A valid passport that is at least six months old before the expiration date

Visa application form duly filled and signed

Recent passport-sized photograph (3.5 x 4.5 cm)

Proof of sufficient funds to support your stay in Armenia (bank statement, letter from employer, etc.)

Travel itinerary and proof of accommodation in Armenia

Proof of travel insurance

Documents for Business visa:

Letter from your employer or business sponsor in Armenia

Documents for Student visa:

Proof of sufficient funds to support your stay in Armenia (bank statement, letter from sponsor, etc.)

Letter of acceptance from a university or school in Armenia

Documents for Work visa:

Work permit from the Armenian government

Documents for Diplomatic visa:

Letter from your employer or diplomatic mission in Armenia

Documents for Official visa:

Letter from your employer or government agency in Armenia

Armenia Visa Process for Indians

Online Visa Processing

The online process is the most convenient way to apply for an Armenia e-visa. You can apply through the official website of the Armenian embassy or consulate in India.

The website provides a step-by-step guide on how to apply for a visa.

You must provide your passport details, travel information, and payment information.

The visa application fee can be paid online using a credit or debit card.

Once you have submitted your application, you will receive an email confirmation.

You will be notified of the decision on your visa application via email.

Offline Visa Processing

The offline process is the traditional way to apply for an Armenia visa. You can apply at the Armenian embassy or consulate in India. You will need to submit the following documents:

A recent passport-sized photograph

Proof of sufficient funds to support your stay in Armenia

A letter of invitation from a sponsor in Armenia (if applicable)

The Armenia visa fee for Indian travellers can be paid in cash or by check.

Armenia Visa Processing Time in India

The processing time for an Armenia visa in India depends on the type of visa you are applying for and the method you choose to apply.

Online application: The processing time for an online Armenia visa is typically 5-10 working days.

Offline application: The processing time for an offline Armenia visa is typically 10-15 working days.

However, the processing time may be longer if the Armenian embassy or consulate is experiencing a high volume of applications. It is always best to check with the embassy or consulate in advance to get an estimate of the processing time.

Here are some additional things to keep in mind about the Armenia visa processing time in India:**

The processing time may be longer during peak travel seasons, such as summer and winter holidays.

The processing time may also be longer if you are applying for a visa at a time when the Armenian embassy or consulate is closed.

You can apply for an expedited visa if you need your visa urgently. However, there will be an additional fee for an expedited visa.

Armenian Visa Cost for Indians

The Armenian visa fees for Indian citizens vary depending on the type of visa you are applying for.

[*Note: The prices may change at any time. It is always best to check with the Armenian embassy or consulate in India for the latest prices.]

Embassy of Armenia in India

Embassy of india in armenia, the need for travel insurance to visit armenia from india.

Travel insurance is essential for Indian travellers planning a trip to Armenia. It provides a safety net that offers financial protection and peace of mind in case of unexpected events or emergencies during your journey.

When purchasing travel insurance for your Armenia trip, carefully read the policy terms and coverage details. Different policies offer varying levels of coverage, so select one that aligns with your specific needs and travel plans.

While Armenia is relatively safe, unexpected situations can arise, and having international travel insurance provides a safety net that allows you to focus on enjoying your journey with confidence and security.

Benefits of Buying Tata AIG Armenia Travel Medical Insurance

As previously discussed, securing travel insurance is essential when planning your journey to Armenia. The Tata AIG International Travel Insurance Plan presents a comprehensive range of coverage options, delivered through a streamlined process that ensures swift results and customer contentment—all offered at competitive and affordable rates.

You can enjoy many benefits upon your travel insurance claim with Tata AIG while travelling in Armenia.

For those considering travel health insurance tailored to Armenia, Tata AIG offers plans starting at just ₹40.82 per day*. Calculate your premium promptly to kickstart your secure and worry-free travel experience.

Armenia: Quick Facts

Information last updated Oct 23. While this information is sourced reliably, visa requirements can change. For the most current visa details, visit the official Consulate/Embassy website.

Disclaimer / TnC

Your policy is subjected to terms and conditions & inclusions and exclusions mentioned in your policy wording. Please go through the documents carefully.

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How do indian citizens obtain a visa to travel to armenia.

Indian citizens must apply for an Armenian visa through the Armenian Embassy or Consulate in India before their trip. The process involves submitting necessary documents, including a valid passport, application form, passport-size photographs, and proof of accommodation and travel itinerary.

