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  • Travel Insurance for Thailand

On This Page

  • Key takeaways

Do I need travel insurance to visit Thailand?

Our top picks for the best thailand travel insurance, how much does travel insurance for thailand cost, what does travel insurance for thailand cover, what isn’t covered by travel insurance for thailand, tips for getting the best thailand travel insurance, thailand travel information & requirements, faq: travel insurance for thailand, related topics.

Best Travel Insurance for Thailand in 2024

Alana Luna (Musselman)

  • U.S. health insurance is typically not accepted in Thailand , so it’s a good idea to purchase travel medical insurance for your trip.
  • Based on our research, our top picks for travel insurance for a trip to Thailand come fro m Tin Leg, Seven Corners, and John Hancock.
  • Comprehensive travel insurance policies will usually cover medical emergencies and evacuation, trip delays, cancellations and interruptions, and lost or stolen baggage.
  • Travel insurance can cost as little as around $1 per day for the most basic medical and medical evacuation coverage.
  • To find the best travel insurance for your trip to Thailand, try using an online comparison tool . This way, you get multiple quotes and compare all your coverage options to find the best deal.

Our top picks for the best travel insurance for thailand

  • Tin Leg: Best Rated Travel Isurance
  • Seven Corners: Best Value for Medical Emergencies
  • John Hancock Insurance Agency, Inc.: Best plan for a Solid Coverage

Tin Leg

Seven Corners

John hancock insurance agency, inc..

You are not legally required to have travel insurance to visit Thailand, but it’s advised that you have the protection and support you need in case of illness, injury, theft, or other travel hiccups, as most US medical insurance is not valid in Thailand.

Below are some risks that could make getting travel insurance worthwhile for your trip to Thailand.

Why Thailand travel insurance is important

Risk of insect-borne diseases

Mosquitos are prevalent in Thailand, and they can transmit diseases like malaria, dengue fever, chikungunya, Japanese encephalitis, filariasis and Zika. Using insect repellents and mosquito nets, avoiding affected areas and taking prophylactic medications can help prevent infection. But if you do get sick, travel insurance could make all the difference in getting care fast.

Extreme weather conditions

Thailand is a beautiful country full of waterfront vistas and lush, tropical forests, but it’s also situated in a geographic area that’s prone to floods, earthquakes and tsunamis, similar to visiting Japan . Travel insurance policies that include trip cancellation protection and emergency evacuation clauses can protect you financially if your trip is canceled or you need to get out of the country ASAP because of a natural disaster.

Petty theft and pickpockets 

Petty theft, including pick-pocketing, is a concern in many tourist areas throughout the world, and Thailand’s major cities of Bangkok and Chiang Mai are no exception. Certain travel insurance policies also include reimbursement for stolen goods, such as a wallet that was snatched during a pick-pocketing event or travel documents that disappeared when your luggage vanished at the airport.

Best Rated Travel Isurance

Why we like it.

  • Excellent primary coverage for medical expenses
  • High limit for emergency evacuation coverage
  • Optional cancel for any reason (CFAR) coverage available
  • Comes with coverage for hurricanes and inclement weather
  • Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
  • Baggage delay coverage requires a 24-hour waiting period
  • Low coverage limits for baggage and personal effects

Best Value for Medical Emergencies

  • Offers coverage for pre-existing conditions
  • Money-back guarantee
  • Cancellation & Interruption coverage standard
  • Covers action sports & equipment
  • Cancel for any reason not included standard
  • Must meet waiver for pre-existing conditions to be covered

Best plan for a Solid Coverage

  • Travel delay coverage kicks in after just three hours
  • Generous coverage for emergency evacuation and repatriation of remains
  • Optional CFAR upgrade available
  • Baggage insurance comes with generous limits of up to $2,500
  • Terror attack coverage included
  • Baggage delay coverage requires a 12-hour waiting period

According to official sales data from Squaremouth , travel insurance for Thailand costs an average of $218.69.

Our official sales figures over the past year show that our customers paid an average of $145.54 for travel insurance to Thailand.

Travel insurance can cost as little as around $1 per day for the most basic medical and medical evacuation coverage. For a more comprehensive policy, you can expect to pay around $7 to $11 per day.

To give you a better idea of how much travel insurance will cost for a trip to Thailand, we got price quotes from some popular travel insurance providers.

We applied these details to our quotes:

  • Age: 35 years old
  • Destination: Thailand
  • Trip Length: 7 days
  • Trip cost: $2,000

We’ve displayed our price quotes for basic travel insurance coverage in the table below. These plans range from less than $1 per day to $6 per day.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

A more comprehensive travel insurance policy that covers trip cancellation and trip interruption will be a bit more expensive. Our quotes from the same providers show that this type of protection costs around $7 to $11 per day.

Example Where Plan Does Reimburse the Full Trip Cost

Keep in mind that the final cost of your Thailand travel insurance will depend on a variety of factors, including the following:

  • The amount of coverage you need
  • How long you’re traveling for

Travel insurance policies can differ greatly depending on the insurer and other factors, such as the size of the deductible or the provider you choose.

Consider these types of coverage when purchasing travel insurance for your trip to Thailand.

Trip cancellation insurance

If you need to cancel your trip to Thailand for a covered reason, trip cancellation insurance can reimburse you for pre-paid travel expenses that are non-refundable.

It’s important to note, though, t hat trip cancellation insurance is far from universal . If you just decide you don’t feel like going to Thailand anymore or your boss refuses to give you the time off, your cancellation clause may not apply. Some medical conditions, like pregnancy , are also not covered as a covered reason for cancellation. 

Read the fine print carefully to see what’s covered and what isn’t, and consider a CFAR (cancel for any reason) policy if you have additional concerns. With this type of coverage, you can cancel your travel plans for any reason at all and get back around 50% to 70% of your prepaid travel expenses.

Trip delay insurance

Chances are you don’t have a direct flight from your hometown to Thailand. Most people will have to grab one, if not two or three, connecting flights, and that means more layovers and more opportunities for your schedule to go awry. If your flight is delayed and you miss a connection, trip delay insurance kicks in to cover your expenses while you’re stuck in an airport or intermediary city.

Most delay policies have a grace period before they kick in, so you may have to wait 6 or 12 hours before you get reimbursement for delay-related expenses. But once that period has passed, you can make a claim for things like temporary accommodations and food plus the cost of anything you’re missing out on in Thailand while you navigate the delay.

Trip interruption insurance

Trip interruption insurance is like trip cancellation and delay policies except that it applies to a trip that’s already in progress but has to be cut short . Imagine you’re already in Thailand when you get a call about an emergency back home. You have another week of hotel, car and entertainment costs you’ve already paid for, but now you need to return home early.

Your trip interruption insurance could cover those costs so you can go home worry-free, but your reason for flying out ASAP needs to be an emergency covered by your policy (e.g., illness or death in the family, terrorism at your travel destination, etc.).

Travel medical insurance

It’s extremely doubtful your U.S. health insurance company offers any coverage while you’re abroad, so travel medical insurance is crucial . Look for policies that cover medical expenses related to both illnesses and accidents, so you’re taken care of whether you contract the common cold or need an ambulance ride after you slip and fall at the Temple of Dawn.

Medical evacuation insurance

If you become sick or are hurt beyond what a local hospital or doctor’s office can handle, you may need to be moved to another country where trauma care is more readily available. Medical evacuation insurance goes beyond medical expenses to cover transportation, like Medevac rides to get you to an advanced facility as soon as possible.

Insurance for personal items

Some travel insurance companies offer coverage that includes replacing or reimbursing you for baggage and personal items that are lost and stolen. This is a good thing to have in areas where petty theft is common, but there are always exceptions. You will likely need to file a police report to turn into your insurance company when you file a claim, and there are typically caps on how much your policy will cover.

Rental car coverage

Rental car coverage is not automatically included in Thai travel insurance, so you’ll need to ask your insurance company or consider an add-on policy. Read the fine print to see what’s covered. Collision, theft and damage due to a natural disaster are all possibilities but may not all be covered.

