Future Generali Schengen Travel Plan

Future Generali General Insurance is a joint venture between Future Group, which owns some of the most popular retail chains in India such as Big Bazaar and Pantaloon, and Generali Group, a leading insurance company based in Italy with strong presence in Europe. The company provides comprehensive solutions to customers and enterprises through retail, commercial, personal and rural product offerings.

Toll Free - 1860 500 3333 / 1800 220 233 022 67837800 SMS: 'keyword' to 9222211100 Email: [email protected]

Future Travel Suraksha –Schengen Travel is a plan specially designed for customers visiting Europe on Schengen visa which include the following - AUSTRIA, BELGIUM, CZECH REPUBLIC, DENMARK, ESTONIA, FINLAND, FRANCE, GERMANY, GREECE, HUNGARY, ICELAND, ITALY, LATVIA, LITHUANIA, LUXEMBOURG, MALTA, NETHERLANDS, NORWAY, POLAND, PORTUGAL, SLOVAKIA SLOVENIA, SPAIN, SWEDEN AND SWITZERLAND for business or leisure purpose.

Unique Features of Future Generali Schengen Travel Plan

Cashless claim settlement in network hospitals

Get tuition fees reimbursed if hospitalised for long

Claims turnaround time of less than fourteen working days.

Worldwide service provider, hospital network, emergency & Medical travel assistance

Universal International Freephone Number

Eligibility Criteria for Future Generali Schengen Travel Plan

Product benefits of future generali schengen travel plan, exclusions for future generali schengen travel plan.

  • Insured Person is traveling against the advice of a Physician; or is travelling for the purpose of obtaining treatment.
  • Any Pre-existing Condition or any complication arising from it
  • While under the influence of liquor or drugs.
  • Through deliberate or intentional, unlawful or criminal act, error, or omission.
  • Whilst participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trial runs.
  • Any pre-existing injury or condition
  • Pregnancy except from ectopic pregnancy
  • Racing on wheels or horseback, winter sports, canoeing in white water rapids and bodily contact sports
  • Treatment rendered by a doctor who shares the same residence as the insured or who is a member of the insured persons family
  • Mental illness, stress, psychiatric or psychological disorders
  • Policy does not cover pre-existing diseases &complications arising from them.
  • Routine physical or other examination where there are no objective indication of impairment of normal health and medical expenses beyond the expiry of the policy period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Suicide, attempted suicide or intentionally self-inflicted injury or illness, or sexually transmitted conditions, anxiety, stress or depression, Acquired Immuno Deficiency Syndrome (AIDS) and Human Immunodeficiency Virus (HIV) infection
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the insured’s passport as a result of theconfiscation or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24hrs of the discovery of loss.
  • War or war like actions

For detailed exclusions kindly, refer to the policy wordings

Claim Process for Future Generali Schengen Travel Plan

Service provider is to be informed in each & every medical treatment. Non Intimation may invalidate the claim.

Service Provider details

Land line number for Claims: +91 22 6734 7878 Fax number: +91 22 6734 7888 Email ID: [email protected]

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Why Future Generali Travel Insurance is Perfect for Your Schengen Visa Application

Are you gearing up for an exhilarating journey across the picturesque landscapes of Europe? If so, one essential aspect you shouldn’t overlook is securing adequate travel insurance, especially if you’re planning to explore the Schengen region. Among the plethora of options available, Future Generali Travel Insurance stands out as a reliable choice, offering comprehensive coverage tailored specifically for Schengen Visa applicants. Let’s delve into why Future Generali Travel Insurance is your ultimate companion for a hassle-free and secure European adventure.

Understanding the Importance of Travel Insurance for Schengen Visa

Before we dive into the specifics of Future Generali Travel Insurance, let’s grasp why having travel insurance is imperative, particularly when applying for a Schengen Visa. European countries under the Schengen Agreement mandate travellers to have adequate travel insurance coverage during their stay. This insurance must meet certain criteria, including medical emergencies, repatriation of remains, and minimum coverage amount. Failure to comply with these requirements could lead to your visa application being rejected.

Why Choose Future Generali Travel Insurance?

Tailored for Schengen Visa Applicants: Future Generali offers specialised travel insurance plans designed to meet the stringent requirements of Schengen Visa applications. With Future Generali, you can rest assured that your insurance coverage aligns perfectly with the visa prerequisites, ensuring a smooth application process.

Comprehensive Coverage: Whether it’s medical emergencies, trip cancellations, loss of baggage, or other unforeseen incidents, Future Generali Travel Insurance provides extensive coverage to safeguard you against various risks during your travels. With a wide range of benefits, you can travel with peace of mind, knowing that you’re protected against potential financial burdens arising from travel-related mishaps.

International Travel Insurance Expertise: With years of experience in the insurance industry, Future Generali is a trusted name when it comes to international travel insurance. Their expertise and commitment to customer satisfaction make them a preferred choice among globetrotters seeking reliable insurance solutions for their overseas adventures.

Seamless Application Process: Applying for Future Generali Travel Insurance is quick, convenient, and hassle-free. You can easily purchase your insurance policy online, eliminating the need for lengthy paperwork and cumbersome processes. With just a few clicks, you can secure comprehensive coverage for your Schengen Visa application.

Key Features of Future Generali Travel Insurance

Medical Coverage:

Future Generali understands the importance of having comprehensive medical coverage while traveling abroad. Their travel insurance plans offer extensive protection for various medical expenses, ensuring that you can access necessary healthcare services without worrying about exorbitant costs. This coverage includes:

Emergency Medical Expenses

In the event of unexpected illness or injury during your travels, Future Generali covers the cost of medical treatments, consultations, and medications, allowing you to prioritize your health without financial strain.

Hospitalisation

If you require hospitalisation due to a medical emergency, Future Generali bears the expenses associated with hospital stays, surgeries, and other inpatient services, providing you with the required medical care and support.

In situations where medical evacuation is deemed necessary, such as in remote locations or during natural disasters, Future Generali arranges and covers the costs of emergency evacuation to the nearest suitable medical facility, ensuring timely and appropriate treatment.

Trip Cancellation and Interruption

Future Generali recognises that travel plans may sometimes need to be altered or cancelled unexpectedly due to various reasons beyond your control. To safeguard your financial investment in such situations, their travel insurance policies offer comprehensive coverage for trip cancellation and interruption, including:

Non-Refundable Expenses Reimbursement

If your trip is cancelled or interrupted due to covered reasons such as illness, injury, natural disasters, or airline strikes, Future Generali reimburses you for the non-refundable expenses incurred, such as flight tickets, accommodation bookings, and tour reservations.

Financial Protection

By reimbursing your non-refundable expenses, Future Generali provides financial protection against unexpected trip disruptions, allowing you to mitigate potential losses and make alternative arrangements without bearing the full financial burden.

Loss of Baggage and Personal Belongings

Travelling with valuable belongings entails the risk of loss or damage, which can disrupt your trip and cause financial distress. Future Generali’s travel insurance plans address this concern by offering coverage for loss of baggage and personal belongings, including:

Compensation for Lost Items

In the event of baggage loss or theft, Future Generali provides compensation for the value of your lost items, enabling you to replace essential belongings such as clothing, electronics, and travel documents without incurring significant financial expenses.

