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The Guide to Chase’s Travel Portal

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Table of Contents

Who can use Chase's travel portal?

How to use chase's travel portal, other things you can do in chase's portal, chase travel contact options, chase's travel portal can be lucrative.

Chase Ultimate Rewards® points are among the most useful rewards you can earn. When it comes time to redeem them, you will be directed to Chase's travel portal. This is where you can book flights, hotels and rental cars with points, redeem them for merchandise and gift cards, or transfer points to other programs.

Should you redeem points to pay for a trip instead of using cash or transfer them to a loyalty program partner to get better value? You'll need to do a little homework to find the right answer as each situation is different.

Chase points are the currency you earn when using cards like Chase Sapphire Preferred® Card or Chase Sapphire Reserve® . They are superior in many ways to other point currencies because  you earn more than one penny in value  per point with these two cards. For example, when redeeming through Chase's travel portal, the Chase Sapphire Reserve® will net you 1.5 cents in value per point and the Chase Sapphire Preferred® Card will net you 1.25 cents in value per point. When you transfer to a partner, your per-point-value may be even greater.

With the travel portal, you can redeem points to pay for an entire trip or you can use a mix of points and cash to cover a travel booking. You can also pay all in cash, earning 5 to 10 points per $1 spent, depending on the card you have. Using points for travel is the most valuable way to extract value from Chase Ultimate Rewards® for most people.

It's an efficient website, but some irritants snag even savvy travelers. Let's dig into Chase's travel portal's good and bad. You'll find that it is mostly good, if not great.

Chase cards vary in earning and redemption benefits so you will want to pay attention to which one you use, especially if you have more than one card. The most valuable cards earn Ultimate Rewards® points, but some Chase cards, like the United℠ Explorer Card , earn miles or points in that co-branded program (in this example, United MileagePlus miles ).

Let’s review the cards that earn Chase Ultimate Rewards®, with the most rewarding cards first. Keep in mind that if you have more than one of these cards, you can move points between Chase Ultimate Rewards® accounts to redeem them from an account that delivers more cents per point in value.

These cards earn Chase Ultimate Rewards® and provide access to Chase's travel portal:

Chase Sapphire Reserve® .

Chase Sapphire Preferred® Card .

Ink Business Preferred® Credit Card .

Chase Freedom Unlimited® .

Chase Freedom Flex℠ .

Ink Business Cash® Credit Card .

Ink Business Unlimited® Credit Card .

Chase Freedom Rise Credit Card.

There is an important perk to remember if you have multiple cards. Since the Chase Sapphire Reserve® card offers 1.5 cents in value per point and the Ink Business Preferred® Credit Card and the Chase Sapphire Preferred® Card offer 1.25 cents in value, it is best to redeem points from these accounts rather than any other Chase card. c

If you have one of those two premium cards and another Chase card (like Chase Freedom Unlimited® , for example), you can move your Ultimate Rewards® points from the Chase Freedom Unlimited® account to a premium card’s account (like the Chase Sapphire Reserve® card).

This strategy allows you to unlock half a cent more in value in seconds. It’s one of the best benefits of Ultimate Rewards® when you have a premium card and one of its no-fee cards.

Want to earn a bunch of points quickly to make a redemption? The sign-up bonuses on these cards can rake in extra points if you meet the terms and conditions.

on Chase's website

• 5 points per $1 on travel booked through Chase.

• 3 points per $1 on dining (including eligible delivery services and takeout), select streaming services and online grocery purchases (not including Target, Walmart and wholesale clubs).

• 2 points per $1 on other travel.

• 1 point per $1 on other purchases.

Point value in Chase's travel portal: 1.25 cents apiece.

• 10 points per $1 on Chase Dining, hotel stays and car rentals purchased through Chase.

• 5 points per $1 on air travel purchased through Chase.

• 3 points per $1 on other travel and dining not booked with Chase.

Point value in Chase's travel portal: 1.5 cents apiece.

• In the first year, 6.5% cash back on travel purchased through Chase, 4.5% cash back on drugstores and restaurants, and 3% on all other purchases on up to $20,000 in spending.

• After that, 5% cash back on travel purchased through Chase, 3% cash back at drugstores and restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Point value in Chase's travel portal: 1 cent apiece.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

» Learn more: The best travel credit cards right now

Here’s a primer on what you can and cannot do with Ultimate Rewards® points.

Log in to your account, then navigate to the Chase Ultimate Rewards® tab on the right of the screen. If you have more than one card that earns this currency, you can see each balance and select the account from which you want to redeem points.

Once you select the card, you’ll be taken to a homepage that shows the points you have earned and how you can redeem them. We recommend sticking to travel redemptions rather than using points for merchandise as the value diminishes significantly with the latter.

Select the "Travel" tab at the top of the screen. From here, you can decide whether to transfer points to a partner or redeem them as cash for a trip.

One of the best perks of using this travel portal to make a points redemption is that you still earn frequent flyer miles on most airline tickets since these are booked as a revenue ticket (not as an award redemption like when using airline miles to book a flight).

How to book award flights in Chase's travel portal

This is one of the more popular features of using points, but keep in mind that Expedia operates Chase's portal on the back end. It doesn't feature all airlines, which can frustrate travelers searching for a flight. Even if you find a flight on an airline's website or third-party booking site, it doesn't mean it will be available at Chase.

Enter the relevant details in the search bar to find a flight. Results can be filtered by stops, airline or price. Another benefit of this portal is that you aren't subject to award seat availability in the same way you might be when redeeming miles through an airline's program.

If there is a seat that could be bought with cash, you can usually redeem points for it. Plain and simple.

Compare how many miles you would need if booking directly with the airline with what Chase is charging.

If it would cost fewer points to book directly with the airline, you’ll want to use miles instead. For example, Delta co-branded American Express cardholders can often redeem their miles like cash on Delta’s website (at 1 cent per mile’s value). That’s just average, but if it is cheaper than what Chase is charging, consider that the better option. But don’t forget that airlines will add on taxes and fees when redeeming miles . Airfare booked with Chase Ultimate Rewards® points don't have additional costs tacked on — these are already bundled into the fare.

Another important note is that some low-cost airlines like Allegiant don't appear in search results. If you want to travel on a budget airline, then you'll need to visit those websites to compare fares.

You can pay in cash, points or a combination. Chase will display particular details about your fare, like whether assigned seats or checked bags are included. This may not take into account any elite status perks you hold.

How to book hotels in Chase's travel portal

You can also redeem points for hotel stays using Ultimate Rewards® points. This is great news, especially when staying at hotels where you may not have  elite status  or don't care about elite perks or points earned.

Keep in mind that when making a reservation outside a hotel’s official reservation channels, you won’t earn points in its program or be able to take advantage of elite status benefits. So if you have status with a hotel chain, this isn't the best value unless you are willing to forgo those benefits.

Making a reservation is straightforward. Enter the city and travel dates to see a list of hotels available for redemption. Then, you can redeem points or pay in cash for your trip.

Like with flights, compare the cost of Chase Ultimate Rewards® points with the number of points a hotel’s program is charging. A particular favorite is World of Hyatt, which still uses an award chart and, as a transfer partner of Chase Ultimate Rewards®, can often deliver more favorable deals when using Hyatt’s points rather than Chase points.

For example, it would cost about 9,000 Chase Ultimate Rewards® points to redeem a night at Hyatt Place London Heathrow Airport. But, if you transfer points to World of Hyatt, you would need 5,000 points for the same night’s stay.

One of the booking tabs also leads to the Chase Luxury Hotel & Resort Collection . This subset of high-end hotels delivers bonus perks like free breakfast, a $100 hotel credit and room upgrades, depending on the property and other things.

You can book directly through Chase or redeem points and be eligible. It’s nice to have elite status-style perks at a hotel where you may not have status or that doesn't have a loyalty program.

How to book car rentals in Chase's travel portal

This is a great place to reserve rental cars using points, and Chase rental car insurance benefits apply when using the card and paying with points. But, for that to be the case, you will want to pay for part of the rental in cash so the insurance benefits are activated. To do that, pay with a combination of cash and points, and decline the rental company's insurance first.

How to book activities in Chase's travel portal

Activities available for booking through Chase's travel portal include tours and experiences at home or when traveling and airport transfers. Price comparison plays a role here, too, since many hotel brands have their own platforms like Marriott Bonvoy Moments or FIND Experiences from World of Hyatt. These allow you to redeem points for experiences.

Check which program is cheaper before redeeming Chase points if you find similar options in either program.

How to book cruises in Chase's travel portal

Since cruise bookings can be more complex, you will need to call Chase Ultimate Rewards® at 855-234-2542 to make a reservation. There are many ways to earn multiple points when booking a cruise that may be better than using Chase, but when redeeming points for a cruise , there can be a lot of value.

Using Chase's portal to make a travel reservation is also strategic, as depending on your card, you can earn a healthy stash of points this way. Just be sure to compare the benefits you can earn with the opportunity cost of booking elsewhere.

Benefits of booking travel in Chase's portal

Let’s say you have a premium card like Chase Sapphire Reserve® . It earns 5x points per $1 when booking flights through the portal. The sweet spot is when using this card for hotel stays and rental cars booked via the portal for 10x points per dollar spent. Consider what’s in your wallet, and decide which card will net the most points.

Another benefit is that you will earn miles from flights booked through the portal, even when redeeming Chase Ultimate Rewards® points since these are viewed as a revenue ticket.

Remember, you will want to compare if it is cheaper to redeem airline miles directly through a carrier’s redemption program or if you can use fewer points by redeeming Chase points via the portal.

Sometimes it might make more sense to transfer points from Chase to an airline partner when redeeming a flight (or a hotel program when making a hotel stay). Be as vigilant with price comparison when redeeming miles and points as you would when using cash.

Does Chase's travel portal price match?

No. You cannot submit a lower fare elsewhere for a price guarantee here since this isn't a publicly available site. It is only available to those who have a Chase card.

What else you need to know

When booking through this reservation site, keep in mind that most airlines and hotels cannot assist directly with a reservation. They see this as a third-party booking through Expedia and will direct you to Chase's agents.

Many travelers report the experience can be frustrating when travel disruptions or cancellations occur. Agents are friendly but can sometimes be limited in their abilities, often reading prompts on their screens in international call centers.

It can be a hazard booking a reservation with a third party, but the trade-off in redeeming points is worth it for some travelers.