The most common travel insurance exclusions are cancellations or trip interruptions caused by what insurance companies call “known or foreseeable events.” That might be something like wanting to cut your trip short because you don’t like all the bugs in Thailand or bailing on the trip altogether because you heard it’s been raining really hard.

Other things that may not be covered include:

  • Endemics and pandemics (some companies have or had temporary COVID-19 policies )
  • Cancellations due to poor paperwork or malfeasance, such as if you’re detained at customs or tried to travel with a soon-to-expire passport
  • Medical expenses or repatriation needs resulting from a risky activity (e.g., cliff diving or hot air ballooning with a non-licensed company) or due to a pre-existing condition.

To get the best Thailand travel insurance, think about when you’re going, how you’ll get there and when you want to buy your policy.  

Then, follow these tips:

  • If you travel often, consider an annual multi-trip policy and you could save by bundling.
  • Get lower premiums by increasing the excess/amount you’ll pay if you do need to make a claim.
  • Get quotes for a Thailand-specific policy rather than one that covers all of Asia.
  • For longer stays, look at extended-stay insurance or backpacker policies.

Are there COVID-19 restrictions for U.S. tourists?

As of January 2024, there are no COVID-19 restrictions in place for U.S. tourists hoping to visit Thailand.

Do I need a visa or passport to travel to Thailand?

You only need a visa to travel to Thailand if you intend to stay longer than 30 days . Short-term stays that fall under that threshold do not require a visa. You do need a passport to enter the country, and it’s recommended your passport be valid for at least six months past your intended entry date to avoid being turned away at the border/customs.

Is it safe to visit Thailand?

According to the latest updates from the U.S. Department of State, it’s safe to travel to most parts of Thailand . The DOS puts  Thailand’s overall threat rating at Level 1, which means you should exercise normal precautions. That said, there is civil unrest and a higher risk of violence in the provinces of Yala, Pattani, Narathiwat, and Songkhla, which the U.S. DOS has put at Level 3 (reconsider travel).

When is the best time to visit Thailand?

Thailand is beautiful year-round. November through March marks the dry months, following the wet season from May through October.  If you’re sensitive to heat, consider avoiding Thailand in April . That’s the country’s hottest month, and temperatures then regularly hit 105° F (40° C).

Do I really need travel insurance for Thailand?

Travel insurance for Thailand is not legally required, but a policy is recommended so you can protect yourself against everything from a canceled or delayed trip to catching the flu or dengue fever during your visit.

Is health insurance still required in Thailand?

Health insurance was required for visitors to Thailand during the height of the COVID-19 pandemic, but that policy is no longer in place.

What is the best health insurance in Thailand for foreigners?

The best health insurance in Thailand for foreigners is the policy that offers the best coverage for your specific needs, health history, length of stay and the level of risk associated with your health or the type of activities you have planned. Try using our online comparison tool to find the best travel insurance policy for you.

Alana Luna (Musselman)

Alana Luna (Musselman) is a versatile storyteller with over a decade of writing experience. She is passionate about helping people build their business through unique and engaging content. Some examples of her current freelance projects include building content strategies for small businesses, completing industry research to build case studies, crafting buyer guides and more.

She has a passion and keen ability to simplify complex ideas through storytelling to make it easier for readers to understand hard-to-digest information. As such, Alana’s writing holds strong three principles – content that educates, engages and entertains.

Apart from her contributions to LA Times Compare, Alana has freelanced and ghostwritten for large publications and prestigious brands such as Orbitz, Groupon, Amazon, JCPenney, Walmart and more.

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Travel Insurance for holidays in Thailand

Travel insurance for thailand.

Welcome to Thailand, a gem packed with both nature’s wonders and incredible human creations. The nation draws millions of tourists each year to explore its temple ruins, visit elephant sanctuaries and enjoy tropical beaches. If you’re itching to book your next adventure to Thailand, don’t forget one critical thing first: travel insurance ! In this article, we’ll cover what you need to know about travel insurance for Thailand.

  • What should your Travel insurance cover for a trip to Thailand? 

How does Travel Insurance for Thailand Work?

  • Do I need Travel Insurance for Thailand? 
  • How much does Travel Insurance cost for Thailand? 
  • Our Suggested AXA Travel Protection Plan
  • What types of medical coverage does AXA Travel Protection plans offer?
  • Are There Any COVID-19 Restrictions for Travelers to Thailand?
  • Traveling with pre-existing Medical Conditions? 

What should your Travel Insurance cover for a trip to Thailand?

At a minimum, your travel insurance to Thailand should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

  • Medical Coverage   – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.    
  • Trip Cancellation & Interruptions  – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events.   
  • Emergency Evacuations and Repatriation   – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation.   
  • Coverage for Personal Belongings  – AXA offers coverage for your belongings with assistance against lost or delayed baggage.   
  • Optional Cancel for Any Reason  – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Thailand.

Imagine this: you’re exploring the night markets of Patpong, trying new foods and exotic tastes that Thailand has to offer. Suddenly, you feel queasy and uneasy, the snacks you have been snacking on seem to have been spoiled and you’re feeling ill. With AXA Travel Protection, we could help assist or guide you to the nearest hospital. Whether the situation goes from bad to worse, AXA is there to help you create a plan of action. Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits:

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation : In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

Post-Departure Travel Benefits

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

Additional Optional Travel Benefits:  

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

Do I need Travel Insurance for Thailand?

So, do you need travel insurance for Thailand? The short answer is no. Since the end of the COVID-19 pandemic, Thailand has dropped its requirement for travelers to have insurance for entry. However, it’s still highly recommended that you have a plan before embarking on your next trip.  

Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Thailand, travel insurance offers the means to receive prompt and quality medical care.

Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

Flight Delays:  Travel disruptions like flight delays can happen. If you miss a connecting flight or incur additional expenses due to delays, travel insurance can help cover the costs.

How much does Travel Insurance cost for Thailand?

In general, travel insurance to Thailand costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

  • Total Trip cost:  The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age:  Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Thailand will be offered three tiers of insurance:  Silver,   Gold  and  Platinum . Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the  Silver Plan ,  Gold Plan , and Platinum Plan , each offering different levels of coverage to suit individual needs. Given that Thailand hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses. The Platinum Plan is your go-to choice if you're looking for extra coverage for Thailand’s experience. "Cancel for Any Reason" offers greater flexibility for those unexpected twists in your travel plans and the "Rental Car (Collision Damage Waiver)" offers assistance when you're out exploring Thailand's stunning landscapes in a rental car.

What types of medical coverage do AXA Travel Protection plans offer?

AXA covers three types of medical expenses:

  • Emergency Medical
  • Emergency evacuation & repatriation 
  • Non-medical emergency evacuation & repatriation 

Emergency Medical: Unexpected incidents that arise, such as broken bones, burns, unexpected illnesses and allergic reactions.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation:  This can cover evacuation assistance when you need to leave a destination immediately for non-medical-related events. These could be things like natural disasters or civil unrest.

Are there any COVID-19 restrictions for Travelers to Thailand?

No. Thailand has dropped all COVID-19 restrictions for travelers from the United States.  

Traveling with pre-existing Medical Conditions?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip. Our Gold  and Platinum Plans offer coverage for pre-existing medical conditions. The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, What does this mean for you? If you've got a medical condition hanging around, you can qualify for coverage under our Gold and Platinum plan with a preexisting medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to make sure you travel with ease, no matter your health situation.

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked. It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.) AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

2. Do Americans need travel insurance in Thailand?

No, travel insurance is not currently required to visit Thailand.

3. What is needed to visit Thailand from the USA?

If you're visiting Thailand from the USA, all you need is your passport. Your passport needs to be valid at least six months beyond the date of your arrival.

4. What happens if a tourist gets sick in Thailand?

If you become sick in Thailand, travelers with AXA Travel protection can contact the AXA Assistance hotline at  855-327-1442 . Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions.  AXA Assistance USA, Inc.© 2023 All Rights Reserved.  