Financial Assistance

Future Generali alleviates the financial burden associated with replacing essential items during travel by covering the cost of lost belongings, ensuring that you can continue your journey with minimal disruption and inconvenience.

Emergency Assistance Services:

During emergencies abroad, having access to prompt assistance and support is crucial for ensuring your safety and well-being. Future Generali offers 24/7 emergency assistance services, providing you with immediate access to a dedicated team of professionals who can offer:

Medical Assistance

Whether you require medical advice, assistance in locating medical facilities, or coordination of emergency medical evacuations, Future Generali’s team is equipped to provide timely support and guidance.

Travel Advice: 

From travel-related inquiries to assistance with lost travel documents or legal emergencies, Future Generali’s emergency assistance services offer comprehensive support and guidance to address various travel-related concerns.

Emergency Evacuation

In critical situations requiring evacuation or repatriation, such as natural disasters or political unrest, Future Generali facilitates and covers the costs of emergency evacuation to ensure your safe return home or transfer to a suitable medical facility.

Embarking on a journey to the enchanting landscapes of Europe is an exciting endeavour, but it comes with its share of uncertainties. By choosing Future Generali Travel Insurance for your Schengen Visa application, you not only meet the mandatory insurance requirements but also equip yourself with comprehensive coverage and invaluable peace of mind throughout your travels. With Future Generali by your side, you can focus on creating unforgettable memories while leaving the worries behind. Travel smart and travel safe with Future Generali Travel Insurance.

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The Ultimate Guide to Finding the Best Travel Insurance for Schengen Visa

Travel Insurance for Schengen Visa

Last updated on December 19, 2023

Welcome to the ultimate guide for finding the best travel insurance for Schengen visa ! Whether you’re planning a dream vacation or a business trip to Europe, having the right travel insurance is crucial. In this comprehensive guide, we will walk you through the key factors to consider, provide a list of the top 10 travel insurance companies, and offer valuable tips to help you make an informed decision. Let’s dive in!

Importance of Travel Insurance for Schengen Visa:

Before we explore the specifics of finding the best travel insurance for Schengen visa, let’s understand why travel insurance is essential. Travel insurance serves as a safety net, providing financial protection and peace of mind during unforeseen circumstances. Whether it’s trip cancellation, medical emergencies, lost baggage, or travel delays, travel insurance ensures you are covered in such situations. Without proper insurance, you may be exposed to significant financial risks and inconveniences. Now, let’s delve into the Schengen visa and why travel insurance is a vital component.

What is a Schengen Visa and Why Do You Need Travel Insurance?

A Schengen visa is a type of visa that allows travelers to visit 26 European countries participating in the Schengen Area without the need for individual visas for each country. This includes popular tourist destinations like France, Germany, Italy, Spain, and more. To obtain a Schengen visa, one of the mandatory requirements is proof of travel insurance with specific coverage.

Related: 10 Best Travel Insurance Companies in Germany

The Schengen visa requirements state that the insurance must cover medical emergencies and repatriation expenses with a minimum coverage of €30,000 ($35,000). It should also be valid for the entire duration of your stay in the Schengen Area. This requirement highlights the importance of having the right travel insurance that meets the Schengen visa criteria. Now, let’s explore the factors you should consider when choosing the best travel insurance for Schengen visa.

Factors to Consider When Choosing the Best Travel Insurance for Schengen Visa

1. types of coverage.

When evaluating travel insurance options, it’s crucial to understand the types of coverage offered. Typically, travel insurance policies include:

  • Medical coverage: Covers medical expenses incurred during your trip, including hospitalization, emergency medical evacuation, and doctor’s visits.
  • Trip cancellation and interruption: Provides coverage if you need to cancel or cut short your trip due to unforeseen circumstances like illness, natural disasters, or travel advisories.
  • Lost baggage and personal belongings: Protects you in case your baggage gets lost, stolen, or damaged during your journey.
  • Travel delays and missed connections: Provides compensation for additional expenses incurred due to flight delays or missed connections.

2. Medical Coverage

As mentioned earlier, Schengen visa requirements mandate a minimum coverage of €30,000 for medical emergencies. It is advisable to opt for travel insurance that offers comprehensive medical coverage, including emergency medical evacuation to your home country and coverage for pre-existing medical conditions if applicable.

3. Trip Cancellation and Interruption

Unforeseen circumstances can disrupt your travel plans, forcing you to cancel or return home earlier than expected. It’s essential to have travel insurance that covers trip cancellation and interruption, providing reimbursement for pre-paid expenses and additional costs incurred.

4. Pre-existing Medical Conditions

If you have pre-existing medical conditions, it’s crucial to find travel insurance that offers coverage for such conditions. Some insurers have specific policies tailored to cover pre-existing medical conditions, ensuring you receive the necessary medical attention if required while abroad.

5. Coverage Limits

Review the coverage limits of different insurance policies to ensure they meet your specific needs. Consider factors such as medical coverage, baggage coverage, and trip cancellation coverage. Opt for higher limits if you are traveling with high-value items or have substantial prepaid expenses.

6. Premium and Deductible

The cost of travel insurance varies based on factors such as your age, trip duration, coverage limits, and the insurance provider. Compare the premiums and deductibles of different policies to find the best balance between affordability and coverage.

7. Reputation and Customer Reviews

Research the reputation of the insurance companies you are considering. Read customer reviews to gain insights into their claims process, customer service, and overall satisfaction. Choose insurers with a positive track record and reliable customer support.

Now that we have explored the key factors to consider, let’s delve into the top 10 travel insurance companies that offer excellent coverage for Schengen visa.

Top 10 Travel Insurance Companies for Schengen Visa:

1. axa assistance.

AXA Assistance  is a well-known and widely accepted insurance provider that offers specific travel insurance plans tailored to meet the requirements for Schengen Visa applications. Their Schengen Visa-compliant insurance policies typically cover emergency medical expenses, repatriation, and other necessary health-related expenditures up to a minimum of 30,000 euros, as required by the Schengen area countries.

2. Allianz Global Assistance

Allianz Global Assistance is another reputable insurance provider that offers comprehensive travel insurance plans suitable for Schengen Visa applications. They provide specific travel insurance policies tailored to meet the requirements set by the Schengen area countries for visa applications.

3. Travel Guard

Travel Guard is a well-known travel insurance provider that offers various travel insurance options, including plans that meet the requirements for Schengen Visa applications. Their travel insurance plans typically cover essential aspects required for Schengen Visa applications, such as:

  • Coverage for emergency medical expenses meeting the minimum required amount of 30,000 euros.
  • Emergency medical evacuation and repatriation.
  • Trip cancellation or interruption coverage.
  • Baggage loss or delay coverage.
  • Travel assistance services.

Travel Guard’s Schengen Visa-compliant insurance policies are designed to fulfill the specific requirements of travelers applying for a Schengen Visa and are recognized by embassies and consulates of Schengen countries.

4. Europe Assistance

Europe Assistance is a notable insurance provider that offers Schengen-compliant travel insurance plans suitable for various durations and coverage needs.

Their travel insurance plans generally cover the necessary requirements for Schengen Visa applications, including:

  • Coverage for emergency medical expenses meeting the minimum required amount (typically 30,000 euros).

Europe Assistance’s Schengen Visa-compliant insurance policies are tailored to meet the specific requirements set by Schengen area countries and are accepted by embassies and consulates of Schengen countries.