If you do need to contact a Chase portal agent for support on a reservation made through the site, whether flight, hotel, car rental or activity, you've got one option: a good, old-fashioned telephone call.

For support on flights, hotels, car rentals and activities — especially changes or cancellations — Chase lists one number: 866-331-0773.

Chase also lists different contact numbers based on the card you hold, so you may want to give one of these a try:

Chase Sapphire Reserve® : 855-234-2542.

Chase Sapphire Preferred® Card : 866-331-0773.

All other cards: 866-951-6592.

If you compare prices and consider the opportunity cost of using the portal instead of booking elsewhere, you can almost always come out ahead.

You can save money, earn bonus points and travel better with transferable loyalty points like Chase Ultimate Rewards®. They have the flexibility and versatility necessary to deliver excellent value on travel (rather than being locked into one airline or hotel loyalty program). With the right card (or suite of cards), you’ll be able to accumulate points and benefits.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

1.5%-6.5% Enjoy 6.5% cash back on travel purchased through Chase Travel; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

$300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1%-5% Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.

$200 Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.

• Sapphire Reserve offers
• Sapphire Reserve benefits
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Welcome to Chase Sapphire Lounge by The Club

Local flavor with a side of city-inspired design

At Sapphire Lounge by The Club, you're treated to locally inspired menus, a curated selection of beverages and an atmosphere to remember.

Sapphire Reserve cardmembers may access the Sapphire Lounge with up to two guests. To enter, show your activated, complimentary Priority Pass TM membership that comes with your Reserve card and a valid boarding pass, up to three hours before your departing flight.

To activate your complimentary Priority Pass membership, go to  chase.com/MyCardBenefits .

Amenities may vary by location

Find a Sapphire airport lounge in these cities

Each lounge features thoughtfully crafted spaces and amenities designed to reflect the character and energy of its host city.

Boston (BOS)

Boston Logan International Airport near gate B40

5 a . m . –11 p . m . daily (Hours may change)

Expand for more + Close -

Complimentary amenities

Local food and beverages

• Taproom with local draft beers *
• Fresh, seasonal and chef-inspired dining options from Douglass Williams
• Craft cocktails and curated wine list *
• Local coffee from Atomic Coffee Roasters and a selection of teas  

* Only non-alcoholic beverages are available before 8:00 a.m. Monday through Saturday and before 10:00 a.m. Sunday.

• Spaces for working or relaxing
• Wellness area with bookable private rest pods and anti-gravity massage chairs, plus meditations from Devi Brown
• Private bathrooms with showers
• Nursing room
• Family room  
• High-speed wi-fi
• Curated artwork, including local talent
• Digital experience to enhance your stay with a la carte ordering and access to magazines and newspapers

Sample locally inspired bites from Chef Douglass Williams

Play the video to hear Chef Williams' inspiration for the lounge menu >

A local’s guide to Boston

Hong Kong (HKG)

Hong Kong International Airport Terminal 1

6 a . m . –12 a . m . daily (Hours may change)

• Fresh, seasonal dining options
• Artisanal cocktails, local beer and curated wine list
• Local coffee and a selection of teas  
• Private bathrooms
• Nursing room  

New York City (LGA)

LaGuardia Airport, Terminal B  

4 : 30 a . m . –9 : 30 p . m . (Hours may change)

LaGuardia Airport, Terminal B

• Fresh and seasonal menus, including select chef-created items from NYC restaurant Joseph Leonard
• Craft cocktails by Apotheke and curated wine list from Parcelle *
• Self-serve and barista-made offerings from NYC-based Joe Coffee and a selection of teas  

* Only non-alcoholic beverages are available before 6:00 a . m .   Monday through Saturday and before 10:00 a . m . Sunday.

• Spaces for working or relaxing on two levels
• Wellness area featuring facial treatments from Face Haus, meditations from Devi Brown and private rest pods
• Private and accessible bathrooms
• Artworks curated by the JPMorgan Chase Art Collection

Indulge in elevated travel at LGA

The Reserve Suites by Chase

Reserve cardmembers, treat yourself to The Reserve Suites at the Sapphire Lounge at LaGuardia Airport in Terminal B. Each of the three suites features:

• A dedicated host
• Signature caviar service on arrival
• Exclusive menus from Jeffrey's Grocery
• Special selection of wine from Parcelle
• In-suite entertainment, including TV and speaker
• Private bathrooms with spa showers

Sapphire Reserve Cardmembers can book a suite for a fee up to 72 hours prior to flight departure. Find details on the Chase Mobile ® app in Benefits & Travel. The Reserve Suites are limited and subject to availability.

Explore local tastemakers

Joseph Leonard

Jeffrey's Grocery

Discover other partners in the lounge

Artist Eugenia Mello, based in NYC

Get inspired by nyc.

The Infatuation's favorite NYC food and drink spots are landing at LaGuardia

A local's guide to New York City

New York City (JFK)

John F. Kennedy International Airport, Terminal 4

5 a . m . –11 p . m . (Hours may change)

Sapphire Lounge by The Club with Etihad Airways

John F. Kennedy International Airport, Terminal 4 post- security in the mezzanine on Level 4 located above gate A2

• Fresh, seasonal dining options, including halal food offerings
• Local coffee from Joe Coffee and a selection of teas  
• Reflection rooms  

Las Vegas (LAS)

Coming soon

Philadelphia (PHL)

Phoenix (PHX)

San Diego (SAN)

Access even more airport experiences.

Sapphire Terrace at Austin (AUS)

Enjoy convenient grab-and-go bites, local beverages, games, and indoor and outdoor seating on the Sapphire Terrace at Austin-Bergstrom International Airport (AUS). Sapphire Reserve cardmembers are invited to show their card to enter with up to two guests.

1,300+ Priority Pass lounges

Enroll in your complimentary Priority Pass TM Select membership to visit over 1,300 Priority Pass airport lounges, plus every Sapphire Lounge by The Club. Once enrolled, find your Priority Pass Digital Membership Card in the Chase Mobile ® app: Go to Benefits > Travel > Explore Lounges. Then save your card to your mobile wallet and show for entry.

The Etihad Lounge at Dulles Airport (IAD)

Sapphire Reserve cardmembers can now access The Etihad Lounge at Washington Dulles International Airport in Washington, D.C. To enter, show your activated Priority Pass membership and valid boarding pass. Make sure you've activated your complimentary Priority Pass Select membership before you visit.

Frequently Asked Questions

Access policy, which chase customers have complimentary access to sapphire lounge by the club.

Chase Sapphire Reserve, J.P. Morgan Reserve and The Ritz-Carlton TM Credit Card primary cardmembers and authorized users have lounge access with their complimentary Priority Pass TM membership.

Sapphire Reserve and J.P. Morgan Reserve cardmembers may bring up to two guests, per visit, for free, and additional guests for $27. There's no additional charge for children under two. Ritz-Carlton cardmembers may bring unlimited guests at no charge.

How can I access Sapphire Lounge by The Club if I don't have a Sapphire Reserve, J.P. Morgan Reserve or The Ritz-Carlton Credit Card?

If you don't have one of these Chase-issued credit cards but you have a Priority Pass  membership, you receive one complimentary visit to a Sapphire Lounge by The Club per calendar year. (At the Sapphire Lounge at Hong Kong International Airport, Priority Pass members have unlimited access.) To enter a Sapphire Lounge, show your Priority Pass membership card and valid boarding pass within three hours of your departing flight.

For additional information, see the lounge location listings or FAQs  on the Priority Pass  website.

I'm a Sapphire Preferred cardmember. Can I access Sapphire Lounge by The Club?

No, complimentary lounge access is not a benefit for Chase Sapphire Preferred. If you would like to upgrade to Sapphire Reserve, call the number on the back of your card. Learn more about the Sapphire Reserve card here .

For additional questions regarding your Priority Pass membership, please visit the Priority Pass website for more information.

Requirements to enter

How do chase sapphire reserve, j.p. morgan reserve and the ritz-carlton credit card cardmembers access sapphire lounge by the club.

Cardmembers can access the Sapphire Lounge by showing the physical or digital membership card that comes with their complimentary Priority Pass Select membership with their Chase card and a valid boarding pass within three hours of their departing flight.

Chase Sapphire Reserve cardmembers must activate their Priority Pass membership before visiting the lounge by signing in to their Sapphire Reserve account at chase.com/MyCardBenefits or by calling the number on the back of their card. J.P. Morgan Reserve and Ritz-Carlton cardmembers are automatically enrolled in their Priority Pass membership.

Your Priority Pass Digital Membership Card can be found in the Chase Mobile ® app in Benefits > Travel > Explore Lounges. You can save your card to your mobile wallet for easier access.

Please visit Priority Pass for full details on Sapphire Lounge location listings and FAQs .

Locations and amenities

Where can i find a sapphire lounge by the club.

To see the locations of Sapphire Lounge by The Club, return to this page. Sapphire Reserve, J.P. Morgan Reserve and Ritz-Carlton cardmembers can also search for lounges in the Chase Mobile ® app in Benefits > Travel > Explore Lounges. Priority Pass members who are non-Chase cardmembers can search on the Priority Pass app or website for lounges and details .

What amenities and features can I find in Sapphire Lounge by The Club?

At Sapphire Lounge by The Club, you'll find thoughtfully crafted spaces and amenities designed to reflect the character and energy of its host city. In every lounge you'll be able to enjoy self-serve and made-to-order food options, signature cocktails and local beverage options, comfortable seating designed for working or relaxing, as well as a digital platform for ordering food and beverage, digital media and booking amenities if available. Select lounges may also include wellness offerings.

All amenities and features of the lounge are included with entry. There are no additional fees once you're in the lounge. The Reserve Suites are bookable for a fee.

What do The Reserve Suites by Chase at LGA include?

The Reserve Suites by Chase are located in the Sapphire Lounge by The Club at LGA and can be reserved for a fee by Sapphire Reserve and J.P. Morgan Reserve cardmembers at least 72 hours prior to your flight departure. Find details on the Chase Mobile ® app in Benefits & Travel. Your Reserve Suite reservation includes a dedicated host, signature caviar service on arrival, exclusive menus from Jeffrey's Grocery, special selection of wine from Parcelle, in-suite entertainment, including TV and speaker, private bathrooms with spa showers, as well as everything included in the Sapphire Lounge at LGA. The Reserve Suites are limited and subject to availability.

What is the Chase Sapphire Terrace at AUS? How do I get in and what is included?