AXA already looks after millions of people around the world

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travel health insurance thailand

Travel Insurance for a Thailand Vacation (2024)

Travel insurance is affordable and can reduce sunken costs if you can’t make it to Thailand as expected.

with our comparison partner, TravelInsurance.com

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Josh Lew is a travel journalist and writer based in the midwestern U.S. He has been active for the past decade, covering airlines, international destinations and ecotourism for sites like TravelPulse and TreeHugger. He currently contributes to content writing agency World Words.

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Sabrina Lopez is an editor with over six years of experience writing and editing digital content with a particular focus on home services, home products and personal finance. When she is not working on articles to help consumers make informed decisions, Sabrina enjoys creative writing and spending time with her family and their two parrots.

Thailand is one of the world’s most popular travel destinations, with tourism authorities predicting 25 million visitors in 2023. In this Southeast Asian country, you will find sound infrastructure, many attraction choices, and, for U.S. citizens, 30-day stays without a tourist visa.

Whether you travel to Bangkok, Pattaya, Phuket, Chiang Mai or elsewhere in the Land of Smiles, Thailand can be expensive. Travel insurance coverage can help you protect your investment and cover the cost of medical emergencies.

Most importantly, travel insurance gives you the peace of mind to enjoy a stress-free Thailand trip. With the right coverage choices, you can avoid the sunken costs from a canceled vacation or the expenses of a medical emergency or illness. Here is a look at the details you need to know about choosing the best travel insurance for Thailand.

Compare Thailand Travel Insurance Companies

Use the table below to compare costs and coverages of the top travel insurance companies for a trip to Thailand:

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Do I Need Travel Insurance for Thailand?

Americans visiting Thailand should consider travel insurance, even though the country does not require it. A Thai vacation can be expensive, requiring trans-Pacific airfare, hotel stays, and transportation within the country. Also, the State Department warns travelers that U.S.-based health insurance may not work and that many medical treatment providers in Thailand only accept cash payments.

Events in Thailand beyond your control could interrupt your trip. For example, floods can occur due to heavy rains in both the north and south of the country, and riots and protests are possible during elections. These issues, alongside the dangers of road and water travel, could leave you with sunken costs or pricy medical bills if you do not have a travel insurance plan.

You may have some trip cancellation coverage from the credit card used to purchase your tickets or make reservations, and your U.S. health insurance could pay for certain overseas emergencies. You need to confirm this and use travel insurance to fill the gaps and limit risks.

Here are the five types of travel insurance you might need.

Cancel for Any Reason Coverage

Cancel for any reason (or CFAR) coverage is different from standard trip cancellation insurance. As the name suggests, you do not have to provide a reason before you cancel your trip when you have this type of insurance policy.

A traditional travel insurance policy has exclusions. For example, you may not be able to cancel unless you have a verifiable illness or if your destination experiences a natural disaster. Scheduling issues or a change of mind are unlikely to be covered by insurance.

Because of the costs of long-haul flights and hotels or vacation rentals in Thailand, CFAR coverage can be a worthwhile addition to a standard travel insurance policy.

Gear Theft Protection

The State Department lists crimes like bag or backpack snatching , pick-pocketing, and non-violent robbery as among the most common problems for tourists in Thailand.

Gear theft protection insurance covers your camera, phone, laptop or other electronic devices.

Other travel insurance policies may have gear protection coverage. However, you could find limits in the fine print. For example, the policy might cap payouts for gear theft at $1,000.

Gear theft protection insurance is worthwhile if you bring lots of devices or equipment, and their value is higher than the coverage amounts on your other travel policies.

Medical Emergency Insurance and Emergency Medical Evacuation

Medical expenses can have a real impact on your Thailand vacation. Travelers have to pay for all medical care costs received at local Thai hospitals, and many of these places only accept cash payments. The U.S. Embassy does not assist or provide care , so travelers with healthcare emergencies need to pay out of pocket or use travel medical insurance.

Travel insurance for medical emergencies covers care for an accident, injury or unexpected illness. In some cases, you might decide you need to return home to get better care. Medical evacuation coverage pays for the flight to a hospital in the U.S. or another location with the level of medical service you need. This policy may also cover repatriation if you die during your trip.

Rental Car Protection

Thailand’s leading newspaper, the Nation, counted 939,713 road accidents in the country in 2022. Rentals in the U.S. are often covered under your vehicle insurance policy, or the agency lets you purchase insurance when you rent. This is not the case in Thailand, meaning you may be liable for repairs.

The State Department warns that rental scams involving all types of vehicles are common in Thailand. You may be stuck with a bill for repairs for seemingly minor scratches or dents.

Rental car protection can help protect against major accidents and annoying minor damage claims.

Trip Cancellation Insurance

Trip cancellation insurance covers the cost of your tickets, reservations, and other pre-booked parts of your Thailand vacation. However, the insurance company only covers cancellations beyond your control.

Here are examples of acceptable reasons to cancel a trip:

  • A jury duty summons or a subpoena to appear in court
  • A death in the family
  • An unexpected illness requiring treatment or ongoing care
  • A natural disaster or unrest in your destination in Thailand
  • Military deployment

You need to read the fine print when you buy travel insurance. Policies don’t usually cover pre-existing conditions or known medical problems. Also, coverage does not necessarily depend on price. Cheap travel insurance options may offer the same limits as more expensive options, so it always pays to look at the fine print.

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How Much Does Thailand Travel Insurance Cost?

Travel insurance costs can vary depending on the type of medical coverage or cancellation insurance you need. Travel insurance costs also vary based on your home state, your exact insurance requirements, trip costs and other factors. If your itinerary includes other countries, like Singapore, Malaysia or Cambodia, the premiums will be different. You can learn more about the cost of travel insurance here .

We requested quotes from ten travel insurance companies for their most affordable plan for a trip to Thailand. The below quotes are for a 30-year-old traveler from Florida, traveling to Thailand for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations, interruptions, delays, medical care and evacuation.

These quotes were collected in April 2024 for a trip in September 2024.

These quotes were collected from each company’s website in May 2023. These standard plans include full reimbursement for trip cancellations and costs incurred during interruptions , emergency medical expenses, medical evacuation, repatriation and baggage loss or delay.

How Do I Get Travel Insurance for Thailand?

The best travel insurance for your Thailand vacation will depend on the protection available through other sources. Though comprehensive travel insurance policies provide medical and cancellation coverage, you may already have one or the other without knowing it.

Here is a list of potential coverage you might already have.

  • A credit card sometimes offers trip cancellation insurance if you use it to book your airfare, hotel and any other expenses charged to the account.
  • Your home health insurance policy may provide some protection when you travel overseas. You can inquire about emergency care and evacuation coverage for Thailand.
  • Airlines may allow you to purchase cancellation insurance during booking.

Try to avoid redundant insurance, which is when you pay twice for the same coverage. For instance, if your credit card offers trip cancellation insurance, you do not need to purchase it from an insurer. You would only need to purchase an emergency medical and evacuation policy.

Country Safety Tips

The State Department publishes information about travel risks in Thailand. Except for times of protest, such as those that occurred in 2014, Thailand is usually at a Level 1 travel advisory, meaning it is safe to visit if you take normal precautions.

Some areas of southern Thailand near the Malaysia border experience insurgencies, causing Level 2 or 3 advisories. However, other areas remain at Level 1 barring natural disasters.

Here is a look at the normal steps you need to take to ensure your Thailand trip is as safe as possible.

Crime and Safety

Thailand experiences lower crime rates than the U.S. , even in major cities like Bangkok and Pattaya. However, petty crimes, which include pick-pocketing, bag snatching and other forms of non-violent robbery, can be common.

Securing the things you carry and not flashing Thai baht (THB) when making purchases can go a long way toward protecting you from theft. Also, you should agree on the price when traveling by motorcycle taxi or tuk-tuk (auto rickshaw) or only use metered taxis because overcharging scams are widespread.

Violent crimes are rare, but when they happen it is usually late at night and involves lone travelers, drunk tourists, or people who get separated from their companions. You should always remain in well-lit, high-traffic areas and stay with companions when out at night.