Is travel insurance required for visiting Armenia from India?

While travel insurance is not mandatory for entering Armenia, it is highly recommended. Travel insurance covers various unforeseen situations, such as medical emergencies, trip cancellations, baggage loss, and more, ensuring a secure and stress-free journey.

What does Tata AIG International Travel Insurance for Armenia offer?

Tata AIG International Travel Insurance offers comprehensive coverage tailored to the needs of travellers to Armenia. It includes benefits like medical expenses, baggage protection, personal liability coverage, travel assistance, reimbursement for fraudulent charges, hijack coverage, cancellation and delayed flight cover, and more.

Can I compare, buy, or renew Tata AIG travel insurance policies online for Armenia?

Absolutely, Tata AIG offers the convenience of comparing, purchasing and renewing travel insurance policies online.

Does Tata AIG travel insurance cover medical expenses related to COVID-19 in Armenia?

Yes, Tata AIG International Travel Insurance includes coverage for hospital expenses related to COVID-19 during your trip to Armenia.

Do I need to undergo pre-policy health check-ups to avail of Tata AIG travel insurance for Armenia?

No, Tata AIG travel insurance for Armenia does not typically require you to undergo pre-policy health check-ups, simplifying the application process.

Can I pay the Tata AIG travel insurance premium in Indian Rupees (INR) and get covered in US Dollars (USD) for my Armenia trip?

Yes, Tata AIG International Travel Insurance allows you to pay the INR premium and provides USD coverage for your journey to Armenia.

How do I calculate the premium for Tata AIG travel insurance for Armenia?

To calculate the premium for your travel insurance policy to Armenia, you can use the online premium calculator provided by Tata AIG. This helps you determine the cost based on the coverage and duration of your trip. Remember to verify the current rates and terms directly with Tata AIG, as circumstances might have changed since my last update.

**Disclaimer ** The display of trademarks, tradenames, logos and any other subject matter of intellectual property on this page pertains and belongs to their respective owners. The display of such intellectual properties on this page must not be construed as an indication of Tata AIG's association or partnership with the owners of said intellectual property. *Subject to change based on the travel insurance policy's nature, extent, and duration of the travel insurance policy.

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Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale. Trade logo displayed above belongs to TATA Sons Private Limited and AIG and used by TATA AIG General Insurance Company Limited under License. 2008, TATA AIG General Insurance Company Limited, all rights reserved. Registered Office : Peninsula Business Park, Tower A, 15th Floor, G.K.Marg, Lower Parel, Mumbai - 400 013, Maharashtra, India. CIN: U85110MH2000PLC128425. IRDA of India Regn. No. 108. Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Email Id – [email protected] . Category of Certificate of Registration: General Insurance.

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Overview of Travel Insurance Coverage

What does travel insurance cover, what does credit card travel insurance cover, what travel insurance coverage do you need to pay more for, choosing the right travel insurance, what does travel insurance cover frequently asked questions, understanding what travel insurance covers.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

The information for the following product(s) has been collected independently by Business Insider: Chase Freedom Flex®. The details for these products have not been reviewed or provided by the issuer.

• Travel insurance is intended to cover risks and financial losses associated with traveling.
• Coverage can include trip cancellation, baggage protection, medical care, and emergency evacuation.
• When filing a claim, be specific and comprehensive in your documentation to ease the process.

Whether it's a trip across the world or a trip across the state, having travel insurance provides major relief if things go awry. Flight delays, lost baggage, illness, injuries, and other unforeseen events can disrupt even the best-laid plans. With a major disruption comes the potential for unanticipated expenses.

Travel insurance and the coverage it offers can help keep you protected and save you money in the long run.

Travel insurance policies protect travelers from financial losses should something go wrong during their trip. You can customize which coverages you want to include, and there are several to choose from.

"Common types of coverage include trip cancellation, trip interruption, baggage protection, coverage for medical care if you get sick or hurt during your trip, and emergency medical evacuation," says Angela Borden, a travel insurance expert and product strategist for travel insurance company Seven Corners.

Travel insurance plans offer nonrefundable payments and other trip-related expenses. While monetary compensation is a primary benefit, there is another valuable perk of travel insurance. It can provide peace of mind.