The Chase Sapphire Terrace at Austin-Bergstrom International Airport is an indoor and outdoor experience located on the mezzanine level of the Barbara Jordan Terminal. Sapphire Reserve and J.P. Morgan Reserve cardmembers can enter with up to two guests by showing their Reserve credit card, government issued ID and eligible boarding pass within three hours of their departing flight. Visitors can enjoy grab-and-go bites, local beverages, games and indoor and outdoor seating on the terrace, included with entry. To learn more, visit chase.com/sapphireterraceaus .

There’s so much more for you

Sapphire Reserve Offers

See a summary of benefits, offers and experiences for Sapphire Reserve cardmembers.

Reserved by Sapphire SM

Your Sapphire Reserve card opens new doors to more flavors, sights and sounds. Explore the extraordinary lineup of experiences—including culinary, sports, music and entertainment.

Refer-A-Friend  

Earn up to 50,000 Bonus Points per year by referring friends to the Sapphire Reserve card.

Are you ready for your next trip?

Find inspiration for new destinations and book your next getaway through Chase Travel.

Not a Sapphire Reserve cardmember yet?

We’re glad you’re here. Learn more about getting a Sapphire Reserve card.

Es posible que esta comunicación contenga información acerca de usted o su cuenta. Si tiene alguna pregunta, por favor, llame al número que aparece en el reverso de su tarjeta.

© 2024 JPMorgan Chase & Co. JPMorgan Chase Bank, N.A. Member FDIC

Washington Dulles International Airport, Concourse A, adjacent to Gate A14

6 a . m . –10 p . m . daily (Hours may change)

• Craft cocktails with curated wine list
• Local coffee from Commonwealth Joe Coffee Roasters and a selection of teas  
• Private bathrooms and spa shower
• Reflection room
• Digital experience to enhance your stay

How to Transfer Chase Ultimate Rewards Points – Maximize Value with the Right Transfer Partner

Vault’s viewpoint.

• Transferring Chase points and redeeming them for luxury travel is one of the best ways to maximize their value.
• Newsweek values Chase points between 1-1.62 cents each, though transferring them can unlock additional value.
• Chase points transfer to most programs instantly, though a few exceptions can take longer.

Value of Chase Points

Chase points are worth 1-1.62 cents each, depending on how you use them and which credit card you have. If you have a Chase Sapphire Reserve® , your points are worth 1.5 cents each when used for bookings redeemed through Chase Travel. If you have a Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card , your points are worth 1.25 cents each.

Chase points are worth 1 cent each redeemed for cash back, gift cards or merchandise. However, the best way to get more value from your points is by transferring them to one of Chase’s 14 airline and hotel loyalty partners . Regardless of which Ultimate Rewards-earning card you have, all transfers are 1:1. By transferring points to some of these programs and redeeming them for premium travel, you can get 1.62 cents or more in value per point according to our Newsweek valuation.

• Aer Lingus AerClub
• Air Canada Aeroplan
• Air France-KLM Flying Blue
• British Airways Executive Club
• Emirates Skywards
• Iberia Plus
• IHG One Rewards
• JetBlue TrueBlue
• Marriott Bonvoy
• Singapore Airlines KrisFlyer
• Southwest Airlines Rapid Rewards
• United MileagePlus
• Virgin Atlantic Flying Club
• World of Hyatt

How to Transfer Chase Ultimate Rewards Points: Step-by-Step

Transferring your Chase points to an airline or hotel loyalty program is pretty straightforward. You’ll need to have your loyalty program membership number handy. If you don’t have one yet, you’ll need to create one. Keep in mind that transfers to newly created accounts can take a little longer than usual. I learned this fact the hard way when my sister tried transferring Chase points to a newly created United MileagePlus account. It took days for the points to land, delaying our trip plans and creating extra hassle. Be mindful of this possibility and plan accordingly.

Without further ado, here’s a step-by-step look at how the Chase transfer points process works:

Step 1: Log into your Chase Ultimate Rewards account . Under the “Travel” tab, select “Transfer points to partners.”

Step 2: Select the program you want to transfer points to. Review the (then current) terms, scroll down to the bottom of the page and select “Transfer points.”

Step 3: Provide your loyalty account number, then hit “next.”

Step 4: Enter the number of Ultimate Rewards points you want to transfer, then hit “next.” Points must be transferred in 1,000-point increments.

Step 5: Confirm transfer details and submit your request.

After following these steps, you should log in to your loyalty program account and confirm that the points have indeed been transferred. Transfers can take longer to some programs, especially if you’re transferring them for the first time or it’s a new account. Transfers to Marriott Bonvoy can take up to 39 hours, so you’ll want to have a backup plan and avoid booking those awards too close to departure.

Should You Transfer Your Chase Points?

Transferring your Chase points can be an excellent way to redeem them for maximum value. Chase has 14 transfer partners, consisting of eleven airlines and three hotel loyalty programs. Points transfer 1:1 and sometimes Chase even offers bonus points when you transfer to specific programs. Offers like these can help you stretch your Chase points even further.

One of the best ways to redeem Chase points is by transferring them to airlines and hotels for luxury travel experiences. You can get well over 2 cents in value out of each point, making transfers an exceptional way to use these rewards. However, before transferring your Chase points, you should consider the following:

Compare Loyalty Program Rates Against Chase Travel

The Chase Travel portal allows you to redeem points towards the cost of flights, hotels, activities and even cruises. If you have a Chase Sapphire Reserve, your points are worth 1.5 cents each, while the Chase Sapphire Preferred gets 1.25 cents per point. Before transferring your points to one of Chase’s 14 loyalty partners, it’s worth comparing rates on the Chase Travel portal. You might end up redeeming fewer points through Chase Travel, especially during off-peak periods.

For example, hotel rates in New York City are notoriously low in January. Looking at point rates for the first week of January 2025, I found the Dream Midtown for 21,000 Hyatt points per night. Meanwhile, the same room costs $174 on the Chase Travel portal. Since I have a Sapphire Reserve card, I can book this hotel through Chase for just 11,585 points. This example shows how booking through Chase will save almost 10,000 points over transferring points to Hyatt. So, it’s important to compare rates against Chase Travel before transferring them.

Evaluate the Best Transfer Partners

Chase has numerous airline transfer partners, some of whom are in the same alliance. Sometimes, booking with Singapore Airlines Krisflyer miles requires fewer points than using United MileagePlus for the same flight. Whether you’re looking for alliance-specific flights or not, it’s essential to compare award redemption rates among Chase airline partners before transferring your points to any one program. Doing so ensures you’re getting the best deal possible.

Consider Transfer Bonuses

This idea is on par with choosing the best transfer partners: Sometimes, Chase offers bonus points when you transfer Ultimate Rewards points to a specific loyalty program. This option can significantly reduce the cost of your award ticket, saving you both points and cash. You can check current transfer bonuses by navigating to the transfer partner page in your Ultimate Rewards account. You’ll see the transfer bonus amount and the promotion end date if a promotion is ongoing.

For example, Chase offers a 25% bonus when you transfer points to Air France and KLM’s joint Flying Blue program. This promotion ends on April 30, 2024. If you have upcoming travel plans involving Flying Blue, this transfer promotion can be a great way to redeem your Chase Ultimate Rewards points.

Be Mindful of Transfer Times

While Chase points transfer instantly to most programs, Chase provides a disclaimer stating it can take up to seven days. Some exceptions can also impact your travel plans. For example, point transfers to Marriott Bonvoy can take up to 39 hours, which can impede your ability to secure award space if the hotel and dates are popular. While points transfer almost instantly to most airlines, first-time transfers can take longer.

The first time I transferred Chase points to United , it took almost two days to clear. The award I wanted to book was gone by the time the points landed in my account, making me wish I’d just redeemed points at 1.5 cents each towards a flight booked on Chase Travel. One workaround is to put award tickets on hold whenever possible. But if you’re booking travel close to departure, it’s best to have a backup plan and perhaps reconsider transferring points in case processing takes longer than expected.

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Frequently Asked Questions

How do i combine chase points from different cards.

You can combine Chase points from different cards by logging into your Chase Ultimate Rewards account and selecting “combine points” under the “Rewards Details” tab. From there, you can choose the cards you want to transfer points between.

Is It Better To Transfer Chase Points to Airlines?

It’s better to transfer Chase points to airlines if you want to save money on flights, especially for business and first-class tickets. However, you can also get good value by transferring Chase points to hotel loyalty programs like World of Hyatt, IHG One and Marriott Bonvoy.

How Do I Transfer Chase Points to Another Family Member?

You can transfer Chase points to another family member if they’re a member of your household and an authorized user . You can transfer points to qualifying accounts by logging into your Ultimate Rewards account and navigating to the “Rewards Details” tab and selecting “combine points.”

The post How to Transfer Chase Ultimate Rewards Points – Maximize Value with the Right Transfer Partner first appeared on Newsweek Vault .

Chase Sapphire Reserve ® Credit Card

New cardmember offer, 60,000 bonus points, at a glance, exceptional travel rewards and benefits.

Travel Credit Card Rewards & Benefits

after you spend $4,000 on purchases in the first 3 months from account opening. * Opens offer details overlay That's $900 toward travel when you redeem through Chase Travel SM .

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

$1,000 in additional partnership benefit value

Take advantage of over $1,000 in partner value Opens overlay. with Sapphire Reserve. * Opens offer details overlay

$300 Annual Travel Credit

Take advantage of the most flexible travel credit available Opens overlay. by receiving up to $300 in statement credit reimbursements each anniversary year for more of your travel purchases than any other card. * Opens offer details overlay

More ways to earn

Earn 5x total points on flights when you purchase travel through Chase Travel after the first $300 is spent on travel purchases annually. * Opens offer details overlay

Earn 10x total points on hotels (excluding The Edit SM ) and car rentals when you purchase travel through Chase after the first $300 is spent on travel purchases annually. * Opens offer details overlay

Earn 3x points on dining at restaurants, including eligible delivery services, takeout, and dining out. Plus earn 3x points on other travel worldwide after the first $300 is spent on travel purchases annually. * Opens offer details overlay

Earn 10x total points on Chase Dining purchases with Ultimate Rewards ® . * Opens offer details overlay

Get 50% more value when you redeem for travel through Chase. For example, 60,000 points are worth $900 toward travel. * Opens offer details overlay Plus, ultimate rewards points do not expire as long as the account is open. * Opens offer details overlay

Complimentary Airport Lounge Access

Complimentary access to 1,300+ airport lounges worldwide with up to two guests, plus every Chase Sapphire Lounge by The Club location, after an easy one-time enrollment in Priority Pass ™ Select. * Opens offer details overlay

Global Entry or TSA PreCheck ® or NEXUS Fee Credit

Receive one statement credit of up to $100 every four years as reimbursement for the application fee charged to your card. * Opens offer details overlay

Explore Additional Benefits

Refer Friends

if you already have either Chase Sapphire ® Credit Card!