Day Trips, Tours, and Excursions

Safety standards can vary in Thailand. Some unique excursions, such as parasailing, elephant treks, jungle hikes, ziplining and diving experiences require skilled guides and organizers who take steps to make everything safe.

Recommendations from trusted friends, hotel concierges and reputable tourist offices can help you avoid unsafe or unproven tour operators. Even if you get recommendations, it’s often good to confirm the operator’s reputation online.

Statistics compiled by the Bangkok Post before the coronavirus pandemic found that 83 tourists died in 2016 , with road accidents, swimming and boating accounting for half the fatalities. Tourists should take extra precautions when taking part in these activities.

According to the U.S. Embassy in Bangkok, the government has also ended all Thailand’s COVID pandemic requirements, including proof of vaccination for travelers arriving from the U.S. This includes insurance with COVID-19 coverage.

Is Travel Insurance for a Trip to Thailand Worth It?

Due to the cost of intercontinental airfare, the risks from traffic, political unrest, natural disaster and general dangers, travel insurance is worth it for those visiting Thailand.

As a tourist visiting Thailand, you need to carefully research coverage options to ensure you have the protection necessary to deal with the risks, disruptions and cancellations. If the unforeseen happens, you’ll be covered, and even if it doesn’t, you will have peace of mind in knowing that you are protected.

Frequently Asked Questions About Travel Insurance in Thailand

How do i receive compensation for canceled or delayed flights to thailand.

You need to take specific steps to get compensation for canceled flights . On U.S. flights, airlines must rebook or refund canceled flights and rebook passengers on the next available flight after a delay.

Delays from weather or other issues beyond the airline’s control fall outside this requirement. In these cases, rebooking happens at the carrier’s discretion. Also, these rules apply to U.S. flights, so airlines taking off and landing outside of the U.S. may have different restrictions.

Travel insurance covers those delays and cancellations that don’t require rebooking and provides money to cover unexpected expenses, like hotel costs, during delays.

How much do travel insurance plans cost in Thailand?

Policy costs can vary depending on the length of your trip, the type of coverage you need, your age and your state of origin. If the average trip to Thailand is two weeks and costs $5,000, comprehensive coverage for a 35-year-old traveler traveling during the first two weeks of August is between $165 and $280.

Travelers requiring only cancellation or medical insurance may pay lower premiums.

Do I need travel insurance for Thailand?

Thai authorities ended travel insurance requirements related to the COVID-19 pandemic. Visitors from the U.S. currently do not legally need insurance to visit Thailand. The only requirement for a 30-day stay is a valid passport and return ticket.

The potential for high medical bills and the danger of canceled flights or disruptions leading to sunken costs make insurance a good idea for Thailand-bound travelers.

Does travel insurance get more expensive closer to your departure date?

Unlike airfares and hotel reservations, travel insurance does not get more expensive closer to the departure date. If there are no natural disasters or incidents of unrest, the price should not change because the risk does not change based on the date.

If you have questions about this page, please reach out to our editors at [email protected] .

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travel health insurance thailand

AXA Sawasdee Thailand: COVID-19 Insurance for Foreigners

Legal Advisor

IMPORTANT: For Thailand Travel Restrictions in 2023, please click the link below:

Thailand Travel Restrictions 2023

Travel to Thailand 2022

Required Documents for Travel to Thailand

Please have the following documents ready.

  • Visa (if required)
  • Buy Thailand Travel Insurance
  • Flight Itinerary
  • Hotel booking confirmation
  • Vaccination record (if vaccinated)
  • COVID-19 test result (if unvaccinated)

Incorrect documents will delay the entry screening to Thailand.

Buy Your Insurance Now

Latest News:

  • For up-to-date information and weekly updates regarding current Thailand travel restrictions, please visit the Weekly Updates for Thailand Travel Restrictions .
  • Starting May 1, 2022, Thailand will have new entry requirements. To learn more about the new entry requirements, please visit: Thailand Travel Restrictions for May 1 .
  • YouTube Video showing you how to apply for the Thai Pass: Instructional Video for Thailand Pass Application
  • For the Best COVID Insurance for Thailand Pass , we recommend AXA Thailand .
  • To book your hotel in Thailand, we recommend Agoda.com
  • Travelers may join our Facebook Group to ask questions and read the latest developments: https://www.facebook.com/groups/howtoenterthailand

With Thailand very slowly reopening to visitors, one of the latest requirements for visitors is the mandatory COVID-19 insurance plan for foreigners that covers the traveler for a minimum of $10,000 (the Thai policies generally cover 350,000 Thai baht). In addition to all the requirements that the traveler needs to satisfy to obtain a Thailand Pass and obtain a valid visa.

AXA Sawasdee Thailand Travel Insurance

AXA Sawasdee Thailand offers worry-free travel to Thailand with comprehensive travel insurance that includes health coverage for foreigners traveling to Thailand, offering up to 750,000 baht of medical expense including COVID-19 which meets the Thai government’s strict insurance requirements for Thailand Pass.

The coverage starts immediately after clearing immigration in Thailand. AXA Sawasdee Thailand is tailor-made to make travel preparations seamless and the trip worry-free.

The policy has no waiting period and no deductible with a 24-hour hotline service. Cashless service is available if the customer is admitted as an inpatient in AXA network hospital throughout Thailand.

AXA Sawasdee Thailand is available for 7, 15 30, 60, 90, 180 days.

To purchase your COVID 19 travel insurance, you may purchase the insurance using a credit card and once payment is completed, a COVID 19 insurance certificate of coverage will be sent via email allowing the traveler to apply for visas and enter the Kingdom of Thailand.

AXA Thailand Pass Insurance

COVID-19 Insurance Cost

** Amount in Thai Baht

Important Notice When Purchasing COVID Insurance

Frequently asked questions, what is the period of insurance that i should buy.

The period of insurance required depends on the intended duration of stay in Thailand and the type of visa being applied for and the Embassy of each country. Please, confirm with your local Thai Consulate/Embassy the specific case.

If I’m tested positive for COVID-19 but I don’t have any symptoms. Will AXA pay for the medical expense?

Yes, AXA will cover the medical expense incurred based on medical necessity if you’re tested positive for COVID-19 regardless of the showing of symptoms.

  • in accordance with the diagnosis and treatment for such illness or injury of the patient;
  • in accordance with the medical indication of the current medical standard;
  • not primarily for the convenience of the patient or his/her family or treatment provider solely; and
  • in accordance with the suitable standard of patient care based on the necessity of injury or sickness of the patient

In the determination of Medical Necessity, AXA also follows the guideline published by the Ministry of Public Health.

The display of symptoms is not the only indicator used by AXA in the determination of Medical Necessity. If the medical expense incurred is medically necessary, then AXA will cover it even if there are no symptoms. Similarly, a COVID19 test result is not the only indicator used by AXA in the determination of Medical Necessity. If the medical expense incurred is medically necessary, then AXA will cover even if the first COVID19 test result is later determined as a false positive.

Does Sawasdee Thailand cover for COVID-19 only?

No, Sawasdee Thailand also provides coverage for medical expenses from the accident, sickness including COVID-19 which is not a pre-existing condition. The company will cover the cost of treatment incurred based on medical necessity.

I am in Thailand. Can I buy Sawasdee Thailand?

No. If you are already in Thailand, you are not entitled to buy Sawasdee Thailand. You can only buy Sawasdee Thailand only if you are physically outside of Thailand at the time of policy purchase.

What are the options available for the duration of coverage?

You can choose to purchase a policy of 30, 60, 90, 180, 270, and 365 days. If the exact number of days of coverage that you are looking for is not available, please purchase the next available option. e.g. if you require cover for 100 days, please choose the option of 180 days.

Can I change my policy start date?

Yes, you can change the start date to an earlier or a later date as long as you are still abroad and your original policy start date has not started. You must make the request to AXA before the original policy start (in case of postponing the start date) or before the new policy start date (in case of advancing the start date). Please allow 1-3 working days to receive the revised policy documents.

Sample COVID-19 Insurance for Foreigners

Covid Insurance for foreigners in Thailand

Most Visited Pages:

Related posts.