Your specific travel insurance plan (and its terms and conditions) will determine the minutia and specifics of what is covered. As with most other forms of insurance, a general rule of thumb is the more you spend, the better your coverage.

"Travel insurance can be confusing, so it's best to research a reputable company that specializes in travel insurance and has a long history of successfully helping travelers all over the world," says Borden.

Trip cancellations and interruptions

A travel insurance policy can reimburse you for a prepaid, nonrefundable trip if it is canceled for a covered event, such as a natural disaster or a global pandemic.

Trip interruption insurance covers you if you're already on your trip and you get sick, there's a natural disaster, or something else happens. Make sure to check with your travel insurance providers to discuss any inclusions, coverage, and more.

Travel delays and missed connections

Travel delay insurance coverage provides reimbursement for any expenses you incur when you experience a delay in transit over a minimum time. Reimbursements can include hotels, airfare, food, and other related expenses.

Medical emergencies and evacuations

Typically, US healthcare plans are not accepted in other countries. So travel insurance with medical coverage can be particularly beneficial when you are abroad. Medical coverage can also help with locating doctors and healthcare facilities.

Medical transportation coverage will also pay for emergency evacuation expenses such as airlifts and medically-equipped flights back to the US. Out of pocket, these expenses can easily amount to tens of thousands of dollars. Certain plans may even transport you to a hospital of choice for care.

Travel insurance generally does not include coverage for pre-existing conditions. That said, you can obtain a pre-existing condition waiver, which we will talk about later.  

Baggage and personal belongings

Most airlines will reimburse travelers for lost or destroyed baggage, but be prepared for limitations. Travel insurance plans will typically cover stolen items, such as those stolen out of a hotel room. This may not include expensive jewelry, antiques, or heirloom items. Typically, airlines have a few days to recover your bag.

In the meantime, you can make a claim to pay for items like certain toiletries and other items you need to pick up. If your bag is truly lost or you don't get it for an extended period, you can file a true lost baggage claim.

A major perk on several travel credit cards is embedded credit card travel insurance . Typically, you will need to use the specific card for the transaction (at least with partial payment) for travel coverage to kick in.

Each card has specific rules on what exactly is covered. But one of the industry leaders is the $550-per-year Chase Sapphire Reserve credit card. Here's a snapshot of what is covered with this specific card:

• Baggage delay: up to $100 reimbursed per day for up to five days if a passenger carrier delays your baggage by more than six hours.
• Lost and damaged baggage: up to $3,000 per passenger per trip, but only up to $500 per passenger for jewelry and watches and up to $500 per passenger for cameras and other electronic equipment.
• Trip delay reimbursement: up to $500 per ticket if you're delayed more than six hours or require an overnight stay.
• Trip cancellation and interruption protection: up to $10,000 per person and $20,000 per trip for prepaid, nonrefundable travel expenses.
• Medical evacuation benefit: up to $100,000 for necessary emergency evacuation and transportation when on a trip of five to 60 days and traveling more than 100 miles from home.
• Travel accident insurance: accidental death or dismemberment coverage of up to $100,000 (up to $1,000,000 for common carrier travel).
• Emergency medical and dental benefits: up to $2,500 for medical expenses (subject to a $50 deductible) when on a trip arranged by a travel agency and traveling more than 100 miles from home.
• Rental car coverage: primary coverage for damages caused by theft or collision up to $75,000 on rentals of 31 days or fewer

More protections are included with cards with an annual fee, but there are exceptions. The no-annual-fee Chase Freedom Flex, for instance, includes up to $1,500 per person (and up to $6,000 per trip) in trip cancellation and trip interruption coverage.

However, there are some differences between credit card travel coverage and obtaining coverage from a third party.

"Credit card coverage does not typically provide travel medical benefits," Borden says. "For protection if you get sick or hurt while traveling, you'll want a travel insurance plan with medical coverage."

Whether you get your travel insurance in a standalone policy or through a credit card, it's important to review your plan details carefully. In either case, there may be exclusions and other requirements such as deadlines when filing a claim, Borden notes.

Knowing what travel insurance doesn't cover is as important as knowing what it does cover.

"Travelers should understand that travel insurance benefits come into play only if a covered reason occurs," Borden says. Most standard travel insurance plans won't reimburse you for the following:

Cancel for any reason (CFAR)

Cancel-for-any-reason travel insurance covers a trip cancellation for any reason, not just a covered event. your standard benefits won't kick in unless it's a covered event. For instance, you'll be reimbursed simply for changing your mind about taking a trip.