Earn up to 75K bonus points per year

Click the button below to start referring.

Cardmember Reviews

This card has been fantastic. The sign up bonus was amazing. Great value added.

Amazing Travel Card

I am obsessed with this card. The points are so easy to earn and so easy to redeem. I love how easy it is to transfer to travel partners, and so many of them! As a military family, we have used the travel protection when we get surprise orders after booking a trip. Keep up the great work, Chase!

Awesome Travel Credit Card

I travel every week for business and several times a year for family vacation. No card has the benefits or service or reward points that the Chase Sapphire Reserve card offers. If you travel, you must have this card in your wallet. It's a must have. Thank you to the Chase Team for offering such an amazing travel card...

Browse credit cards by category

Your points get you more, turn points into travel experiences and so much more, 50% more in travel redemption.

Get 50% more value when you redeem for travel through Chase Travel. For example, 60,000 points are worth $900 toward travel. * Opens offer details overlay

No Blackout Dates or Travel Restrictions

As long as there's a seat on the flight or room at the hotel, you can book it through Chase Travel.

1:1 Point Transfer

Transfer your points to leading airline and hotel loyalty programs at 1 to 1 value. That means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points.

Ultimate Rewards Points Do Not Expire

Ultimate Rewards points do not expire as long as the account is open.

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. † Opens pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Elevate your travels from door to door

Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year. * Opens offer details overlay

The Edit SM

Book through The Edit SM and discover a curated collection of inspired stays with cardmember benefits including daily breakfast for two, a $100 property credit, room upgrades (upon availability) and more. * Opens offer details overlay

Reserved by Sapphire

Explore the extraordinary lineup of experiences * Opens offer details overlay —including culinary, sports, music and entertainment.

Your Sapphire Reserve Visa Infinite card unlocks special car rental benefits

Enjoy VIP amenities, complimentary status upgrades, and discounts with Avis ® , Hertz ® , National ® and Audi On Demand when you book with your Sapphire Reserve Visa Infinite card. * Opens offer details overlay

Travel protection

The most comprehensive suite of travel benefits, auto rental collision damage waiver.

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad. ^ Same page link to disclaimer

Trip Cancellation / Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and 20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels. ^ Same page link to disclaimer

Trip Delay Reimbursement

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket. ^ Same page link to disclaimer

Travel Accident Insurance

When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $1,000,000. ^ Same page link to disclaimer

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel emergency assistance. (You will be responsible for the cost of any goods or services obtained.) ^ Same page link to disclaimer

Lost Luggage Reimbursement

If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger. ^ Same page link to disclaimer

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days. ^ Same page link to disclaimer

Emergency Evacuation and Transportation

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000. ^ Same page link to disclaimer

Roadside Assistance

If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year. ^ Same page link to disclaimer

Emergency Medical and Dental Benefit

If you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured. ^ Same page link to disclaimer

^ Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Partner benefits

Earn more points.

Earn 10x total points on Lyft rides. * Opens offer details overlay Plus, get a complimentary 2 year Lyft Pink All Access membership including member-exclusive pricing and benefits – activate by Dec 31, 2024. Membership auto renews annually. * Opens offer details overlay

Earn 10x total points on Peloton equipment and accessory purchases over $150 with a max earn of 50,000 total points now through March 31, 2025. * Opens offer details overlay

DashPass subscription

Get complimentary access to DashPass – a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by December 31, 2024. * Opens offer details overlay With DashPass you also get $5 in DoorDash credits each month, redeemed at checkout. * Opens offer details overlay

Instacart benefit * Opens offer details overlay

Skip the trip and have your groceries delivered to your doorstep with 1 year of complimentary Instacart+. * Opens offer details overlay Plus, Instacart+ members earn up to $15 in statement credits each month through July 2024. Membership auto-renews. * Opens offer details overlay

Purchase coverage

Purchase protection.

Your new purchases will be covered for 120 days against damage or theft up to $10,000 per claim and $50,000 per year. ^ Same page link to disclaimer

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $500 per item, $1,000 per year. ^ Same page link to disclaimer

Chip-enabled for enhanced security

You’ll carry a credit card with an embedded chip that provides enhanced security and wider acceptance when you make purchases at chip-enabled card readers in the U.S. and abroad.

24/7 Fraud Monitoring

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. * Opens offer details overlay

Zero liability protection

You won’t be held responsible for unauthorized charges made with your card for account information. If you see an unauthorized charge, simply call the number on the back of your card. * Opens offer details overlay

Extended warranty protection

Extends the time period of U.S. manufacturer's warranty by an additional year on eligible warranties of three years or less. ^ Same page link to disclaimer

Chase Pay Over Time SM

Chase Pay Over Time * Opens offer details overlay lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:

After purchase: Pay off an eligible purchase you've already made of $100 or more * Opens offer details overlay in smaller, equal monthly payments. No interest - just a fixed monthly fee † Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.

At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more * Opens offer details overlay using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window .

Apply for a card, use it the same day

Receive instant access to your card by adding it to a digital wallet, like Apple Pay ® , Google Pay ™ or Samsung Pay. Find out how at chase.com/digital/spend-instantly Opens in a new window .

$300 Travel Credit

Merchants in this category include airlines, hotels, motels, timeshares, car rentals agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, educational merchants arranging travel, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, excursions, tourist attractions, RV and boat rentals, merchants within hotels and airports, public campgrounds and merchants that rent vehicles for the purpose of hauling. Purchases from gift card merchants or merchants that sell points or miles will not qualify in the travel category. * Opens offer details overlay

Reserve Partner Value Modal

Lyft Pink Membership

Get 2 complimentary years of Lyft Pink All Access when activated by Dec. 31, 2024 —a value of $199 /year. This includes 10% off Lux rides, free Priority Pickup upgrades discounts on bikeshare and more. Membership auto-renews. * Opens offer details overlay You'll also earn 10x total points on Lyft rides through March 2025. * Opens offer details overlay

DoorDash DashPass Subscription

Get a complimentary access to DashPass - a membership for both DoorDash and Caviar —a value of $120 for 12 months - which unlocks $0 delivery fees and lower service fees on eligible orders for a minimum of 12 months when you activate by Dec 31, 2024. * Opens offer details overlay

Monthly DoorDash Credit

Get $5 in DoorDash credits each month through Dec 31, 2024, redeemed at checkout. * Opens offer details overlay

Instacart Membership

Skip the trip and have your groceries delivered to your doorstep with 1 year of complimentary Instacart+ —a value of $99 /year. Activate by July 31, 2024. Membership auto-renews. * Opens offer details overlay

Monthly Instacart Credit

Instacart+ members earn up to $15 in statement credits each month through July 2024. * Opens offer details overlay

Priority Pass Select Membership

Enjoy a complimentary Priority Pass Select membership at 1,300+ VIP airport lounges worldwide —a value of $469 /year. * Opens offer details overlay

10x on Peloton Purchases

Earn 10x total points on Peloton equipment and accessory purchases over $150 through March 31, 2025. * Opens offer details overlay That's $150 when you purchase a Peloton Bike and redeem for cash.

DoorDash Dashpass Subscription

Get complimentary access to DashPass – a membership for both DoorDash and Caviar —a value of $96/year - which unlocks $0 delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2024. * Opens offer details overlay

Skip the trip and have your groceries delivered to your doorstep with 6 months of complimentary Instacart+ —a value of $60 value . Activate by July 31, 2024. Membership auto-renews. * Opens offer details overlay

Quarterly Instacart Credit

Sapphire Preferred Instacart+ members earn up to $15 in statement credits each quarter through July 2024. * Opens offer details overlay

5x on Peloton Purchases

Earn 5x total points on Peloton equipment and accessory purchases over $150 through March 31, 2025. That's $75 when you purchase a Peloton Bike and redeem for cash. * Opens offer details overlay

5x total points on Lyft

Earn 5x total points on Lyft rides through  March 31, 2025. That's 3x points in addition to the 2x points you already earn on travel. * Opens offer details overlay

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. to take advantage of this particular offer now, apply through the method provided in this advertisement. review offer details before you apply..

60,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening: The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

$300 Annual Travel Credit: A statement credit will automatically be applied to your account when your card is used for purchases in the travel category, up to an annual maximum accumulation of $300. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. (For applications submitted before May 21, 2017, annual means the year beginning with your account open date through the first December statement date of that same year, and the 12 billing cycles starting after your December statement date through the following December statement date each year.) Call the number on the back of your card to see when you are eligible for your next $300 Annual Travel Credit. Purchases are when you, or an authorized user, use a card to make purchases of products and services. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. We do not determine whether merchants correctly identify and bill transactions as being of a certain type. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window . Statement credit(s) will post to your account the same day your travel category purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. The Annual Travel Credit will be issued for the year in which the transaction posts to your account. For example, if you pay for baggage fees, but the airline does not post the transaction until after the current annual period ends, the cost of the baggage fees will be allocated towards the following year's Annual Travel Credit maximum of $300.