How to Travel to Thailand in 2024

How to Travel to Thailand in 2024

Best Places to Retire in Thailand

Best Places to Retire in Thailand for Couples

How to Retire in Thailand for Couples

How to Retire in Thailand for Couples

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22 Comments

' srcset=

Be in the Kingdom for 30 days. I will be there Oct/Nov. Would the cost for full coverage Hosp/accident ex.. I am 68 years old Thank you for your time.

travel health insurance thailand

Hi William,

You can check AXA what will be the plan for your travel, here’s the site https://direct.axa.co.th/TA-Inbound/Index?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

For more information about travel to Thailand, please check this link: https://www.siam-legal.com/legal-guide/how-to-enter-thailand-2022-guide.pdf

' srcset=

I received covid-19 vaccine booster of Pfizer, on January 2022. What is the expiry date of vaccine booster in thailand?

travel health insurance thailand

Dear Habeeb,

There is no expiry date. You can travel to Thailand as fully vaccinated. Thank you.

' srcset=

axa do not insure persons over 74 years, so who do i use????

Hi Bernard,

AXA offered upto 79 years olds check their site https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

' srcset=

Hi, I am only staying in Thailand for 2 hours then I left Singapore. Since I do not need a transit visa, but do I need to buy insurance for my 2 hours stay at Thailand airport?

Hi Muhammad,

' srcset=

I am 76 nearly 77 years old. How can I purchase a COVID-19 Insurance for Foreigners (15 days).

Hi Richard,

AXA offered up to 79 years old,you can check their site https://direct.axa.co.th/TA-Inbound/CoverageOptionPlan?utm_source=Agent_Partner&utm_medium=Direct_SiamLegal&utm_campaign=Sawasdee_SiamLegal

or more information about travel to Thailand, please check this link: https://www.siam-legal.com/legal-guide/how-to-enter-thailand-2022-guide.pdf

' srcset=

I am arriving in Bangkok for 10 days then flying out to Perth wa for 8weeks before returning to Bangkok for 1week Will 1 policy cover when I return or will I have to get purchase another policy for the 1 week when I return from Australia to Bangkok

Dear Susan,

With AXA Thailand, the insurance is valid per trip. You can buy an insurance for 14 days for your first trip and then another insurance for 7 days for the next trip. You are also required to have Thailand Pass for each trip. Thank you,

' srcset=

I need to purchase insurance for a visit to thailand from may 17 to june 17. how can i do this online with the new medical insurance level at $10,000.?

Dear David,

The website will be updated starting May 1. But you can purchase the insurance now, the insurance you will get now is acceptable for Thailand Pass. The prices for the premium right now and in May will not be must different. Thank you.

' srcset=

If travelling with a 14 and 16 year old do I buy them their own policy?

Dear Paula,

Yes, children are also required to have insurance. You can either submit an insurance certificate will all names of the travelers including children or you purchase an individual insurance for every traveler. Thank you.

' srcset=

Hello I have booked my travel insurance cover with you and have not received my certificate of insurance or confirmation?? I have booked on line and paid in full.

Dear James,

Please check your junk or spam emails in case the email from AXA Insurance went there. If you have not received anything, you might have typed the wrong email address. You can contact the AXA Insurance at [email protected] Thank you.

' srcset=

Hi, my policy number is Q6225552

I want to increase my insurance for one more week.For this, what I supposed to do ? Can you help me about this urgent situation please, because I have to make it new application for Thai Pass

' srcset=

Dear Yasemin,

Regarding with that please do can contact your Insurance Company directly. If you purchased your Insurance in AXA you can email them to [email protected] or you may contact them through their call center 02-118-811. Thank you.

' srcset=

I , David Beaver, have an AXA Sawasdee Thai insurance certificate for 1 July 2021 to 29 August 2021. My policy number is 2021-Q6108303-AT1. I would like to change the dates of my coverage to 2 Oct 2021 to 29 November 2021. Respectfully request this change and email me my updated policy certificate. Thank you in advance for your prompt action. David Beavet

Dear David, Good day. Please check the link below for the contact details of AXA Thailand: https://www.axa.co.th/en/new-axa-call-center-number Thank you.

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Travel insurance   online, travel plus health by allianz ayudhya, comprehensive travel insurance worldwide coverage for medical treatment up to thb 5,000,000 in case of sickness or accident, travel insurance online - benefit in detail.

  • Accredited by Schengen embassies for visa application.
  • Provide coverage up to THB 5,000,000 in case of sickness or accident.
  • Worldwide coverage.
  • 24/7 emergency medical assistance.
  • Emergency travel assistance.
  • Full refund in case of visa refusal.
  • Provides insurance coverage after 2 hours of travelling.

Please purchase insurance at least two hours before travelling.

Excluded country: Crimea region, Cuba, Iran, North Korea, Syria, Israel, Nepal

Travel to Schengen countries, please specify "Schengen"

Frequently asked questions

  • Eligible for persons aged 1 month – 69 years and 364 days.
  • Children under the age of 16 years must apply and be accompanied by a parent.
  • The insurance only provides coverage on trips departure from Thailand and return to your residence in Thailand.
  • The annual plan covers all of your trips up to 90 days per trip during the whole policy year.
  • The period of coverage shall commence prior to the covered person leaving from Thailand for 2 hours by airplane according to the departure flight schedule and shall be valid until arrivals in Thailand or within 2 hours after arrives Thailand by airplane according to the arrival flight schedule or up to the expiry date of the policy.
  • The insured person could go to any hospital or medical clinic where have been registered to lawfully operate as a hospital and must pay for medical expenses incurred abroad, and submit the claims documents for reimbursement within 30 days after discharged from the hospital.
  • In case of Emergency Medical Assistance, please call +662-3058470 for services 24 hours. Any enquiry and medical advice, please call Customer Center +662-2328666 for services 24 hours.

The provision of international assistance when the member is travelling outbound from Thailand by provide these service :

  • Evacuation is to the nearest hospital where appropriate medical care is available.
  • Repatriation is to the Home country or Thailand.
  • Transportation of Mortal Remains is to Home Country or Thailand.

The policy cannot be cancelled. The policy can be fully refunded in case of the covered person has not been approved for VISA with the evidence of embassy together with other documents i.e. copy of passport, Copy of book bank account of the covered person by sending email to [email protected] by notify to the company prior to the first date of coverage.

Company will provide customers to retain and request permission to issue the new policy within 1 year.

  • Medical and physical conditions which existed prior to the commencement of cover.
  • Childbirth, pregnancy and conditions related to pregnancy, investigations and treatment for fertility.
  • Self-injury, intoxication and drug abuse.
  • Sage of drugs that are not prescribed by a physician.
  • The accident incurred while the covered person plays or compete in dangerous sports including all kinds of car, boat, horse racing, all kinds of ski racing, including jet ski, skating, all kinds of boxing including wrestling, parachuting, (except for parachuting for life saving), boarding or travelling in a balloon, gliding, bungy jumping, mountain climbing with equipment, diving with oxygen tank, and breathing equipment under water.
  • Any dental treatment except emergency dental treatment resulting from an accident.
  • Congenital abnormalities.
  • While the covered person is boarding or travelling in an aircraft which has no license for carrying passengers or does not operate as a commercial aircraft.