5. Generali Global Assistance

Generali Global Assistance is recognized for offering comprehensive travel insurance plans that fulfill the requirements for Schengen Visa applications. Their travel insurance policies typically cover the necessary aspects mandated for Schengen Visa applicants, including:

  • Coverage for emergency medical expenses meeting the minimum required amount (usually 30,000 euros).

Generali Global Assistance designs its travel insurance plans to meet the specific requirements set by the Schengen area countries and is generally accepted by embassies and consulates of Schengen countries when applying for a Schengen Visa.

6. InsureandGo

InsureandGo is a reputable travel insurance provider that offers various travel insurance options, including plans that meet the requirements for Schengen Visa applications.

Their travel insurance policies typically cover the essential aspects necessary for Schengen Visa applications, such as:

InsureandGo designs specific travel insurance plans tailored to meet the specific requirements set by Schengen area countries and are generally recognized by embassies and consulates of Schengen countries when applying for a Schengen Visa.

7. Seven Corners

Seven Corners is a well-known travel insurance provider that offers various travel insurance plans suitable for Schengen Visa applicants. Their insurance policies typically cover the necessary aspects required for Schengen Visa applications, including:

Seven Corners designs specific travel insurance plans tailored to meet the requirements set by Schengen area countries and is generally recognized by embassies and consulates of Schengen countries when applying for a Schengen Visa.

8. World Nomads

World Nomads is a popular travel insurance provider that offers travel insurance plans suitable for various travel purposes, including meeting the requirements for Schengen Visa applications.

Their travel insurance policies typically cover essential aspects required for Schengen Visa applications, such as:

  • Coverage for adventure activities and sports (available in some plans).

World Nomads designs its travel insurance plans to align with the specific requirements set by the Schengen area countries and is generally recognized by embassies and consulates of Schengen countries when applying for a Schengen Visa.

9. STA Travel

STA Travel is a travel agency that offers comprehensive travel insurance plans, and some of their insurance options are suitable for Schengen Visa applications.

STA Travel typically provides travel insurance that covers essential aspects required for Schengen Visa applications, including:

Their travel insurance plans are designed to meet the specific requirements set by the Schengen area countries and are generally accepted by embassies and consulates of Schengen countries when applying for a Schengen Visa.

10. AXA Schengen

AXA Schengen is a reputable travel insurance provider known for offering travel insurance policies that comply with the requirements for Schengen Visa applications.

Their travel insurance plans typically cover the essential aspects necessary for Schengen Visa applications, such as:

AXA Schengen designs its travel insurance policies to align with the specific requirements set by the Schengen area countries and is generally recognized and accepted by embassies and consulates of Schengen countries when applying for a Schengen Visa.

How to Compare Travel Insurance Quotes and Plans:

When evaluating different travel insurance options, it’s essential to compare quotes and plan details to make an informed decision. Follow these steps to compare travel insurance quotes effectively:

1. Gather quotes from multiple insurance providers based on your coverage requirements.

2. Compare the premiums, deductibles, and coverage limits offered by each insurer.

3. Review the terms and conditions of each policy to understand the exclusions and limitations.

4. Consider the reputation and customer reviews of the insurers to gauge their reliability.

5. Evaluate any additional benefits or special features offered by the insurance plans.

6. Comparing travel insurance quotes and plans allows you to find the most suitable coverage at the best price while considering your specific needs.

Tips for Finding the Best and Most Affordable Travel Insurance:

Choose the right coverage for your needs.

Assess your travel requirements and choose a policy that provides the necessary coverage. Avoid overpaying for coverage you don’t need, but also ensure you have adequate protection for potential risks.

Bundle Your Travel Insurance with Other Types of Insurance

To save money, consider bundling your travel insurance with other insurance policies you may already have. Check with your existing insurance providers to see if they offer discounted rates for multiple policies.

Take Advantage of Discounts and Promotions

Insurance companies often offer discounts and promotional offers. Keep an eye out for such deals, as they can help you secure affordable travel insurance without compromising on coverage.

Consider Annual Travel Insurance for Frequent Travelers

If you travel frequently, consider opting for annual travel insurance instead of single-trip policies. Annual plans can offer substantial savings and convenience for frequent travelers.

Read and Understand the Policy Terms and Conditions

Before finalizing your travel insurance, carefully read and understand the policy terms and conditions. Pay attention to exclusions, claim procedures, and coverage limitations to avoid any surprises during a claim.

Now, let’s explore the best travel insurance options for specific situations to help you find the perfect coverage for your unique needs.

The Best Travel Insurance for Specific Situations:

Best travel insurance for families.

Seven Corners offers the best travel insurance options for families, providing comprehensive coverage for all family members. Their policies include coverage for children and options to extend coverage for additional family members.

Best Travel Insurance for Seniors

World Nomads specializes in travel insurance for seniors and offers tailored plans to address their specific needs. Their policies provide comprehensive medical coverage and additional assistance for seniors.

Best Travel Insurance for Medical Conditions

For individuals with pre-existing medical conditions, Travel Guard offers the best travel insurance options. They have tailored policies that cover relevant medical conditions, ensuring travelers receive the necessary coverage.

Best Travel Insurance for Adventure Travelers

InsureandGo caters to adventure travelers by offering comprehensive travel insurance that includes coverage for adventurous activities such as hiking, scuba diving, and winter sports. Their policies ensure you are covered during your thrilling adventures.

Best Travel Insurance for Students

For students embarking on international adventures, 10 Travel Insurance provides the best travel insurance options. Their policies offer comprehensive coverage, including medical coverage, trip cancellation, and personal belongings protection. Student-friendly rates make it an ideal choice.

Congratulations! You now have a comprehensive understanding of finding the best travel insurance for your Schengen visa. Remember to prioritize coverage types, coverage limits, and reputation when comparing travel insurance quotes. Take advantage of discounts, consider bundling, and read policy terms and conditions carefully. By following our expert tips, you will find the perfect travel insurance that protects you during your Schengen visa travel adventures. Safeguard your trip, relax, and enjoy the journey with peace of mind!

FAQs about Travel Insurance for a Schengen Visa:

What is Travel Insurance for a Schengen Visa?

Travel Insurance for a Schengen Visa is a mandatory requirement for individuals visiting the Schengen Area. It provides health coverage and other essential benefits during their stay, meeting the specific criteria set by Schengen countries.

What does a Schengen Visa Travel Insurance policy cover?

Schengen Visa Travel Insurance typically covers emergency medical expenses, repatriation of remains, emergency medical evacuation, and minimum coverage of €30,000 for medical emergencies. It might also include coverage for trip interruption, loss of luggage, and personal liability.

How much coverage is required for Schengen Visa Travel Insurance?

Schengen Visa Travel Insurance should have a minimum coverage of €30,000 for medical emergencies, including hospitalization, emergency medical treatment, and repatriation of remains.

Which insurance companies offer Schengen Visa-compliant travel insurance?

Several reputable insurance providers offer Schengen Visa-compliant travel insurance, including AXA Assistance, Allianz Global Assistance, Europeiska Insurance, Travel Guard, AXA Schengen, Generali Global Assistance, STA Travel, Visa Schengen Insurance, InsureandGo, and Seven Corners, among others.