Earning Points: Rewards Program Agreement: For more information about the Chase Sapphire Reserve rewards program, view the latest Rewards Program Agreement (PDF) Opens in a new window . We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards Opens in a new window . How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with a Chase Sapphire Reserve credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: any purchases that qualify for the $300 Annual Travel Credit, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points ("3X points") on travel purchases: You'll earn 3 points for each $1 spent on purchases made in the travel category after the $300 Annual Travel Credit is earned. 5 points ("5X points") on Chase Travel airline ticket purchases: You'll earn 5 points total for each $1 spent on airline ticket purchases made using your card through Chase Travel after the $300 Annual Travel Credit is earned in the travel category (2 additional points on top of the 3 points earned on each purchase in the travel category). 10 points ("10X points") on Chase Travel hotel accommodation and car rental purchases: You'll earn 10 points total for each $1 spent on qualifying hotel accommodation and car rental purchases made using your card through Chase Travel after the $300 Annual Travel Credit is earned in the travel category (7 additional points on top of the 3 points earned on each purchase in the travel category). Hotel accommodation purchases made using your card with The Edit (previously The Luxury Hotel & Resort Collection) will qualify to earn 3 points for each $1 spent in the travel category, but will not qualify to earn 7 additional points for each $1 spent. Any purchases that qualify for the $300 Annual Travel Credit, won't earn points. "$300 Annual Travel Credit" means the statement credit that is automatically applied to your account annually on purchases made using your card in the travel category, up to an annual maximum accumulation of $300. "Annually" means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. 10 total points ("10X points") on qualifying Lyft rides through 03/2025: You'll earn an additional 7 points for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional points. You may see "10X" in marketing materials to refer to the 7 points in addition to the 3 points earned on travel purchases (see above). The additional 7 points will appear on your billing statement in a separate line from the 3 points. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. 3 points ("3X points") on dining at restaurants purchases: You'll earn 3 points for each $1 spent on purchases in the following rewards category: dining at restaurants including takeout and eligible delivery services. 10 points ("10X points") on Ultimate Rewards Chase Dining purchases: You'll earn 10 points for each $1 spent on Chase Dining purchases made using your card through the Ultimate Rewards program. 1 point ("1X points"): You'll earn 1 point for each $1 spent on all other purchases. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window .

The Edit: The Edit program benefits are available exclusively on select Chase credit cards. To receive benefits, reservations must be made for "The Edit" properties through Chase Travel. Benefits are per room and based on double occupancy. Benefits may be subject to availability at check-in and are not redeemable for cash. Benefits may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi benefit provided, with the exception of locations where Wi-Fi is already complimentary or not available. Program benefits and participating properties may change without notice. Visit www.theeditbychase.com to learn more, other terms may apply.

Priority Pass ™ Select Membership: One time activation required. Priority Pass Select membership includes access to airport lounges and select airport experiences participating in the Priority Pass Select network. There is no additional cost to activate your membership and certain terms, conditions and exclusions apply. Primary Cardmembers and Authorized Users are granted complimentary access to the Priority Pass lounges and are allowed a maximum of two accompanying guests each. For any additional guests, your card will be charged $27 per guest, per visit. Your card will be charged after you have signed for the additional guest visits in the participating lounge and the visits have been reported to Priority Pass. Access may be denied if the lounge is at capacity. Participating lounges are owned and operated by independent third parties and their participation and/or facilities may change. To access a lounge, member must show his/her valid Priority Pass Select membership card. Priority Pass Select membership is subject to the Priority Pass Select Terms and Conditions. Your Chase Sapphire Reserve account must be open and not in default to maintain membership. For complete Priority Pass Select Terms and Conditions and a listing of participating lounges and select airport experiences, please visit www.prioritypass.com/select .

Global Entry or TSA PreCheck ® or NEXUS Application Fee Statement Credit You will receive one statement credit (up to $100) every four years after the first program (either Global Entry or TSA PreCheck ® or NEXUS) application fee is charged to your Chase Sapphire Reserve card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck ® or NEXUS programs, other Trusted Traveler programs are not eligible. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck ® and NEXUS programs, including application details and full terms and conditions, go to https://ttp.cbp.dhs.gov/ . Websites and other information provided by government agencies are not within Chase's control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment. TSA PreCheck ® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.

2-year complimentary Lyft Pink All Access membership: Your Chase Sapphire Reserve account will receive one complimentary Lyft Pink All Access membership for 2 consecutive years, a value of $199/year, when the membership is activated with a Chase Sapphire Reserve card by 11:59 PM Eastern Standard Time on 12/31/2024. After your complimentary 2-year period ends, you'll be automatically enrolled in an annual membership at 50% off the then current annual Lyft Pink All Access rate for one year. After the discounted year, you will continue to be enrolled and charged the then current annual Lyft Pink All Access rate, every year unless canceled. You can cancel auto-renewal anytime on the Lyft mobile application and continue to enjoy the benefits of your Lyft Pink All Access membership through the end of your complimentary or discounted membership term. Cardmembers who do not utilize any services associated with their membership during the last six (6) months of their complimentary membership term, will not be auto-renewed and will not be eligible for the Lyft Pink All Access discounted membership. Lyft Pink All Access will be registered in the name of the primary cardmember or an authorized user, whoever activates the benefit first. PayPal or digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites, and other information provided by Lyft are not within Chase's control and may or may not be available in Spanish. All Lyft products and services are subject to the Lyft Terms of Service and Lyft Pink Terms & Conditions. Chase is not responsible for the provision of, or the failure to provide, Lyft benefits and services. Your Chase Sapphire Reserve account must be open and not in default, and your Chase Sapphire Reserve card must be included as a payment method within the Lyft App to maintain complimentary two-year membership benefits and purchase the discounted membership in your third year.

Complimentary DashPass: You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date, when the membership is activated with a Chase Sapphire Reserve card by 12/31/2024. Membership period for all users on this Chase Sapphire account will begin and end based on when the first user activates the membership on DoorDash or Caviar. The same login credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember and authorized user(s) must first add their Chase Sapphire card as a default payment method on DoorDash or Caviar, and then click the activation button. Once enrolled in DashPass, you must use your Chase Sapphire card for payment at checkout for DashPass-eligible orders to receive DashPass benefits. Benefits of DashPass include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may still apply. Current value of the DashPass membership is as of 04/01/2022. DashPass orders are subject to delivery driver and geographic availability. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. If you product change to another Chase credit card eligible for a DashPass membership during the promotional period, your DashPass benefits may change. You may experience a delay in updating your applicable DashPass benefits on DoorDash or Caviar; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. You can only access the benefits available with your current credit card. Your Chase Sapphire account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US .

Earn $5 monthly DoorDash/Caviar Credits through 12/31/2024: Get $5 in DoorDash/Caviar credits each calendar month while enrolled in DashPass through 12/31/2024. When applied to an order, the $5 credit will apply only to the subtotal of your DoorDash or Caviar order at checkout. The credit does not apply to fees, taxes, or tip and gift card purchases are excluded. You or up to 7 authorized users must be enrolled in DashPass and use your Chase Sapphire Reserve or J.P. Morgan Reserve card for payment at checkout to receive the credit. Once you spend the issued credits on one platform (e.g., DoorDash), it will be automatically deducted from your balance on the other (e.g., Caviar). Any monthly credit issued before you create an account on the other platform will only be available on the original platform for that month. Once you have accounts opened on both platforms, any credits issued will be available for onetime use on either DoorDash or Caviar. Your credit balance may be different on each platform, but your credit usage will still be linked from that point on. If a credit is not used within the calendar month, it will be carried over for a maximum of 2 months. Up to $15 in credit can be accrued before a $5 credit expires. DoorDash credits have no cash value and are non-transferable. Chase is not responsible for the provision of, or the failure to provide, DoorDash benefits and services. Credit card product changes during the promotional period will forfeit this offer. Additional DoorDash promotional terms and conditions available at: https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US . All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: help.doordash.com/consumers/s/article/offer-terms-conditions .

Complimentary Instacart+ Membership: You will receive one complimentary Instacart+ membership per eligible card account for 12 months (for Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers) when the membership is activated on http://www.instacart.com/chase with an eligible card between 6/15/2022 and 7/31/2024. ("You" and "your" mean you as the primary cardmember or any authorized user, depending on which user activates first). This offer is non-transferrable. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Benefits of Instacart's membership include no delivery fee on orders that total over $35 (amount subject to change – see Instacart.com for current minimum); however, other fees, taxes, and/or tips may apply. Delivery subject to availability. If you do not currently have a paid or trial Instacart+ membership, by activating your Instacart+ membership, you agree to the Instacart+ Terms and you agree that after the complimentary Instacart+ membership period ends, you will be automatically enrolled in an annual Instacart+ membership and billed at $99/year or the then current annual Instacart+ membership rate for each membership activated, unless you have not placed any orders or you cancel during your complimentary Instacart+ membership period. If you currently have a paid or trial Instacart+ membership, you agree that your existing membership will be paused for the duration of this benefit and resume upon expiration. Your existing membership will automatically renew based on the Instacart+ Terms previously agreed upon unless you cancel. Your membership fees will be billed to any active payment method on file until you cancel. You can cancel your Instacart+ membership prior to the end of your complimentary Instacart+ membership period or at any time thereafter by selecting "Cancel Membership" in your Account Settings. Cancellation goes into effect during the next billing cycle. You may cancel within the first 15 calendar days of your paid Instacart+ membership and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Your complimentary membership benefits may be removed if your eligible credit card account is closed or in default.

Statement Credit on Instacart Purchases: Earn up to $15 per calendar month (for Chase Sapphire Reserve and J.P. Morgan Reserve cardmembers) in statement credits on qualifying Instacart purchases from 8/1/2022 through 7/31/2024 when you activate a complimentary Chase Instacart+ membership on Instacart.com/chase with your eligible Chase credit card. You can check the status of your enrollment in the Chase benefit within the Instacart+ section of the Instacart mobile app. You will continue to receive statement credit benefits regardless of whether you choose to renew your Instacart+ membership at the end of your complimentary period. Qualifying Instacart purchases include only those orders purchased by you, or an authorized user, with a Chase Sapphire Reserve credit card through Instacart.com or the Instacart mobile application (gift cards excluded). Statement credit(s) will post to your account within 48 hours of your qualifying Instacart purchase posting to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Statement credits will be issued for the calendar month in which the transaction posts to your account. For example, if you pay for an Instacart order, but Instacart does not post the transaction until after the current calendar month ends, the cost of the Instacart purchase will be allocated towards the next calendar month's maximum, or will not qualify if the promotional period has ended. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase's control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Accounts must be open and not in default at the time the statement credit posts to your account.

Earn 10 or 5 total points ("10X or 5X total points") on Peloton equipment and accessory purchases through 03/31/2025: You'll earn a total of 10 (Sapphire Reserve or J.P. Morgan Reserve) or 5 (Sapphire Preferred) points for each $1 spent on up to $5,000 in total purchases when your card is used for Peloton equipment and accessory purchases over $150 through Peloton from 02/01/2023 through 03/31/2025. That's 9 (Sapphire Reserve or J.P. Morgan Reserve) or 4 (Sapphire Preferred) points on top of the 1 point you already earn on these purchases with your card. Only purchases made directly through Peloton – through onepeloton.com , over the phone, or in a Peloton showroom – are eligible. Purchases made outside the U.S. are not eligible. Gift cards, and apparel are not eligible. Points earned on the purchase of Peloton equipment and accessory purchases will be deducted from the cardmember's account if the order is cancelled or returned. Purchases must post to your account by the last day of the promotional period to qualify. Sometimes your card will be charged on a date after you make a purchase, such as the shipping date, and as a result the purchase may not post to your account until after the last day of the promotional period. Please allow 6 to 8 weeks after qualifying purchases post to your account for points to post to your account. To qualify for this bonus offer, account must be open and not in default at the time of fulfillment. This bonus offer is non-transferable.