The travel insurance must provide the coverage accordingly :​

  • The insurance must cover at least 30,000 Euro or 1,500,000 THB.
  • The insurance must include costs for medical treatment, hospitalization and repatriation due to injury or medical reasons.
  • The insurance must be valid in all Schengen countries and cover the total length of the visit. We would like to provide Gold plus, Titanium, Paragon and Elite plan for submitting Schengen Visa. Please note that you have to bring your travel insurance with you when travelling due to inspections of relevant documents at the border control when you enter the Schengen area.

travel health insurance thailand

travel health insurance thailand

Top Travel Insurances for Thailand You Should Know in 2024

Byron Mühlberg, writer at Monito.com

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Thailand is a Southeast Asian wonder known for its beautiful beaches, vibrant nightlife, and rich cultural heritage, including its ancient temples like Angkor Wat and traditional festivals like Phi Ta Khon. Although travelling to Thailand can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Thailand and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Thailand Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Thailand:

Best Travel Insurances for Thailand

  • 01. Should I get travel insurance for Thailand? scroll down
  • 02. Best medical coverage: VisitorsCoverage scroll down
  • 03. Best trip insurance: Insured Nomads scroll down
  • 04. Best mix for youth and digitial nomads: SafetyWing scroll down
  • 05. FAQ about travel insurance to Thailand scroll down

Heading to Thailand soon? Don't forget to check the following list before you travel:

  • 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
  • 🛂 Need a visa? Let iVisa take care of it for you.
  • ✈ Looking for flights? Compare on Skyscanner !
  • 💬 Want to learn the local language? Babbel and italki are two excellent apps to think about.
  • 💻 Want a VPN? ExpressVPN is the market leader for anonymous and secure browsing.

Do I Need Travel Insurance for Thailand?

No, there's currently no legal requirement to take out travel insurance for travel to or through Thailand.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Thailand or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Thailand:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Thailand. It lets you choose between various plans tailored to meet the specific needs of your trip to Thailand, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

Get a quote 🡪

  • Coverage 9.0
  • Quality of Service 9.0
  • Pricing 7.6
  • Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Thailand:

  • Policy names: Varies
  • Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
  • Trip coverage: Excellent - but only available for US residents.
  • Customer support: FAQ, live chat and phone support
  • Pricing range: USD 25 to USD 150 /traveller /month
  • Insurance underwriter: Lloyd's, Petersen, and others
  • Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

Get a quote 🡪

  • Coverage 7.8
  • Quality of Service 8.5
  • Pricing 7.4
  • Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

  • Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
  • Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
  • Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
  • Customer support: FAQ, live chat, phone support
  • Pricing range: USD 80 to USD 420 /traveller /month
  • Insurance underwriter: David Shield Insurance Company Ltd.
  • Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

Get a quote 🡪

  • Coverage 7.0
  • Quality of Service 8.0
  • Pricing 6.3
  • Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

  • Policy names: Nomad Insurance, Remote Health
  • Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
  • Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
  • Pricing range: USD 45 to USD 160 /traveller /month
  • Insurance underwriter: Tokyo Marine HCC
  • Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Thailand? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Thailand

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Thailand. However, we strongly encourage you to do so anyway, because the cost of healthcare in Thailand can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

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See our recommendations for travel insurance to other countries worldwide:

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Introduction to HTH Worldwide Travel Insurance

  • Plans Available
  • How to Purchase and Manage Your Policy

HTH Worldwide Customer Service and Support Experience

Compare hth worldwide travel insurance.

  • Why You Should Trust Us

HTH Worldwide Travel Insurance Review 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

No one likes to think about what could go wrong on vacation, but the truth is that anything can happen. That's why travel insurance is so important — it can help you recover from any unexpected emergencies that may occur while you're away from home.

If you're looking for a reputable travel insurance company, HTH Worldwide Travel Insurance is a great option. It's been in business for over 20 years and offers three different travel insurance plans. Whether you need basic coverage or more comprehensive protection, HTH Worldwide likely has a plan that will suit your needs.

HTH Worldwide HTH Worldwide Travel Insurance

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three plans to choose from
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Reasonable premiums
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR coverage available with some plans
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical emergency and evacuation coverage
  • con icon Two crossed lines that form an 'X'. Special coverages for pets, sports equipment, etc not available
  • con icon Two crossed lines that form an 'X'. Limited reviews with complaints about claims not being paid
  • Trip cancellation of up to $5,000 with the Economy plan and up to $50,000 with the Preferred plan
  • Cancel for any reason insurance and missed connection insurance available with the Preferred plan
  • Baggage delay insurance starting after 24 or 12 hours depending on the plan

HTH Worldwide is a travel insurance company owned and operated by Worldwide Insurance Services, which also operates GeoBlue Travel Insurance . In fact, many of the policies listed on HTH Worldwide's website are actually provided by GeoBlue, specifically its travel medical insurance . While we'll talk about those policies here, you can find more details in our GeoBlue review . 

HTH Worldwide's stand-alone products are its TripProtector trip cancellation policies. These offer comprehensive protection with relatively low premiums compared to many of its competitors. In fact, HTH Worldwide is among the companies included in our picks for the best cheap travel insurance . 

That said, with the premiums you're paying, you'll encounter some concessions. For one, HTH Worldwide's coverage limits are far below that of many of the best travel insurance companies, particularly when it comes to trip cancellation limits, which start at $5,000 per person for its Economy plan. 

Types of Policies Offered by HTH Worldwide

HTH Worldwide offers three primary plans: TripProtector Economy, Classic, and Preferred. Each plan has different coverage levels and features, so you can choose the one that best fits your needs. But they'll all cover (up to a specified amount) things like trip cancellation and interruption, emergency medical expenses, lost or delayed luggage, and more.

One important note, though, is that the TripProtector Economy plan is not available for trips where the per-person cost is greater than $5,000.

Below you'll find the per-person coverage limits of HTH Worldwide's three travel insurance plans:

These policies also include 24-hour emergency hotline service, an online database to search for doctors while you're traveling, a medical term translation database, and health and security news alerts.

Additional Coverage Options from HTH Worldwide

In addition to the three primary plans, HTH Worldwide also offers the following two plans, through GeoBlue, for travelers only looking for travel medical coverage:

  • Single-trip option for travelers with primary health insurance:  HTH Worldwide provides a short-term international medical plan for those who have other travel insurance but need travel medical coverage. It covers pre-existing conditions and medical evacuation costs, with maximum benefit amounts ranging from $50,000 to $1 million and deductibles from $0 to $500.
  • Single-trip option for travelers without primary health insurance:  This plan for travelers who don't have primary health insurance has maximum benefit amounts ranging from $50,000 to $1 million and deductibles ranging from $0 to $500. It covers pre-existing conditions for medical evacuation.
  • Multi-trip option:  This annual travel insurance plan is for people who are taking multiple sub-70-day trips within a 12-month period.

The following two plans listed on HTH Worldwide's website, also supplied by GeoBlue, are designed for people who live or work outside their home country:

  • Xplorer plan: This plan is for individuals and families who intend to be outside their home country for more than three months per year.
  • Navigator plan: This plan is specifically for students, faculty, mission, and maritime crews who will be outside of their home country for more than three months during the year.

Like other travel insurance providers, HTH Worldwide offers additional coverages that can be purchased along with the primary policy. These add-ons are only available for a Preferred plan, not an Economy or Classic plan.

The add-ons include:

  • Cancel for any reason (CFAR): Will pay 75% of any prepaid trip expenses. You must purchase coverage within 21 days of your first trip deposit, and the trip must be canceled at least two days before your scheduled departure. This add-on is only available for TripProtector Preferred.
  • Collision Damage Waiver (CDW):  Coverage for your rental car in the event of damage due to crash, theft, vandalism, windstorm, fire, hail, flood, or any cause beyond your control. (Not available in NY, OR, or TX.)

HTH Worldwide Travel Insurance Cost

The premium you pay will depend on various factors, including the age of the travelers, destination, and total trip costs. The  average cost of travel insurance  is 4% to 8% of your travel costs.

After inputting some personal information, such as your age and state of residence, along with your trip details, like travel dates, destination, and trip costs, you'll get an instant quote for HTH Worldwide plans available for your trip. And from there, it's easy to compare each option based on your coverage needs and budget.

Now let's look at a few examples to estimate HTH Worldwide coverage costs.

As of 2024, a 23-year-old from Illinois taking a week-long, $3,000 budget trip to Italy would have the following travel insurance quotes:

  • TripProtector Economy: $93.16
  • TripProtector Classic: $115.56
  • TripProtector Preferred: $156.20

Premiums for HTH Worldwide plans are between 3.1% and 5.2% of the trip's cost, well within the average cost of travel insurance.