How can I purchase Schengen Visa Travel Insurance?

Schengen Visa Travel Insurance can be purchased directly from insurance companies’ websites, travel agencies, or third-party insurance providers. Ensure the policy meets Schengen Visa requirements regarding coverage amount, duration, and specific inclusions before purchasing.

What to Do If Insurance Company Cancels Your Policy

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International Travel Insurance: Help Protect Your Trip Costs and Get Global Assistance

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International travel can be expensive, so having a lifeline can come in handy when you’re visiting another country. You might not speak the language or be familiar with your surroundings. You might need help making an additional flight arrangement or you might fall ill. In any of these cases, it doesn’t hurt to have a little help, such as international travel insurance and access to global travel assistance services.

International travel insurance and global travel assistance

Planning an international trip requires one to be very detailed, but even the best planner can’t plan for every unique circumstance that can arise. Imagine being on a train from Naples to Florence , only to be told by a train agent that you purchased the wrong type of ticket. This person speaks no English and there’s no interpreter nearby. (Our 24-Hour Emergency Assistance Services include an interpretation service.)

Or that you arrive in Paris but your luggage made a detour. Flight agents aren’t making you feel comfortable about the timing of your luggage’s arrival, or its location, and you are thousands of miles away from home with no necessities. (Our baggage delay coverage can help in this situation.)

Or one of the worst scenarios we hear about – a stolen passport . (Our Identity Theft Services and Trip Interruption coverage can help.)

While these are just three scenarios that our international travelers encounter, there are nearly endless situations we have not named. That’s why it can be important to have an international travel insurance plan with global travel services like our 24-hour travel assistance line, where someone can assist in these situations and help you continue your trip as planned.

Pro Tips: 4 Reasons Why Travel Insurance Is a Must for Expensive Trips

Do I need travel insurance if my health insurance covers me abroad?

If you’re one of the travelers lucky enough to have domestic health insurance that covers you when you travel internationally, you may still want to secure a global travel assistance plan like ours. Whether you’re traveling for a two-week excursion, a, or pilgrimage through several countries, buying additional coverage is a smart way to travel for several reasons:

  • Your health insurance may not provide coverage for hospitalization. Before you travel, be sure to check your provider’s state to state limitations for details.
  • Your health insurance may not have dedicated resources abroad. For example, Generali has a global network of 425,000 pre-screened medical providers and 4,700 assistance agents available in 35 countries worldwide.  
  • Your healthcare provider may not provide real-time assistance. Generali Global Assistance provides 24-hour assistance anywhere in the world with all of our travel insurance plans. Year after year, customer testimonials show that when a medical emergency happens, customers are thankful that they can call our 24-hour emergency assistance hotline from anywhere in the world and speak with a travel assistance representative who can help them access a global network of physicians and care providers. Our assistance team members are trained to guide you through the process and offer next steps. Oftentimes, just hearing their voice can provide peace of mind.
  • You may need the secondary coverage due to the rising costs of medical evacuations. According to the  Centers for Disease Control and Prevention , medical evacuations by air ambulance can cost $50,000-$100,000. If you’re on a cruise or in a remote area and may need to be airlifted to a hospital, then consider the costs of buying international travel insurance with Emergency Assistance and Transportation coverage versus paying out of pocket. 

Other international insurance requirements

When traveling internationally, there are other international insurance requirements that you should know about. One of the most requested is Schengen visa insurance. The Schengen area is comprised of 26 European countries including France, Italy and Germany. This insurance may be required, depending on your country of citizenship, in order for you to enter and move freely within those countries.

The application process for a Schengen visa requires proof of travel medical insurance with coverage for certain elements, including emergency hospital treatment and emergency medical evacuation. While Generali doesn’t offer a policy only for travel medical insurance, our Standard , Preferred , or Premium plans fulfill the Schengen visa insurance requirements.

What smart globe trotters know

When you’re traveling to exotic places and exploring the world, smart travelers know that life can happen. From our Medical and Dental coverage to our lost luggage and passport assistance, our protection plans include a deep breadth of the coverages and services that international travelers may need. After all, when you’re having the time of your life, the last thing you want to do is slow down. 

  • Your Essential Traveling Abroad Checklist
  • How Much Does Travel Insurance Cost?
  • Travel Insurance is a Smart Decision for a European Vacation

We hope that your travels (especially with one of our travel insurance plans) will let you enjoy every lasting moment.

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Our top picks for Schengen travel insurance

What is schengen travel insurance, schengen visa travel insurance requirements, what does schengen travel insurance cover, how much does schengen travel insurance cost, schengen visa requirements, tips for buying schengen travel insurance, schengen travel information & requirements, faqs - schengen travel insurance, related topics.

Schengen Travel Insurance: Coverage for your Schengen Visa Application

Leigh Morgan

  • A Schengen travel visa is required for U.S. Citizens if they plan to stay in the Schengen Zone for more than 90 days .
  • The Schengen visa application requirements include having travel insurance that covers a minimum of €30,000 in medical expenses and covers the cost of repatriating you to the United States in the event of a medical emergency.
  • As of 31 March 2024, Romania and Bulgaria have joined the Schengen zone.
  • In most cases, private U.S. health insurance or Medicare won’t cover medical expenses incurred overseas, so even if you don’t opt for a Schengen visa, it’s still a good idea to purchase travel insurance when visiting Europe’s Schengen area.
  • Travel insurance for Schengen visits can cost around $1 per day for basic coverage.
  • To find the right travel insurance for your trip to the Schengen Zone, we recommend using our online comparison tool . This will give you a clear overview of what’s available so you can easily compare your options.

Our top picks for the best schengen travel insurance

  • Tin Leg: Best Overall Coverage
  • Generali Global Assistance: Best Coverage on a Budget
  • Travel Insured International: Best for Non-Medical Evacuation Coverage
  • AXA Assistance USA: Best Premium Comprehensive Coverage

Best Overall Coverage

Tin Leg

Why We Like It

Editor's take

Tin Leg is known for offering high-quality travel insurance coverage at a competitive, reasonable price.

All Tin Leg policies have an A- rating or better for their financial strength from AM Best. We like the Tin Leg Gold plan because it offers great medical and evacuation coverage limits at an affordable price.

This plan comes automatically with trip cancellation and interruption coverage for coronavirus and other covered instances, as well as up to $500,000 in emergency medical expense protection and up to $500,000 in coverage for emergency medical evacuation, just in case something were to happen while on your Italy trip.

You may also qualify for travel delay protection, baggage insurance, and insurance that protects against missed connections on your way to the Schengen area.

Read our full review

  • Excellent primary coverage for medical expenses
  • High limit for emergency evacuation coverage
  • Optional cancel for any reason (CFAR) coverage available
  • Comes with coverage for hurricanes and inclement weather
  • Coverage for pre-existing conditions is available if purchased within 14 days of the trip deposit
  • Baggage delay coverage requires a 24-hour waiting period
  • Low coverage limits for baggage and personal effects

Best Coverage on a Budget

Generali global assistance.

Generali Global Assistance offers high coverage limits for medical expenses, emergency dental expenses, emergency medical evacuation coverage, and more for your trip to the Schengen zone.