50% More Through Chase Ultimate Rewards: When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Travel is worth $.0150 (one and a half cents), which means that 100 points equals $1.50 in redemption value, and points are worth 50% more than if redeemed for cash. For example, 60,000 points are worth $900 when redeemed for travel purchases, or $600 when redeemed for cash. The cost of travel is based on the rates and fares available through Chase Travel, including the online portal and call center, and may not reflect all rates and fares that are available through other sales channels. If you choose to use points and your Chase Sapphire Reserve credit card to pay for your purchase, each point will be worth $.0150, but your credit card will be charged the full remaining dollar amount.

Avis Terms and Conditions Discount applies to base rate only at participating locations when booked directly through Avis by using the Visa Infinite code. These discounts are administered by the rental car providers directly and cannot be used when booking through Chase Travel nor can Ultimate Rewards points be used as payment when booking directly with the merchant. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges, license and concession recoupment fees, airport and airport facility fees, fuels, additional driver fee, one-way rental charge and optional terms such as Loss Damage Waiver (LDW) up to $30 per day are extra. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply. National Terms and Conditions Discount applies to base rate only at participating locations when booked directly through National Car Rental by using the Visa Infinite code. These discounts are administered by the rental car providers directly and cannot be used when booking through Chase Travel nor can Ultimate Rewards points be used as payment when booking directly with the merchant. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges, license and concession recoupment fees, airport and airport facility fees, fuels, additional driver fee, one-way rental charge and optional items such as Loss Damage Waiver (LDW) up to $30 per day are extra. In the U.S., check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply. Visa Terms and Conditions Benefits referenced on this page are current as of 03/2024 . Benefits are subject to change by Visa at any time, in accordance with Visa's notification policies, and are based on the individual merchant's terms and conditions. Only the benefits listed on this page are available with this Chase Visa Infinite product; Visa's website may describe additional Visa Infinite benefits not offered on this card. Void where prohibited or restricted by law. Any taxes are the sole responsibility of the purchaser. Many of the stated benefits and services of this product are provided by third parties who are solely responsible for their provision or fulfillment. The US Visa Infinite card does not include global application of all Visa Infinite related benefits at this time. There are some benefits Visa has sourced that are global but as a general matter Visa Infinite benefits are specifically sourced by region unless otherwise stated.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Chase credit cards are consumer credit cards issued by Chase, small business cards are excluded at this time. For Chase Pay Over Time at checkout on Amazon.com, Amazon Visa and Prime Visa cards and Chase Mastercard credit cards are also excluded. Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App. Purchases Eligible for Chase Pay Over Time at Checkout on Amazon.com: Orders totaling at least $50 of eligible items on Amazon.com are eligible. Amazon may designate any item as ineligible, such as Amazon Fresh, Whole Foods, Amazon Prime Now, 1-Click Purchases and Subscribe & Save. If your order includes a recurring subscription, then only the first month's subscription fee will be eligible. If available for your account, the option to choose "financing offers available" will appear at checkout. Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com , Inc. or its affiliates.

Chase Mobile App: Chase Mobile ® app is available for select mobile devices. Message and data rates may apply.

Chase Sapphire Reserve Card named "Best Premium Travel Credit Card" by NerdWallet writers and editors. Source: NerdWallet's "Best-Of Awards 2024," January 2024. NerdWallet is paid a fee for each approved Chase Sapphire Reserve credit card account referred through its site, however NerdWallet editorial team members are solely responsible for creating all product reviews and ratings, and these assessments reflect their opinions alone. Chase does not exercise any editorial control over their credit card awards or reviews, the opinions expressed are their own.

Chase Sapphire Reserve ranked as "Best Card for Travel Insurance" by Forbes Advisor. Source: The Forbes Advisor Awards, February 2024. Forbes Advisor is paid a fee for each approved Chase Sapphire Reserve account referred through its site. Chase does not exercise any editorial control over Forbes Advisor credit card reviews.

INSTACART ® , the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.

Chase Sapphire Reserve credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

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MORE FROM VAULT

What Credit Score Do You Need for the Chase Sapphire Preferred? Good Credit or Better Can Help You Get Approved

Holly Johnson

Contributor

Holly Johnson is a freelance contributor to Newsweek’s personal finance team with a focus on credit cards and rewards, financial products and travel. Johnson has spent more than a decade covering financial and travel news and resides in Indiana with her husband and two children.

Claire Dickey

Senior Editor

Claire is a senior editor at Newsweek focused on credit cards, loans and banking. Her top priority is providing unbiased, in-depth personal finance content to ensure readers are well-equipped with knowledge when making financial decisions. 

Prior to Newsweek, Claire spent five years at Bankrate as a lead credit cards editor. You can find her jogging through Austin, TX, or playing tourist in her free time.

Updated April 25, 2024 at 1:42 pm

The Chase Sapphire Preferred® Card is one of the most dynamic, flexible and rewarding credit cards on the market today, especially since it comes with a reasonable $95 annual fee. Not only does the card offer generous rewards in everyday spending categories like dining, travel and online grocery purchases (excluding Target, Walmart and wholesale clubs), but it has a lucrative welcome bonus, too.

The Chase Sapphire Preferred earns flexible Chase Ultimate Rewards points that can be redeemed for cash back, statement credits, gift cards, merchandise, travel or point transfers to Chase airline and hotel partners .

If you’re hoping to secure this card for your wallet in 2024, you may be wondering about the credit score you’ll need to get approved. This guide will explain the Chase Sapphire Preferred recommended credit score range you’ll need to reach and other steps you can take to increase your approval odds.

Understanding the value of cash back is simple, but valuing airline miles or points redeemable for travel requires digging a bit deeper. At Newsweek, we’ve developed a common language to talk about the value of points and miles: our valuations.

Our valuations translate points into dollars and cents in a way that reflects reality. They are based on actual data across a balance of accessible redemption options, not just the aspirational first and business class redemptions that require a PhD in miles and points to book. The upshot is that our valuations help you understand the actual value you can easily get from your miles and points.

Vault’s Viewpoint

• The Chase Sapphire Preferred is one of the most popular travel credit cards on the market today, especially among those with annual fees below $100.
• Consumers typically are recommended to have good to excellent credit to be approved for the Chase Sapphire Preferred.
• Other factors that can help lead to an approval for this card include a lengthy credit history, a history of employment and a strong household income.

More About the Chase Sapphire Preferred

Before you apply for the Chase Sapphire Preferred, you’ll want to have a general idea of the rewards you can earn and the perks you’ll get.

For a $95 annual fee, cardholders earn generous rewards on a range of popular spending categories, including travel, dining, online grocery purchases and select streaming services. We cover more about the card’s rewards rates and fees with our Chase Sapphire Preferred Review .

The following Chase Sapphire benefits are also available to cardholders, including 25% more value when redeeming points for travel through Chase Travel, up to $50 in statement credits each account anniversary year earned for hotel stays purchased through Chase Travel, various travel protections and partner perks with DoorDash and Instacart.

Credit Score Needed for the Sapphire Preferred

Chase is fairly tight-lipped about its approval process for new applicants, so you won’t find information on a minimum credit score requirement for the Chase Sapphire Preferred within the card’s terms and conditions. However, it’s fairly common knowledge that you’re recommended to have good to excellent credit to get approved for this card.

What does that mean exactly? First, you should know that most credit scores fall within a range of 300 to 850. The following credit score ranges apply to FICO Scores, specifically:

• Exceptional: 800+
• Very good: 740 to 799
• Good: 670 to 739
• Fair: 580 to 669
• Poor: 579 and below

A credit score of 670 or higher may be enough to get approved for the Chase Sapphire Preferred. However, a credit score that’s on the higher end of the “good credit” range, or at least 700, can boost your approval odds even more. Of course, having a “very good” credit score of 740 to 799 or an “exceptional” score of 800+ can give you an even better shot.

In addition to your credit score, the fine print on the Chase Sapphire Preferred says Chase will consider your employment and income information when approving you for the card. While the card issuer doesn’t publish a minimum income or history of employment for card approvals, having a strong income and long job history can help.

In addition to this, you should know that Chase limits approvals for its cards based on the unpublished Chase “5/24 rule.” This rule limits new card approvals to applicants who’ve had five or fewer new credit cards added to their portfolios within the last 24 months.

What If You Don’t Qualify for the Chase Sapphire Preferred?

There are plenty of steps you can take now to position yourself to qualify later on. Consider making the following moves to build your credit in the short term.

• Apply for a different credit card . Consider applying for credit cards for average or fair credit that may approve you based on where your credit score falls right now. There are many cards in this category that earn rewards and let you build credit with responsible use.
• Make on-time payments and keep debt levels low . Speaking of responsible use, you’ll have the best chance at improving your credit score if you pay all your bills on time and keep your credit utilization below 30% of your available credit limits.
• Pay down revolving debt . If you have other credit cards with balances that exceed 30% of your available credit limits, focusing on paying off debt can help you score and position you to get approved for the Chase Sapphire Preferred later. As an added bonus, you’ll save money on credit card interest along the way.
• Use a credit-building app . Using a credit-building app like Experian Boost can help you get credit for subscription services, utility payments and other bills you already pay on a regular basis.

Frequently Asked Questions

What salary do you need for the chase sapphire preferred.

Chase doesn’t list a minimum income to get approved for this card. However, you should know that you can list your entire household income on your application (not just your own income) if you’re over the age of 21. This can include your personal income and the income of your spouse or partner who lives at the same address.

Does Chase Offer a Credit-Building Card?

All Chase credit cards build credit with healthy activity since they report balances and payments to the credit bureaus . However, Chase has a credit-building card product called the Chase Freedom Rise℠ Credit Card that’s geared toward consumers who have a limited credit history. This card earns a minimum of 1.5% cash back on all purchases and doesn’t charge an annual fee. Chase says you can boost your approval odds for this card if you open a Chase bank account and have a balance of at least $250 before you apply.