HTH Worldwide provides the following quotes for a 30-year-old traveler from California heading to Japan for two weeks on a $4,000 trip:

  • TripProtector Economy: $121.41
  • TripProtector Classic: $149.43
  • TripProtector Preferred: $200.75

Once again, premiums for HTH Worldwide plans are between 3% and 5% of the trip's cost, within and below the expected range of travel insurance costs.

A Texas family consisting of two 40-year-old parents with a 10-year-old and 4-year-old on a two-week trip to Australia for $20,000:

  • TripProtector Economy: $610.74
  • TripProtector Classic: $743.15
  • TripProtector Preferred: $995.04

HTH Worldwide plans cost between 3% and 5% of the trip's cost, below and within the average cost of travel insurance. 

A 65-year-old couple looking to escape New Jersey for Mexico for two weeks with a trip cost of $6,000 would have the following quotes:

  • TripProtector Economy: $324.95
  • TripProtector Classic: $389.12
  • TripProtector Preferred: $474.12

Premiums for HTH Worldwide plans for older-age travelers are between 5.4% and 7.9%, which is well within the average cost for travel insurance. While it's certainly more expensive than coverage for younger travelers, it's on the lower end of what travel insurance companies often quote for older travelers. 

How to Purchase and Manage a HTH Worldwide Policy

It's fast and simple to get a quote from HTH Worldwide. Visit its website and provide basic information about your trip. You'll receive an immediate quotation for the insurance plans available for your journey, so it's simple to compare each one. Make sure you have all of the following information on hand:

  • Primary destination
  • Age of traveler(s)
  • Total trip cost
  • Travel dates
  • State of residence

If you're buying a trip cancellation policy, you'll be directed to the HTH Worldwide quote page, where you can choose one of three plans. If you're within the specified purchasing window, you'll also be able to add cancel for any reason coverage to the Preferred plan. 

How to File a Claim with HTH Worldwide

For medical claims, you can contact HTH Worldwide by phone at 888-243-2358 or via email at [email protected]. For all other claims, you can call 866-655-3058.

You must notify HTH Worldwide of your claim within seven days of first experiencing the covered loss. You'll also need to provide proof of loss within 90 days after the loss. The company doesn't provide an expected window for response or payment in its terms, but said that a claim usually takes anywhere from 30-45 days to process in response to a review on SquareMouth.

You can find HTH Worldwide's claim forms here .

HTH Worldwide has relatively few customer reviews to speak of. It has an average of 4.24 stars out of five across just under 500 reviews on its SquareMouth page, which comprises the vast majority of online reviews. HTH Worldwide customer reviews were very complimentary about the purchasing experience, saying it was quick.

That said, customers also mentioned that HTH Worldwide is hard to reach for anything — purchasing, traveling, and claims. This can be especially concerning if you're trying to contact the 24/7 hotline while facing an emergency. That said, when customers were able to make contact, they had generally positive things to say about the experience.

One customer getting treated for a medical emergency was given a list of recommended hospitals in their area and HTH Worldwide's connection with GeoBlue meant that some hospitals were able to direct bill instead of the customer paying and getting reimbursed. This created some hoops the customer had to jump through, including obtaining a letter from HTH Worldwide. That said, the customer writes, "The whole thing took less than 30 minutes. With that letter in tow, I was able to be seen, treated and released without payment on my part."

Learn more about HTH Worldwide compares to some of the best travel insurance providers .

HTH Worldwide Travel Insurance vs. Allianz Travel Insurance

If you look at coverage with Allianz Travel Insurance , you'll see that you can select from 10 different insurance plans. Much like HTH Worldwide, Allianz Travel Insurance offers single-trip policies and options for those who plan to be outside the country for longer. And, like with all insurance, the different plans provide varying degrees of coverage.

Allianz Travel Insurance's most popular single-trip option is the OneTrip Prime plan, which offers:

  • Trip cancellation coverage up to $100,000
  • Trip interruption coverage up to $150,000
  • Emergency medical coverage for $50,000
  • Coverage for baggage loss, theft or damage up to $1,000
  • Travel delay coverage up to $800

Compare that to HTH Worldwide's most popular TripProtector Preferred Plan and you'll see that HTH Worldwide's emergency medical coverage limit is substantially higher. But Allianz Travel Insurance's plan has better trip protection coverage limits. The right choice will depend on what coverages are most important to you and your personal situation.

Read our Allianz Travel Insurance review here.

HTH Worldwide Travel Insurance vs. Nationwide Travel Insurance

Amongst insurance providers, Nationwide Travel Insurance is one of the more familiar household names. Much like HTH Worldwide, Nationwide offers straightforward coverage with only two single-trip plans: the Essential Plan and the Prime Plan. Furthermore, Nationwide has designed policies specifically for those taking cruises or who travel frequently throughout the year.

To compare Nationwide and HTH Worldwide, we took a look at both companies' highest-tier plans.

Nationwide's Prime Plan includes coverage for trip cancellation up to $30,000, trip interruption coverage of 200% of the cost of the trip (with a maximum payout of $60,000), missed connection and itinerary change coverage each amounting to $500, per-day trip delay coverage of up to $250 for 6+ hour delays, and emergency medical evacuation with a limit of $1 million in payouts.

In comparison, HTH Worldwide's TripProtector Preferred plan offers trip cancellation coverage up to $50,000, trip interruption coverage 200% of the cost of the trip, coverage for a missed connection of up to $1,000, trip delay coverage up to $2,000, and emergency medical evacuation coverage of up to $1 million.

The two plans are quite similar in many regards. To determine which is best for you, you'll need to compare quotes based on your personal and trip-specific details.

Read our Nationwide Travel Insurance review here.

Compare HTH Worldwide vs. Credit Card Insurance

It's worthwhile to review the insurance coverage offered by your travel credit cards before you buy a separate travel insurance policy. Some essential coverages, like rental car insurance, might already be included with a card you have.

The coverage from your credit card may be enough if, for example, you don't have any non-refundable trip expenses and you're driving to your destination. Another scenario that could suffice is if your health insurance covers you while abroad, you're in decent health, and you aren't too concerned with potential medical costs while traveling.

It's essential to remember that credit card travel protection is usually secondary to the primary coverage you'd get with a travel insurance policy. This means you'll have to file a claim with the other applicable insurance before filing a claim with your credit card company.

Read our guide on the best credit cards with travel insurance here.

HTH Worldwide Travel Insurance FAQs

HTH Worldwide is known for its strong focus on medical coverage, providing comprehensive support during medical emergencies, including access to a wide network of hospitals and emergency medical assistance.

Yes, HTH Worldwide offers plans that cover travel to high-risk destinations, but it's important to review the specific terms and coverage limitations for such areas.

Pre-existing conditions are covered under HTH Worldwide's Classic and Preferred plans as long as you purchase your policy within 14 and 21 days of your initial trip deposit, respectively. HTH Worldwide TripProtector Economy does not cover pre-existing conditions. 

HTH Worldwidepolicies max out at 90 days. If your trip exceeds this time frame, it's best to look elsewhere for travel insurance. 

HTH Worldwide stands out for its comprehensive coverage at affordable prices. 

Why You Should Trust Us: How We Reviewed HTH Worldwide Travel Insurance

In reviewing HTH Worldwide's travel insurance offerings, we considered things like different types of coverage available, claim limits, what expenses are included, available add-ons, and typical policy costs. We then compared them to similar plans from other top travel insurance companies.

The best policy for you is the one that offers the appropriate amount and type of coverage given your needs and budget. It should also be easy to use in case you ever need to make a claim.

You can read more about how Business Insider rates insurance products here.

travel health insurance thailand

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

travel health insurance thailand

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    travel health insurance thailand

  5. Reasons Why You Should Buy COVID-19 Insurance

    travel health insurance thailand

  6. Health Insurance in Thailand

    travel health insurance thailand

VIDEO

  1. DO NOT MAKE THESE 5 MISTAKES IF YOU ARE MOVING OR RETIRING TO THAILAND IN 2024

  2. โฆษณา กรุงเทพประกันภัย

  3. Another Look At Thai "Health Insurance Policy" For Retirees?

  4. "Comprehensive Medical Insurance" For All Thai Retirement Visas?