That said, CFAR travel insurance is not without its downsides. For one, it's more expensive than traditional insurance, and most CFAR policies will only reimburse you for a percentage of your travel expenses. Additionally, CFAR policies aren't available for annual travel insurance . 

You can find our guide to the best CFAR travel insurance here.

Foreseen weather events

Sudden storms or unforeseen weather events are typically covered by standard travel insurance plans. There are exceptions to be aware of. For example, an anticipated and named hurricane will not be covered.

Medical tourism

If you're going to travel internationally for a medical procedure or doctor's visit, your travel insurance plan will not cover the procedure itself. Most medical travel plans also won't cover you if something goes wrong with your procedure.

Pre-existing conditions and pregnancy

Those with specific pre-existing conditions, such as someone with diabetes and needing more insulin, will not be covered by most plans. In addition, pregnancy-related expenses will likely not be covered under most plans.

That said, you can obtain a pre-existing condition waiver for stable conditions. In order to obtain a wavier, you will need to purchase travel insurance within a certain time frame from when you booked your trip, usually two to three weeks, depending on your policy.

Extreme sports and activities

Accidents occurring while participating in extreme sports like skydiving and paragliding will typically not be covered under most plans. However, many plans offer the ability to upgrade to a higher-priced version with extended coverage.

Navigating claims and assistance

When a trip goes awry, the first thing you should do is document everything and be as specific as possible with documentation. This will make the claims process easier, as you can substantiate and quantify your financial losses due to the delay.

For example, your flight home has been delayed long enough to be covered under your policy, you'll want to keep any receipts from purchases made while waiting. For instances where your luggage is lost, you will need to file a report with local authorities and document all the items you packed.

Cancellation protection also requires meticulous attention to detail. If you're too sick to fly, you may need to see a doctor to prove your eligibility. If an airline cancels a flight, you'll also need to document any refunds you received as travel insurance isn't going to reimburse you for money you've already gotten back. 

Part of the benefit of CFAR insurance is the reduced paperwork necessary to file a claim. You'll still need to document your nonrefundable losses, but you won't have to substantiate why you're canceling a trip.

Each plan should be personalized to meet the insured party's needs. Some travelers prefer to stick to the bare minimum (flight cancellation benefits through the airline). Others want a comprehensive plan with every coverage possible. Before you buy anything, set your destination. Are there any travel restrictions or changes pending? Does your destination country require emergency or other medical coverage?

If the destination airport is known for lost or delayed luggage, travelers should keep important items in carry-ons. Lost or delayed luggage coverage protects insured parties in the event of a significant delay or total loss.

Second, check current credit card travel benefits to avoid redundancies. Savvy travelers don't need to pay for the same coverage twice.

Finally, consider your individual needs. Do you have a chronic medical condition, or do you feel safe with emergency-only medical coverage? Keep in mind, this does not include coverage for cosmetic surgery or other medical tourism. Do you have a budget limit for travel insurance? Asking and answering these important questions will help every traveler find the right product.

Most travel insurance plans are simple, and Business Insider's guide to the best travel insurance companies outlines our top picks. Remember, read your policy and its specifics closely to ensure it includes the items you need coverage for.

No one likes to dwell on how a trip might not go as planned before even leaving. However, at its core, travel insurance provides peace of mind as you go about your trip. While the upfront cost may seem significant, when you compare it to the potential expenses of a canceled flight, emergency evacuation, or a hefty medical bill, it's a small price to pay in the grand scheme of things.

Coverage for pandemics vary from policy to policy. Some travel insurance companies have specific provisions for pandemic-related cancellations, while others may exclude them entirely.

Sports injuries are often covered under travel insurance, but high-risk or adventure sports might require additional coverage or a special policy.

Travel advisories have different effects on your travel insurance depending on your policy. Traveling to a country already under travel advisory may invalidate your coverage, but if you're already traveling when a travel advisory is announced, you may be covered.

Travel insurance usually covers the cost of emergency medical evacuations to the nearest suitable medical facility, and sometimes back to your home country, if necessary.

Many travel insurance policies provide coverage for the cost of replacing lost or stolen passports during a trip.

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