This travel insurance provider has an A rating from AM Best and offers three tiers of travel insurance coverage to suit your needs:

  • Standard plan
  • Preferred plan
  • Premium plan

If you’re looking for basic coverage at an affordable price point, the Standard plan may be just what you need. This plan offers coverage for up to 100% of the insured trip cost for cancellation and up to 125% of the insured trip cost for interruption. It also offers $1,000 per person in baggage coverage, up to $50,000 in medical coverage, and $250,000 in medical evacuation coverage.

  • Lowest cost of all Generali Global Assistance plans
  • 24/7 emergency travel assistance included
  • Telemedicine included
  • Lower coverage than other Generali plans
  • Pre-existing conditions are not covered by the Standard plan
  • No coverage for accidental death and dismemberment during on-land travel

Best for Non-Medical Evacuation Coverage

Travel insured international.

Travel Insured International offers two plans, Worldwide Trip Protector Edge and Worldwide Trip Protector. Of these two, we recommend the Worldwide Trip Protector plan for your trip to the Schengen area due to its superior coverage.

Worldwide Trip Protector covers 100% of the insured trip cost due to cancellation, 150% of the insured trip cost due to interruption, and $1,500 for trip delays and $500 for baggage delays after only 3 hours. It also includes $100,000 of secondary medical coverage and $1 million of evacuation coverage. it also offers $150,000 worth of non-medical evacuation coverage, providing transportation during a natural disaster or civil or political unrest.

  • Travel delay coverage kicks in after just six hours
  • Generous $150,000 non-medical evacuation coverage
  • CFAR and IFAR coverage not included
  • Baggage delay coverage only kicks in after 12 hours
  • No rental car coverage

Best Premium Comprehensive Coverage

Axa assistance usa.

AXA Assistance USA is a highly-rated travel insurance company that offers comprehensive travel insurance plans with a ton of benefits for your trip to the Schengen area. This means the coverage you purchase from them includes medical evacuation protection as well as baggage insurance, trip cancellation insurance, trip interruption coverage, travel delay coverage, and more. The company also offers three tiers of coverage you can choose from based on your needs and your budget.

We recommend the Platinum plan from AXA Assistance USA due to its superior medical evacuation coverage and robust limits in other categories. This plan comes with up to $1 million in protection for emergency medical evacuation and repatriation of remains, up to $250,000 in coverage for emergency medical expenses, $300 per day (maximum of $1,250) in trip delay coverage, $3,000 in insurance for baggage and personal effects, and more. Optional cancel for any reason (CFAR) coverage is also available as an add-on with this plan.

  • High coverage limits in every category. Extremely comprehensive
  • Includes identity theft coverage & non-medical evacuation coverage
  • CFAR coverage reimburses 75% of prepaid travel expenses
  • Coverage cannot be extended unlike other plans
  • Medical limit is lower than other cheaper plans, but still sufficient

Schengen travel insurance is simply a travel insurance plan that offers coverage while you’re traveling in Europe’s Schengen area, which now excludes the UK . This type of insurance is required for certain Schengen travel visas.

Typically, travel insurance plans offer coverage for certain destinations or areas of travel, and can sometimes exclude other destinations as part of the plan. Therefore, Schengen travel insurance refers to plans that offer coverage for travels within the Schengen area.

When do I need Schengen travel insurance?

It’s a good idea to have travel insurance any time you travel to this region, whether it be places such as France , Spain or Germany since most traditional health plans won’t work abroad, but you definitely need health insurance for a Schengen visa as noted by travel.state.gov ) if you plan to apply for a longer stay.

Having valid Schengen travel insurance is a basic requirement for applying for a Schengen visa. In other words, you cannot get a visa for the Schengen area unless you buy travel insurance for the length of your stay.

That said, we recommend buying travel insurance any time you travel to this region, regardless of if you plan to apply for a Schengen visa.

Travel medical insurance for a Schengen visa has the following requirements :

  • It must be valid in all Schengen Zone countries and remain in effect until the end of your trip.
  • It must cover at least €30,000 in medical expenses.
  • Your insurance policy must cover repatriation due to medical emergencies. Repatriation is the technical term for returning to your own country.

Every insurance policy is a little different, but travel insurance usually covers these expenses:

Medical expenses:   If you want a Schengen visa, your policy must include medical insurance . This type of insurance covers expenses arising from certain illnesses and injuries. Read your policy carefully, as Schengen travel health insurance typically excludes pre-existing conditions. Regardless of whether you require a Schengen visa or not, having medical insurance is a must for anyone traveling outside of the US . Medical insurance is generally broken down into two categories; emergency medical coverage, and emergency medical evacuation coverage.

Schengen medical insurance covers you for things such as hospitalization, emergency room treatment, X-rays, emergency dental care, and more. Emergency medical evacuation coverage will cover you for any transportation you require to receive medical care. This can include an ambulance to the nearest hospital or a pricey evacuation via a helicopter or plane.

  • Lost/damaged luggage:   Many Schengen visa travel insurance plans cover lost and damaged luggage. Your policy may even reimburse you for the cost of purchasing essential items while you wait for your delayed bag to arrive.
  • Cancellations:   Comprehensive travel insurance usually covers trip cancellations, giving you extra peace of mind in the event you have to cancel your plans due to severe weather, illness, serious medical problems, natural disasters or legal obligations. According to the Department of Financial Services , Schengen visa insurance won’t cover cancellations due to COVID-19 in most cases unless you have COVID-19 travel insurance . This is because it’s no longer an unforeseen complication.
  • Delays:   Some types of travel insurance cover losses arising from trip delays. This coverage kicks in if you experience a delay while traveling via one of these common carriers: airline, passenger railroad, ferry or long-distance bus service. Your policy may cover meals, hotel accommodations, toiletries and other related expenses.

What doesn’t Schengen travel insurance cover?

Travel insurance coverage depends heavily on the plan you choose. The more comprehensive your plan, the more things you will have covered.

That said, there are some common things not covered under travel insurance that extend to Schengen visa travel insurance.

Schengen visa travel insurance may not cover:

  • Some scenarios relating to pregnancy – such as childbirth ( see pregnancy travel insurance )
  • Some pre-existing conditions – depending on the plan and waiver criteria
  • Some COVID-19 scenarios – such as self-imposed quarantine
  • Anything mentioned in the “Exclusions” section of your specific plan – always read the fine print.

It’s important to review all the specific inclusions and exclusions of the plan you choose as there can be loopholes and exceptions to each of these scenarios.

For example, pre-existing conditions , which are health problems that existed before you purchased your policy, typically aren’t covered. However, there is often a limit to how far back this applies and certain criteria for waiving the exclusion.

Schengen travel insurance can cost as low as around $1 per day for the most basic coverage.

For more comprehensive travel insurance, you can expect to pay around $4 per day.

That said, the exact cost of travel insurance depends on several factors, including:

  • The duration of your trip
  • The cost of your trip
  • The coverage limits you select
  • The destination of your trip

For example, medical insurance usually costs less for younger people than it does for older people, so a 65-year-old can expect to pay more than a 23-year-old.

Let’s walk through a real-world example comparing coverage types. We got travel insurance quotes for the following trip information:

  • Age: 35 years old
  • Destination: Schengen area
  • Trip Length: 14 days
  • Trip cost: $3,000
  • Date: September, 2024

The requirements for Schengen visa travel insurance are quite simple, so you can get a relatively inexpensive plan . In this first table, we got price quotes for basic Schengen travel insurance.