  5. Living in Thailand : Insurances, Public, and Private hospitals in Thailand for expats

  6. HEALTH INSURANCE SOUTH EAST ASIA: Have you got any idea?

COMMENTS

  1. Travel Insurance: USA To Thailand Trip

    The average cost of travel insurance for a trip to the "Land of Smiles" should keep you happy—it's $183, according to Squaremouth, a travel insurance comparison provider. That's for an ...

  2. COVID Insurance for Foreigners in Thailand

    With Thailand very slowly reopening to visitors, one of the latest requirements for visitors is the mandatory COVID-19 insurance plan for foreigners that covers the traveler for a minimum of $20,000 (the Thai policies generally cover 750 thousand Thai baht). In addition to all the requirements, the traveler needs to obtain a Thailand Pass QR code and a valid visa.

  3. AXA travel insurance for Thailand visitors :: AXA Thailand

    AXA Sawasdee Thailand provides foreigners traveling to Thailand with health and personal accident insurance coverages including Covid-19. AXA has large hospital network throughout Thailand with direct billing option for hospitalization and 24-hour hotline service. Policy is effective with no waiting period.

  4. How to Buy Thailand Travel Insurance from the US

    Go to the AXA Sawasdee Thailand website and apply. Pick between the 2 packages: AXA Insurance Package 1 or Package 2. Pay for your policy. Receive the insurance policy and certificate by email moments after your payment. You can then print your 1-Page certificate if you like to carry a hard copy.

  5. Best Travel Insurance for Thailand in 2024

    AXA Assistance USA. Silver. $42. $0 / $500. $25k / $100k. A more comprehensive travel insurance policy that covers trip cancellation and trip interruption will be a bit more expensive. Our quotes ...

  6. Travel Insurance for Thailand

    A quick guide to finding the best travel insurance for Thailand, with information about travel risks, safety, tips, and travel during covid 19. ... Genki works on a subscription basis and is intended to act more like long-term international health insurance for digital nomads and remote workers.

  7. Travel Insurance for Thailand

    If you become sick in Thailand, travelers with AXA Travel protection can contact the AXA Assistance hotline at 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

  8. Thailand Travel Insurance

    Travelers are no longer required to purchase travel medical insurance for trips to Thailand. Previously visitors to the country were required to secure coverage of at least $100,000 USD for COVID-19-related treatments and hospitalization for authorized entry. Although the requirement has been lifted, we continue to recommend that travelers ...

  9. Travel Insurance for Thailand

    This Travel Insurance to Thailand offers compensation for loss, breakage, or damage caused directly by theft, robbery, burglary, accidents, or mishandling by carriers during the insured person's journey. Loss must be reported to local authorities or carriers within 24 hours to qualify for coverage. However, this benefit does not cover loss or ...

  10. Travel Insurance with Hotline service 24 hrs. :: AXA Thailand

    Customer Service. AXA Callcenter. 02 118 8111. Travel Insurance with health and personal accident coverage including Covid-19 insurance. Travel with peace of mind. Buy online easily in 3 minutes and get instant coverage. Covers Medical costs, Personal Liability, Trip Cancellation, Trip Curtailment and more.

  11. Health Insurance in Thailand: A 2024 Guide For Foreigners

    Efficient use of health insurance in Thailand requires knowing preferred hospitals, understanding claim processes, and addressing potential challenges. Recommendations for foreigners include being proactive, prioritizing comprehensive coverage, ensuring accessibility, and staying updated. Proactive health coverage ensures a seamless experience ...

  12. Health Insurance in Thailand

    When you first come to Thailand, you may already hold comprehensive travel or medical insurance from your home country. Expats who wish to obtain the long-stay non-immigrant O-A visa from their home country will need to show evidence of a health insurance policy that covers the holder for 40,000 Baht ($1340) outpatient and 400,000 Baht ($13,400 ...

  13. How to Pick the Best Travel Insurance for Your Thailand Trip

    SafetyWing. SafetyWing is a budget choice for travel insurance in Thailand. Their plan starts at $42 every 4 weeks for those who are younger than 39 years old, and it comes with a $250,000 overall limit. If you are between 65 to 69 years old, then you need to pay $144.76 for a four-week coverage period.

  14. Travel insurance for Thailand

    Requirements for a Thailand Pass include a vaccination certificate, a negative COVID test from three days before departure and travel insurance with a minimum coverage of US$50,213 (AUD$70,000). For the latest Thailand travel alerts and restrictions click here. What to look out for when traveling around Thailand Beware theft and pickpockets

  15. Thailand Health & Medical Insurance for Foreign Expats: AXA

    Emergency services. The telephone number for medical emergency services is 1669. There is also a special emergency service to help people visiting Thailand, which can be reached by dialling 1155. In an emergency, Thailand's Ministry of Public Health has outlined certain conditions that qualify for Universal Coverage for Emergency Patients.

  16. Compare Thailand Travel Insurance

    Compare travel insurance for Thailand and pick the one that suits you best. While travel insurance for Thailand is a necessity, the price of a policy varies. Different companies will sell the same level of cover at completely different prices, so it's important to compare before you buy. MoneySuperMarket's comparison tool asks you a few ...

  17. Travel Insurance- Allianz Travel

    This travel insurance product is managed and sold by AWP Services (Thailand) Co., Ltd. (the authorized brokerage company, Non-Life Broker License No. Wor00034/2559, under the tradename of "Allianz Travel") and underwritten by Allianz Ayudhya General Insurance Public Company Limited.Please read and study Travel Insurance Policy for Single Plan, Travel Insurance Policy for Annual Plan, and ...

  18. Travel Insurance for a Thailand Vacation (2024)

    The below quotes are for a 30-year-old traveler from Florida, traveling to Thailand for ten days in September 2024, with a total trip cost of $4,000. Policies include coverage for cancellations ...

  19. International Travel Insurance (Single-Trip) :: AXA Thailand

    Highlight. Covers trip cancellation, delay and flight misconnection. Covers personal accidents, medical expenses, personal liability. Comprehensive plan and meets VISA Schengen requirement. 24-Hour AXA Hotline Service. All you need to do is call -2118-8111. Buy online in 3 easy steps and get instant coverage.

  20. AXA Sawasdee Thailand: COVID-19 Insurance for Foreigners

    AXA Sawasdee Thailand is available for 7, 15 30, 60, 90, 180 days. To purchase your COVID 19 travel insurance, you may purchase the insurance using a credit card and once payment is completed, a COVID 19 insurance certificate of coverage will be sent via email allowing the traveler to apply for visas and enter the Kingdom of Thailand.

  21. Travel Insurance Online

    Travel Insurance Online - Benefit in Detail. Accredited by Schengen embassies for visa application. Provide coverage up to THB 5,000,000 in case of sickness or accident. Worldwide coverage. 24/7 emergency medical assistance. Emergency travel assistance. Full refund in case of visa refusal. Provides insurance coverage after 2 hours of travelling.

  22. Travel Insurance for Thailand: The Best Options in 2024

    VisitorsCoverage: Best Medical Coverage. Among the internet's best-known insurance platforms, VisitorsCoverage is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Thailand. It lets you choose between various plans tailored to meet the specific needs of your trip to Thailand, including coverage for medical emergencies, trip ...

  23. Thailand Travel Insurance

    Travel Insurance. We provide a wide range of travel insurance plans, for THAI customers traveling from Thailand, or traveling within The Kingdom. Coverage includes; medical expenses from illness or accident, loss or damage of property, flight delays or cancellations and 24 hour emergency support when you need it most.

  24. Thailand Entry Requirements: A Comprehensive Guide

    The requirements to enter Thailand no longer include travel insurance, as was the case during COVID-19. However, getting travel insurance is a good idea, owing to the perks below: It covers medical expenses: Suppose you get COVID-19 or get injured in Thailand. Your travel insurance can cover the costs of accessing good healthcare in the country ...

  25. Comprehensive Review of HTH Worldwide Travel Insurance

    Single-trip option for travelers with primary health insurance: HTH Worldwide provides a short-term international medical plan for those who have other travel insurance but need travel medical ...