Is It Hard To Get Approved for the Chase Sapphire Preferred?

The Chase Sapphire Preferred isn’t necessarily hard to get approved for, but it’s recommended you have good to excellent credit, a history of employment and an income that shows you can afford to repay the amounts you borrow. If you can’t qualify for this card yet, you may want to apply for a credit card for fair credit or poor credit first.

Related Articles

Editorial Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. We may earn a commission from partner links on Newsweek, but commissions do not affect our editors’ opinions or evaluations.

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Credit Cards

United Airlines credit cards have a secret perk that makes it easier to book awards

Jason Steele

Julie Sherrier

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Robin Saks Frankel

Published 5:12 a.m. UTC April 22, 2024

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Sometimes the best reason to have an airline credit card isn’t necessarily for the miles you can earn and redeem, it’s for the perks. 

You can earn far more points using Chase credit cards like the Chase Sapphire Preferred® Card and the Chase Freedom Flex℠ * The information for the Chase Freedom Flex℠ has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. than you will from the cobranded United credit cards issued by Chase. And since you can transfer Chase Ultimate Rewards® points into United MileagePlus miles, there’s little reason to use a United card just to earn miles. 

Instead, you should have a United MileagePlus card for its benefits, including free checked bags and discounts on in-flight purchases. 

But there’s one other important benefit that you rarely see mentioned by Chase or United. MileagePlus cardmembers are eligible for “special member pricing” that’s otherwise reserved just for those with elite status. Just by having a United MileagePlus credit card, you’ll get the same, lower pricing that United elite status holders have access to, which can mean significant mileage savings on award flights.

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Chase Sapphire Preferred® Card

Welcome bonus.

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s Take

• Flexible points that can be transferred to 14 travel partners or redeemed through Chase Travel℠ at 1.25 cents each.
• $50 annual statement credit toward Chase Travel hotel bookings.
• Valuable travel protections.
• $95 annual fee.
• Category bonuses are limited and not competitive against other travel cards.
• Transfer partner list is limited compared to programs like Amex Membership ® Rewards and Citi ThankYou ® .

Card details

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC

What is “special member pricing”?

Let’s say you wanted to fly from Denver to Paris this summer. When I searched for flights on July 11, 2024, and filtered out options with more than one stop, I found flights starting at 70,000 miles.

But once I added my card to my MileagePlus account and logged in as a cardholder, the same options were available starting at just 40,000 miles.

You’ll notice that the lower priced options have a small notation indicating that it’s granted “special member pricing.” And true travel nerds might notice that the higher priced option shows a fare code of YN, while the lower priced option shows the code of XN, which is reserved for cardmembers and those with elite status.

Which credit cards offer United’s special member pricing?

All United MileagePlus credit cards issued by Chase include this benefit, which includes:

• United Gateway℠ Card * The information for the United Gateway℠ Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• United℠ Explorer Card * The information for the United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• United Quest℠ Card * The information for the United Quest℠ Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• United Club℠ Infinite Card * The information for the United Club℠ Infinite Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• United℠ Business Card * The information for the United℠ Business Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• United Club℠ Business Card * The information for the United Club℠ Business Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Except for the no-annual-fee Gateway card, all of these cards have an annual fee — starting at a $0 intro annual fee for the first year, then $95 for the Explorer card and topping off at $525 for the United Club Infinite card. 

If you’re just looking for access to lower-priced flight awards, you might be tempted to get the Gateway card, which comes with a welcome offer of 20,000 miles after spending $1,000 on purchases in the first three months of account opening. Instead, I’d recommend getting either the Explorer card, which currently has a welcome bonus of 50,000 miles after spending $3,000 on purchases in the first three months of account opening, the Quest card, which offers 60,000 miles and 500 Premier qualifying points after spending $4,000 on purchases in the first three months of account opening, or the Club Infinite card, which comes with 80,000 miles after spending $5,000 on purchases in the first three months of account opening.

After having the card for a year, you might decide that you want to keep the card for its other perks. But you can always request a downgrade to the no-annual-fee Gateway card. This move allows you to keep your miles and account open, eliminate the annual fee and continue to enjoy lower-priced flight awards. 

Looking to get the most out of your United rewards? Read our guide on how to earn and redeem United miles

Final verdict

The hardest part of award travel isn’t always earning the points and miles, it’s finding efficient ways to spend them. United makes this easy for those with elite status and anyone who holds one of their credit cards. By signing up for the best card offer available and longer-term keeping a no-annual-fee United card open at all times, you can be assured of the lowest prices when you book your United award tickets.

*The information for the Chase Freedom Flex℠, United Club℠ Business Card, United Club℠ Infinite Card, United Gateway℠ Card, United Quest℠ Card, United℠ Business Card and United℠ Explorer Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Jason Steele is a freelance writer specializing in credit cards and award travel. Since 2008, Jason's work has appeared in over 100 outlets and he's been widely quoted in the mainstream media. Jason also produces CardCon, which is The Conference for Credit Card Media.

Julie Stephen Sherrier is a personal finance writer and editor based in Austin, TX. She is the former senior managing editor for LendingTree, responsible for all credit card and credit health content. Before joining LendingTree, Julie spent more than a decade as the managing editor and then editorial director at Bankrate and CreditCards.com. She also served as an adjunct journalism instructor at the University of Texas at Austin.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

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Guide to chase sapphire® travel insurance.

Planning a vacation or honeymoon can be exciting. That excitement might include the worries that something unexpected could interrupt those plans. The following overview of Chase Sapphire travel protections may make your next trip less stressful if you are a cardmember.

How does Chase Sapphire travel protection work

Certain benefits that may give you peace of mind when using your card for travel are available to Sapphire Reserve and Sapphire Preferred ® cardmembers:

• Travel and Emergency Assistance Services: If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)
• Trip Delay Reimbursement: If your common carrier travel is delayed more than 12 hours (six hours for Sapphire Reserve) or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.
• Trip Cancellation / Interruption Insurance: If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.
• Baggage Delay Insurance: Reimburses you for essential purchases like toiletries and clothing for baggage delays over six hours by passenger carrier up to $100 a day for 5 days.
• Lost Luggage Reimbursement: If you or an immediate family member check or carry-on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.
• Auto Rental Collision Damage Waiver: Decline the rental company's collision insurance and charge the entire rental cost to your card. For Sapphire Reserve cardmembers, coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for rental cars in the U.S. and abroad. Sapphire Preferred Cardmembers can be reimbursed up to the actual cash value of the vehicle, but coverage excludes certain cars, such as high value and exotic vehicles.
• Travel Accident Insurance: When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000 ($1,000,000 for Sapphire Reserve).

Additional Benefits covered with Chase Sapphire Reserve travel insurance

Certain travel reimbursement, cancellation protection and emergency services are available to Chase Sapphire Reserve ® cardmembers on eligible travel booked with their credit card. Here’s some more information about the benefits offered with the card.

Emergency Evacuation and Transportation

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

Roadside Assistance

If you have a roadside emergency, you can call for a tow, jumpstart, tire change, locksmith or gas. You’re covered up to $50 per incident 4 times a year.

Emergency Medical and Dental Benefit

If you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses if you or your immediate family member become sick or injured.

If you have a Sapphire credit card, travel protection applies to plane tickets, rental cars and cruise line reservations booked using a Sapphire card or Ultimate Rewards ® points. You will be able to claim reimbursement for trip cancellations or interruptions, lost luggage, baggage that’s delayed or flight delays.

Whether it’s a long-awaited vacation or flying across the country to see family for the holidays, the Chase Sapphire family of cards offers benefits to give travelers more confidence in their plans.

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How to book travel (and save points) with Chase Travel

Editor's note : This is a recurring post, regularly updated with the latest information.

Chase Ultimate Rewards is one of the best flexible rewards currencies available, and you can get some incredible value from your Ultimate Rewards points .

Generally, we recommend transferring Chase points to the program's airline and hotel partners for award bookings. However, sometimes redeeming Ultimate Rewards points for paid travel through Chase Travel℠ is more advantageous. This option can save you money, particularly when traditional award space is unavailable, as you can book almost any available flight or hotel through Chase Travel.

Here's what you need to know about Chase Travel.

What is Chase Travel

To maximize your Ultimate Rewards points, it's often best to transfer them to partner programs like United MileagePlus , World of Hyatt or British Airways Executive Club for award reservations. However, it's important to compare the points needed for a direct booking through Chase Travel l to those required for an award booking. Sometimes, booking through the portal can be more advantageous, as the points price is tied to the cash cost of the flight or hotel stay, potentially resulting in lower point requirements.

However, before using Chase Travel, you need to have some Chase points. If you're not already familiar with Chase's most popular cards and welcome offers, here are a few current ones to be aware of.

Ink Business Preferred Credit Card

The Ink Business Preferred Credit Card is a TPG favorite. It currently comes with one of the highest sign-up bonuses from Chase or on any business credit card — 100,000 bonus points after you spend $8,000 on purchases in the first three months of account opening.

Based on our valuations , the bonus points alone are worth $2,000. However, you can redeem these points through Chase Travel for a fixed value of 1.25 cents apiece.

Read more: Ink Business Preferred Credit Card review: A great all-around business card

Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is another fantastic addition to your wallet. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. The bonus is worth $1,200 based on TPG valuations .

Like the Ink Business Preferred, you'll get a value of 1.25 cents per point when booking directly through Chase Travel with the Sapphire Preferred. You'll also earn 5 points per dollar on paid travel purchased through Chase (excluding the first $50 in hotel purchases that qualify for the card's annual hotel credit ).

Read more: Chase Sapphire Preferred credit card review: 60,000-point bonus for a top travel card

Chase Sapphire Reserve

The Chase Sapphire Preferred Card's bigger brother, the Chase Sapphire Reserve , offers 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, which is worth $1,200 based on TPG valuations.

This card includes additional perks, like a PreCheck or Global Entry credit , Priority Pass lounge access , a $300 annual travel credit and other perks. This card also boosts your portal redemption rate to 1.5 cents per point, giving you 0.25 cents per point in additional purchase power over the Sapphire Preferred. And when you book travel through Chase with the Sapphire Reserve, you'll earn 10 points per dollar on hotels and car rentals and 5 points per dollar on flights (excluding purchases that qualify for the $300 travel credit).