Example Where Plan Doesn’t Reimburse the Full Trip Cost

While you are at it, you may want to opt for more comprehensive benefits. For the example below, we chose plans that will reimburse the full cost of your trip.

Example Where Plan Does Reimburse the Full Trip Cost

When you purchase travel insurance, it’s up to you whether you want to stick with the required minimums or give yourself a little extra peace of mind. That can have a big impact on the cost of your policy. For example, it costs a lot more to purchase €100,000 in medical insurance than it does to purchase the minimum €30,000 in medical insurance.

Where can I purchase Schengen travel insurance?

Where you ultimately purchase Schengen visa travel insurance is up to you.

If you are going as part of a larger tour or study program, you may be able to purchase Schengen visa travel insurance through your tour operator. That said, you may be able to find a better deal buying Schengen travel insurance online. Most major travel insurance providers offer plans that match the Schengen visa requirements.

You can also have a look at an online comparison tool . To see Schengen visa travel insurance plans you can enter your trip details in the tool below. Once you reach the quote pages, there is a filter to select “Schengen Visa” under the preset filter options. This will highlight all the plans that match the Schengen visa requirements from multiple travel insurance companies at once.

Before you travel, you may need to obtain a Schengen visa. Here’s what you need to know about the visa requirements.

Who needs a Schengen visa?

Any American citizen who intends to stay in the Schengen Area for more than 90 days must obtain a visa before traveling. This includes both business travelers and leisure travelers.

How does a Schengen visa work?

A Type D Schengen visa, also known as a national long-stay visa, allows you to stay in the Schengen Area for more than 90 days in a 180-day period. It also allows you to travel from one Schengen country to another Schengen country.

If you need to travel to the Schengen Area several times, you may be able to obtain a 3-year, multiple-entry Schengen visa or a 5-year, multiple-entry Schengen visa.

It’s important to note that if you plan to get a Schengen visa, you must have valid Schengen travel insurance for the entirety of your stay within the Schengen area.  Multi-trip insurance insurance can be especially beneficial in such cases.

Schengen visa requirements for children

Age criteria for Schengen Visa:

  • Children aged 6 and over will often require their own Schengen Visa. This specific age can vary from country to country, so it is important to check the specific age requirements of the Schengen country you plan to visit.

Application Process:

  • Minors need to pass through the same Visa application process as adults. This process generally contains the following stages:
  • Applicants must complete a Schengen visa application form.
  • You must gather the appropriate supporting documents (see below).
  • Schedule an appointment with the respective embassy or consulate.
  • Pay the Visa fee.

Required Documentation:

  • A child’s Schengen Visa application requires the following documents:
  • A valid passport with at least two blank pages.
  • A completed Schengen Visa application form. Parents or legal guardians must ensure they sign this form for young children.
  • A recent passport-sized photo.

Parental Consent:

  • When a minor is traveling without one or both parents, it is important to provide a notarized letter of consent from the absent parent(s) or legal guardian(s). This letter contains information such as the child’s name, the names of the traveling and non-traveling parents or guardians, the travel dates, and a brief explanation of the trip’s purpose.

How do I apply for a Schengen visa?

To apply for a Schengen visa, follow these steps:

Type of Schengen visa.

Determine what type of Schengen visa you need.

Submit your Schengen visa application.

If you plan to visit one country, submit it to the consulate or embassy for the country you’ll be visiting. If you plan to visit multiple Schengen countries, submit it to the consulate or embassy for the first country on your itinerary.

Purchase travel insurance.

Make sure your policy meets the minimum requirements.

Submit documents.

Submit your passport, proof of financial insurance and proof that you’ve met all Schengen visa requirements to the embassy.

Travel insurance is a worthwhile expense, but not all plans offer the same level of protection, so it’s important to shop around.

Follow these tips to find a policy that meets your needs.

Decide what type of travel insurance you’d like

Remember, your U.S. health insurance won’t cover medical expenses incurred overseas, so you’ll need to purchase a Schengen insurance plan that includes medical coverage.

You should also consider the following types of travel insurance.

  • Medevac:   Medical evacuation insurance , commonly called medevac coverage, covers the cost of transporting you to a medical facility if you get into an accident or develop a serious illness while you’re traveling.
  • Rental car insurance:   If you decide to rent a car while traveling in the Schengen, rental car insurance covers you in the event of an accident. Many policies also cover theft and vandalism.
  • Cancel-for-any-reason insurance:   CFAR insurance allows you to recoup some of your expenses if you have to cancel a trip for a reason that’s not covered by your standard insurance policy. For example, if you encounter financial difficulties, you may have to cancel your trip to save money.

Compare plans

Several companies offer insurance plans designed to meet the minimum requirements for a Schengen visa. Before you purchase coverage, use the LA Times comparison tool to find the best plan for the best price.

Check the limitations of your policy

Most insurance policies have limitations. Before you apply for a Schengen visa, review your policy to make sure it meets the minimum requirements. During your review, make sure you have coverage for common travel scenarios.

See if your credit card already provides trip insurance

Some travel credit cards offer rental car insurance, trip interruption insurance and other types of insurance coverage. Before you travel, check your credit card terms to find out if you have any of these benefits available to you. If you have certain types of coverage through your credit card company, you won’t have to purchase them.

Tips for visiting the Schengen area

Where is the schengen area.

Named after a small village in Luxembourg, the Schengen Area is the largest free travel area in the world, according to the European Council . As of 2024, there are 27 Schengen countries, most of which belong to the European Union. Switzerland, Norway, Iceland and Liechtenstein are in the Schengen Area, but they aren’t in the EU. As part of the Schengen Borders Code, these countries don’t perform border checks unless there’s a specific threat.

Do I need a passport to visit the Schengen?

Yes. All U.S. citizens must obtain a passport before traveling to the Schengen Area. You’re allowed to enter the Schengen countries as long as your passport doesn’t expire until at least 90 days following your planned departure date. For example, if you plan to leave the Schengen countries on September 1, your passport should be valid until at least December 1. However, if you’re looking for places to travel without a passport , you might consider exploring countries and destinations that don’t require

Do I need to be vaccinated to enter the Schengen?

You don’t have to get vaccinated before traveling to the Schengen countries. However, scientists at the Centers for Disease Control and Prevention recommend getting routine vaccines before you travel outside the United States. For example, the CDC says you should have vaccinations for chickenpox, influenza, diphtheria-tetanus-pertussis, polio, shingles and measles-mumps-rubella before traveling to France.

This is some important travel information you should know before visiting the Schengen.

Schengen insurance protects you when you’re traveling in the Schengen Zone, a group of 27 European countries. If you have a covered loss, the insurance company reimburses you for certain expenses. If you need a visa for travel to the Schengen Zone, one of the requirements is having travel insurance that will cover you in this part of the world. This is often referred to as Schengen insurance or Schengen travel insurance

What type of insurance is required for a Schengen visa?

At minimum, your travel insurance must cover at least €30,000 in medical expenses. It must also cover your repatriation costs. If you purchase a comprehensive policy, it may also cover losses arising from trip delays, trip cancellations, lost baggage or damaged baggage.

Do I need travel insurance to visit the Schengen?

You’ll need travel insurance if you plan to stay in the Schengen Zone for more than 90 days. Although you don’t need a short-stay visa for trips lasting 1 to 90 days, you do need a visa for longer trips. See more at travel.state.gov .

Does Schengen insurance cover countries that are not part of the Schengen Area?

No. Your Schengen visa insurance only covers the 23 EU and four non-EU countries in the Schengen Zone.

Per travel.state.gov ,{:rel=’nofollow’ target=’_blank’} the following countries are members of the Schengen Zone: Austria, Belgium, Czech, Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

About the Author

Leigh Morgan

Leigh Morgan is a seasoned personal finance contributor with over 15 years of experience writing on a diverse range of professional legal and financial topics. She specializes in subjects like navigating the complexities of insurance, savings, zero-based budgeting and emergency fund development.

In the last five years, she’s authored over 300 articles for credit unions, digital banks, and financial professionals. Morgan is also the author of “77 Tips for Preventing Elder Financial Abuse,” a book focused on helping caregivers protect the elderly from financial scams.

In addition to her writing skills, she brings real-world financial acumen thanks to her previous experience managing rental properties as part of a $34 million real estate portfolio.

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  • Future Generali Travel
  • Future Generali Schengen Travel Insurance

Future Generali Insurance Plans

Future Generali Schengrn Travel Insurance

Future generali schengrn travel quote, satisfies schengen visa requirements.

  • Offers maximum medical coverage of 30,000 euros for emergency sickness or accidental injury
  • Coverage for medical evacuation and repatriation of remains
  • Offers coverage in all Schengen countries
  • Available for Indians aged from 6 months to 70 years

Future Generali Travel Insurance review

Future Generali Travel Insurance

Future Generali travel insurance benefits

Exclusions of future generali schengen travel insurance.

  • Policy does not cover pre-existing diseases & complications arising from them.
  • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
  • War or war-like actions, act of terrorism.

eindia customer support

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Review Future Generali Schengen Travel Insurance to understand coverage details.

Proposal form

Fill the online Future Generali Schengen Travel Insurance proposal form.

Policy wordings

Review Future Generali Schengen Travel Insurance policy wordings which explains the terms and conditions.

Get quotes for Future Generali travel insurance!

India travel insurance blogs and articles.

travel insurance India

Tips to find good and adequate international travel health insurance Click here to read more

Comparison of overseas Healthcare cost and popular tourist destinations. Click here toread more

How to use Indian visitor insurance in case of sudden sickness and accidents. Click here to read more

Future Generali travel insurance useful links

How to buy online.

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

Already outside India

Travelers who have already traveled from India and do not have insurance can buy Future Generali travel medical insurance after approval.

Future Generali Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

Future Generali Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Future Generali by contacting them.

Future Generali Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

Resourceful Indian travel insurance links

Why do you need travel insurance plan

Why do you need travel insurance plan?

Benefits of buying travel insurance plans

Benefits of buying travel insurance plans

Travel Insurance Premium Calculator

Future Generali Overseas Travel Insurance Premium Calculator

travel insurance FAQ's

FAQ's on buying travel insurance policy

Search for Future Generali Travel Insurance

Future generali travel insurance links.

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"Generali wins out among the best travel insurance companies for its happy combination of below average fees for above average travel coverage."

“My husband and I were really surprised by how very smoothly and quickly we received our check.”

“I shopped around for the best coverage for a lengthy European trip for the most reasonable price, from a reputable company, and this is it.”

“I will absolutely use this company to insure my future trips.”

Worry Less — Get International Travel Insurance  for Your Vacation Abroad

Terms of Use   |  Privacy Policy   |   California Privacy Policy   |   Do Not Sell My Personal Information

Trusted by over 6 million travelers every year

Copyright© 1997 - 2024 CSA Travel Protection DBA Generali Global Assistance & Insurance Services, Company Code: 805-93, Approval Code: A 7691907

Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, and other important information about the Travel Insurance & Assistance Services Plan, please see Important Disclosures , Terms and Conditions, and Assistance Service pricing.

Compare Plans

Frequently Asked Questions

Can i be covered for a pre-existing medical condition.

If you purchase our Premium plan you can qualify for coverage for pre-existing medical conditions, as long as the travel protection plan is purchased prior to or within 24 hours of your final trip payment, you are medically able to travel at the time the plan is purchased, and all prepaid trip costs that are subject to cancellation penalties or restrictions have been insured.

At our Travel Insurance Definitions page , you can see how we define Pre-Existing Conditions or see Plan Documents for full details.

How does travel insurance work?

If something happen during your trip and you need to use your travel insurance, you’ll need to file a claim to be reimbursed. We have a page that explains how to start a claim , a great resource for learning more about the claims process.

Let’s say your baggage is delayed* and you need to buy clothes and toiletries, you would submit a claim to seek reimbursement. Travel insurance comes in handy in scenarios like this.

Oftentimes, travel insurance is offered when buying a cruise, airfare or booking a vacation rental. We encourage customers to pay attention to the fine print when considering insurance provided by travel suppliers. For example, a cruise line’s travel insurance may not pay cash to cover a cancelled or interrupted cruise, but instead offers credit towards a future cruise. If you prefer cash reimbursement, that’s reason to consider purchasing directly from a travel insurance provider instead.

We recommend bringing a print out of your plan documents with you when traveling so if you are affected by a storm and lose power or can’t connect to the internet, you’ll still know what number to call and what instructions to follow.

* Baggage Delay coverage can only be claimed if the delay lasts for the amount of time specified in the  Schedule of Benefits

How Travel Insurance Can Help

International travel can be expensive and having a lifeline can come in handy when you’re visiting another country. Generali's international travel insurance and assistance is designed to help protect your vacation investment and travelers, so you can travel with more peace of mind.

Find the Plan That Fits Your Trip Best

There’s no better way to understand how travel insurance and assistance can help protect you and your trip than reading real life examples from fellow travelers.

When is the best time to get travel insurance?

We suggest you buy a travel insurance plan when you make your first trip payment, like airfare or a cruise. That way you have a long coverage period in case you need to cancel your trip. Later on, you can add coverage to the same plan for your hotel, tours and other pre-paid, non-refundable trip costs. It’s best to contact us to add coverage soon after you make new trip payments to be sure you have coverage for your full trip cost.

What are the benefits of travel insurance?

Generali Global Assistance offers a variety of plans and add-on coverages to help protect your trip. Our plans can help with a number of unexpected problems, including trip cancellations and  interruptions ;  travel delays ;  lost, damaged and delayed baggage ; and unexpected  sickness, injury and medical evacuation . Additionally, our  24-Hour Emergency Services ,  Concierge and ID Theft Resolution services are included with our plans. These services round out our travel protection plans to provide real-time assistance when you need it on your trip.

In addition to providing added peace of mind, travel insurance can also help international travelers satisfy passport insurance requirements. Depending upon your country of residence and where you’re traveling to, you may be required to possess passport insurance for emergency hospital treatment and emergency medical evacuation before you’re permitted to enter your destination country or receive your visa. For instance, if you’re traveling to a Schengen country, our Standard ,  Preferred or  Premium plans fulfill the Schengen visa insurance requirements.