Read more: Chase Sapphire Reserve credit card review: Luxury perks and valuable rewards, plus a 60,000-point bonus

Cash-back cards

Chase also issues a number of cash-back credit cards — including the Chase Freedom Unlimited , Ink Business Cash Credit Card and Ink Business Unlimited Credit Card . The rewards you earn on these cards are worth 1 cent apiece toward travel in Chase Travel. However, Chase allows you to combine your earnings into a single account . This means that you can effectively convert these cash-back rewards into fully transferrable Ultimate Rewards points if you also have the Sapphire Preferred, Sapphire Reserve or Ink Business Preferred.

How to use Chase Travel

You can book flights, hotels, car rentals, cruises and other travel through Chase Travel, and it's relatively simple to access. First, you'll need to log in to your Chase account, then navigate to the right side of the page, where you'll see a little box with your total Ultimate Rewards balance.

Click that box and it will bring you to the Ultimate Rewards dashboard, which looks like this:

Click "Travel" to access the travel homepage and search for airfare, hotels or vacation rentals.

Remember that when you book hotels through the portal with Ultimate Rewards points, you typically will not earn hotel points and elite credits and may not receive elite status perks because it's considered a third-party booking.

However, flights booked through the portal will typically earn frequent flyer miles and qualify for elite status.

How to book flights using Chase Travel

Booking your flights is a straightforward process once you've navigated to the portal's travel page. Type in your arrival and departure airports and travel dates then hit the search button. For this search, I looked for a one-way flight from San Francisco International Airport (SFO) to Newark Liberty International Airport (EWR).

You'll then see the available flight options. When you find a flight you like, select the fare type you want to book and click the blue "Choose flight" button.

Once you've selected your preferred flights, you'll be taken to the next page to review your flight information and look over any upgrades you'd like to make.

Then, you'll be directed to the checkout page, where you can pay with cash, points or a combination of the two. Again, points linked to a Chase Sapphire Reserve account are worth 1.5 cents each. If you have a Chase Sapphire Preferred Card or Ink Business Preferred Credit Card , points are worth 1.25 cents each.

Finally, you'll be directed to a page where you will enter the traveler's information and finalize your flights.

How to book hotels using Chase Travel

Booking hotels is similar to booking flights on the travel portal. This can be advantageous if you're looking at hotels outside of major chains that partner with Ultimate Rewards ( Hyatt , IHG and Marriott ). Regardless of how you book your hotel, compare the award rates required by these hotel loyalty programs to ensure you're getting the best deal.

Also, if you have an eligible card, you can access the Chase Luxury Hotel & Resort Collection , which gives you perks at around 1,000 luxury properties worldwide. Participating cards include the Chase Sapphire Reserve , United Explorer Card , United Club Infinite Card , United Quest Card and United Business Card .

Here's a sample search for hotels in Olso, Norway, which hosts mostly boutique hotels.

Once you've selected your desired property, room and rate, you can specify how many points you want to use on the checkout page.

Then, run through the on-screen prompts to finalize your booking, and you'll get an email confirmation.

Remember, you'll receive up to $50 in statement credits every year for hotel reservations made through Chase Travel as a Sapphire Preferred cardholder.

Related: The best ways to book hotels through online travel agencies and bank portals

How to book car rentals, cruises and other travel using Chase Travel

Using Chase Travel, you can rent cars, pay with points and still receive the excellent primary car rental insurance offered by the Chase Sapphire Reserve and Chase Sapphire Preferred Card .

The process of renting cars is similar to booking flights and hotels. Navigate to the "Cars" header from the main landing page and type in your itinerary, even if it's a one-way rental. Then, select "Search," and the results page will pop up. Once you choose your car, you'll be prompted to select add-ons.

When you've finished selecting, you'll head to the booking page, where you'll input your personal information and choose how many points you'd like to spend. Remember that to qualify for rental car insurance, you must decline the car rental company's collision damage waiver and ensure that anyone driving the car is on the rental agreement.

You can also book activities and cruises through Chase. In the case of activities, you can use your points to book some fantastic tours like a Washington, D.C. night monument tour or Singapore heritage food tour at 1.25 or 1.5 cents each. This can be an excellent way to make a vacation free, instead of just your hotels and flights.

Cruises are also available, though you'll have to call to book those.

Related: The top 3 easiest ways to save on rental cars

More things to consider about Chase Travel

Here's some general guidance to maximize your experience with the portal.

We recommend comparing the points needed through Chase Travel with those required for partner transfers, factoring in taxes and fees. If you have or want hotel elite status, avoid booking hotels through the portal. These stays generally won't count toward status or qualify for hotel elite status benefits.

Booking through Chase Travel with cash can earn you extra points, with Ink Business Preferred and Sapphire Preferred cardholders earning 5 points per dollar on all travel and Sapphire Reserve cardholders earning 5 points per dollar on flights and 10 points per dollar on hotels and rental cars. While you might find better rates by booking directly with the travel provider, if your plans are firm and rates are comparable, booking through the portal can be worthwhile for earning extra points.

However, remember that booking through third-party sites may result in issues if you change your plans. Travel providers are more likely to assist you if you've booked directly with them.

Related: Should I book through the Chase portal if I'm not redeeming points?

Bottom line

Chase Travel lets you use your points to book flights, hotels, rental cars, cruises and activities. If award flights aren't available or you find a cheap fare that requires fewer points, booking through the portal can be a good option.

Similarly, for hotels, it can be a good deal if you find a cheap rate or book a boutique property, but keep in mind that you may not earn hotel points or receive elite benefits. Whether booking rental cars, activities or cruises, always compare the options to see if using the portal or transferring to partners for an award is more advantageous.

Additional reporting by Ryan Patterson, Andrew Kunesh and Victoria Walker.

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Stay near popular elektrostal attractions, electrostal history and art museum.

You can spend time exploring the galleries in Electrostal History and Art Museum in Elektrostal. Take in the museums while you're in the area.

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Frequently asked questions.

Yes! The majority of room reservations are refundable if you cancel prior to the hotel's cancellation deadline, which is often 24 or 48 hours before your check-in date. If you have a non-refundable reservation, you might still have the option to cancel and receive a refund within 24 hours of booking. Filter your search by fully refundable to find flexible hotel deals in Elektrostal.

To access more information about rescheduling or cancelling your trip to Elektrostal, head over to our customer service page .

Apart Hotel Yantar is one of the top choices for your stay based on our traveler data, and this 3-star hotel offers free parking and free WiFi. It's located 1.9 mi (3 km) from Electrostal History and Art Museum. Another good option is Apartments , located 4.6 mi (7.4 km) away.

Hotel Mys Otdykha Nadezhda : Offers spa services, an indoor pool, and free parking. Park Hotel Yahonty Noginsk and Areal Congress Hotel are a couple of other choices that feature an onsite pool.

Visitors can enjoy all that Elektrostal has to offer including its museums. There are 35 hotels and other accommodations in the surrounding area. Find out more about Elektrostal .

A favorite place to visit is Electrostal History and Art Museum . You'll also find History of Russian Scarfs and Shawls Museum and Central Museum of the Air Forces at Monino in the area. Check out what more to see and do in Expedia's Elektrostal guide .

The hottest months are usually July and August with an average temp of 63°F, while the coldest months are January and February with an average of 22°F. The snowiest months in Elektrostal are December, November, February, and January, with each month seeing an average of 38 inches of snowfall.

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• Yuri Gagarin Cosmonaut Training Center
• Peter the Great Military Academy
• Balashikha Arena
• Bykovo Manor
• Malenky Puppet Theater
• Military Technical Museum
• Drama Theatre BOOM
• Fryazino Centre for Culture and Leisure
• Likino Dulevo Museum of Local Lore
• Shirokov House
• Borisoglebsky Sports Palace
• Fifth House Gallery

Hotels near Elektrostal Airports

• Bykovo Airport
• Sheremetyevo Airport
• Domodedovo Intl. Airport
• Vnukovo Intl. Airport
• Chkalovsky Airport Airport
• Zhukovsky Airport

Other Hotels near Elektrostal, Moscow Oblast

• Northern Europe Hotels
• Eastern Europe Hotels
• Lyubertsy Hotels
• Ramenskoye Hotels
• Balashikha Hotels
• Noginsk Hotels
• Central Russia Hotels
• Kosherovo Hotels
• Zheleznodorozhny Hotels
• Shchelkovo Hotels
• Malakhovka Hotels
• Ogudnevskoe Hotels
• Fryazevo Hotels
• Istomkino Hotels
• Peshkovo Hotels
• Imeni Vorovskogo Hotels
• Berezka Hotels
• Afonasovo Pervoye Hotels
• Bol'shoye Bun'kovo Hotels
• Pavlovskiy Posad Hotels

Expedia's Latest Trends

BAA successfully places Class B bond; Moscow Vnukovo increases airline charges

UK 's unlisted BAA announced it has successfully placed a GBP400 million Sterling Class B bond, with a 2018 maturity and a fixed annual interest coupon of 6.25%. The company generated an initial order book of more than GBP1 billion and was able to price inside initial price guidance at 375 basis points over gilts. BAA plans to use the proceeds of the bond issue to refinance part of its existing bank debt, lengthening the group's debt maturity profile.

Meanwhile, Russia 's Federal Tariff Service ( FTS ) increased Moscow Vnukovo International Airport airline charges.

• Take-off and landing charges: increased by 7% to EUR3.92 (RUB154.10) per ton;
• Parking charges: 5% against the take-off and landing charge per hour (for passenger aircraft parked more than three hours after landing and freighter aircraft parked more than six hours after landing);
• Security charges: increased by 16% to EUR3.54 (RUB139.40) per ton;
• Domestic terminal charges: EUR1.16 (RUB45.50) per passenger, or EUR1.91 (RUB75.00) for international services;
• Passenger handling charge: EUR3.23 (RUB127.00) per passenger for domestic services, EUR3.66 (RUB144.00) for international services.

Other European airport operators that lost ground yesterday included Zurich (-1.2%) and Aeroporto di Venezia (-0.1%). Meanwhile, Fraport (+1.9%) and Gemina (+2.1%) shares gained.

Abertis shares gained 4% on Wednesday (01-Sep-2010) after Actividades de Construccion & Servicios SA and CVC Capital Partners Ltd agreed to hold their stakes in Abertis for at least three years.

Selected airports daily share price movements (% change): 01-Sep-2010

Source: Centre for Asia Pacific Aviation & Yahoo! Finance

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