See more coverage details

Sources: 1. U.S. Travel Insurance Association survey 2. Centers for Disease Control

Worry Less —  Get International Travel Insurance  for Your Vacation Abroad

IMAGES

  1. Why Future Generali Travel Insurance is Perfect for Your Schengen Visa

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  2. Schengen Visa Insurance

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  5. Overview Of Future Generali Insurance

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VIDEO

  1. Europe Travel Insurance

  2. Travel Insurance for Schengen Visa 2024 ( Apply France Tourist Visa )

  3. Apply For Your Schengen Visa || Travel 27 Schengen Countries #travel #visaupdates #trendyreel

  4. How To Get Travel Insurance For Schengen Visa (2024)

  5. Your Travel Companion to Any Schengen Destination

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COMMENTS

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    So travel the world under Future Easy Travel Worldwide or Future Easy Travel Schengen Policy. The plan options have the following covers: 1. Cashless treatment during medical emergency for up to US$ 5,00,000 (in case of Future Easy Travel Worldwide policy) Or, €200000 (in case of Future Easy Travel Schengen policy) 2. Emergency Medical ...

  2. Travel Insurance For A Schengen Visa

    Travel Insurance for Schengen Visa: Discover what you need to know about travel insurance for a Schengen Visa. Learn about its features, coverage & reasons why you should buy it in this blog presented by Future Generali. ... Future Generali India Insurance Co Ltd., Unit 801 and 802, 8th floor, Tower C, Embassy 247 Park, L.B.S. Marg, Vikhroli (W ...

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  4. Future Generali Schengen Travel Plan

    Unique Features of Future Generali Schengen Travel Plan. Cashless claim settlement in network hospitals. Get tuition fees reimbursed if hospitalised for long. Claims turnaround time of less than fourteen working days. Worldwide service provider, hospital network, emergency & Medical travel assistance. Universal International Freephone Number.

  5. Why Future Generali Travel Insurance is Perfect for Your Schengen Visa

    By choosing Future Generali Travel Insurance for your Schengen Visa application, you not only meet the mandatory insurance requirements but also equip yourself with comprehensive coverage and invaluable peace of mind throughout your travels. With Future Generali by your side, you can focus on creating unforgettable memories while leaving the ...

  6. Schengen Visa Travel Insurance: 2024 Guide

    Schengen visa insurance must provide medical expenses coverage, including hospitalization, medical treatment and repatriation for medical reasons. It must also be valid in all Schengen countries ...

  7. PDF Future Travel Suraksha

    Future Travel Suraksha - Schengen Travel Enjoy your trip to Europe with just one policy to keep you safe. Website: www.futuregenerali.in Call us at: 1800-220-233, 1860-500-3333, ... The Future Generali Advantage Global knowledge and indigenous expertise Quick disbursement of claims A

  8. The Ultimate Guide to Finding the Best Travel Insurance for Schengen Visa

    Get comprehensive travel insurance for Schengen visa with medical coverage up to €30,000. Stay protected during your travels. Don't miss out! ... to meet the specific requirements set by Schengen area countries and are accepted by embassies and consulates of Schengen countries. 5. Generali Global Assistance.

  9. Travel Insurance for Schengen Visa

    Get Schengen travel insurance starting from just $1 per day. Schengen approved insurance. Full refund if trip is cancelled. Get Schengen insurance. If you are an Indian passport holder, then you can Buy HDFC Ergo Insurance for Schengen visa. So if you are a citizen of any of the below countries then you need to get a Schengen travel insurance.

  10. Future Generali Schengen & Worldwide Travel Insurance

    The Future Generali Schengen & Worldwide Travel Insurance policy can be purchased online. If you want to buy this travel insurance online, then follow the steps given below: Visit the official website of Future Generali India Insurance. Go to the 'Buy' tab on the top right. Select either 'Worldwide travel' or 'Schengen travel' on ...

  11. PDF Future Travel Suraksha Schengen Travel Policy Wordings

    Care Lines: MTNL/BSNL subscribers- 1800-220-233, any other Service provider: - 1860-500-3333. [email protected] Website: www.futuregenerali.inThis Policy is issued to you b. sed on Your Proposal to Us and payment of the Premium. This Policy records the agreement between Us and You, and sets ou.

  12. 5 Cheapest Travel Insurance Policies for Schengen Visa

    Here are the 5 cheapest Schengen travel insurance plans for a 7-day trip by some of the best international insurance companies: World Trips - Atlas Travel. Europ Assistance - Schengen Insurance. Mondialcare - Schengen Insurance Premium. AXA - Silver. Allianz - Schengen Insurance Single Trip. Alternatively, you can check the best ...

  13. Future Generali Travel Insurance

    Step 1: Go to the official Future Generali Travel Insurance website. Step 2: Enter your policy number and other required details to access your policy details. Step 3: Find the renewal option and click on the "Renew" button. Step 4: Make any necessary changes, such as adding riders if needed.

  14. International Travel Insurance: Trip Cost Protection & Global Assistance

    See why you should get international travel insurance with global travel assistance included. CLOSE X. ... Generali has a global network of 425,000 pre-screened medical providers and 4,700 assistance agents available in 35 countries worldwide. ... One of the most requested is Schengen visa insurance. The Schengen area is comprised of 26 ...

  15. PDF Future Travel Suraksha

    TRAVEL SURAKSHA- SCHENGEN TRAVEL . This Policy is issued to you based on your Proposal to us and payment of the Premium. You are eligible to be covered under this policy if your age is between 6 months to 70 years. This Policy records the agreement between us and you, and sets out the terms of insurance and obligations of each party.

  16. Compare Travel Insurance for Schengen Visa

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    Ans: Travel insurance policies by Future Generali India are issued for a minimum of 1 day to a maximum of 180 days. Student travel plans are issued for a minimum of 30 days to a maximum of two years. The insurer can also extend his Future Generali India Travel Insurance policy if he likes, provided the extension request is made at least 7 days ...

  18. Travel Insurance: Buy International Travel Insurance Online

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  20. PDF Future Travel Suraksha-Schengen Travel-Policy Wordings

    TRAVEL SURAKSHA SCHENGEN TRAVEL This Policy is issued to you based on your Proposal to us and payment of the Premium. You are eligible to be covered under this policy if your age is between 6 months to 70 years. This Policy records the agreement between us and you, and sets out the terms of insurance and

  21. Future Generali Schengen visa insurance, Best Quotes for Future

    Exclusions of Future Generali Schengen travel insurance. Policy does not cover pre-existing diseases & complications arising from them. Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.

  22. Get International Travel Insurance and Leave Your Worries at Home

    Generali Global Assistance offers a variety of plans and add-on coverages to help protect your trip. Our plans can help with a number of unexpected problems, including trip cancellations and interruptions; travel delays; lost, damaged and delayed baggage; and unexpected sickness, injury and medical evacuation.

  23. Schengen visa rejections increase for African travellers amid stricter

    A recent report by the British migration consultancy Henley & Partners shows that African countries accounted for seven of the top ten countries with the highest Schengen visa rejection rates in 2022.

  24. PDF Now enjoy your Europe trip to its fullest and let us take care of your

    Future Travel Suraksha - Schengen Travel takes care of any unforeseen event that might arise during your holiday. With us, you just enjoy travelling ... Why choose Future Generali? Future Generali India Insurance is a joint venture between the Future Group - the game changers in Retail Trade in India and Generali - an 186 year old global ...